8-K

                      US SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934



        Date Of Report (Date Of Earliest Event Reported): August 23, 2001
                                                          ---------------


                           YARDVILLE NATIONAL BANCORP
                           --------------------------
               (Exact Name of Registrant as Specified in Charter)


            New Jersey                 0-26086                22-2670267
            -----------                -------                ----------
   (State or Other Jurisdiction      (Commission           (I.R.S. Employer
         of Incorporation)           File Number)         Identification No.)


                                 2465 Kuser Road
                           Hamilton, New Jersey 08690
                           --------------------------
                    (Address Of Principal Executive Offices)


                                 (609) 585-5100
                                 --------------
              (Registrant's Telephone Number, Including Area Code)






Item 5. Other Events

                  On August 23, 2001, we issued a press release announcing the
closing of a private placement of shares of our common stock, no par value per
share, to certain investors at a price of $13.00 per share. The press release is
filed as Exhibit 99.1 to this current report on Form 8-K and is incorporated by
reference.

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

                  (c)  Exhibits

                  Exhibit 99.1      Press Release dated August 23, 2001






                                    SIGNATURE

                  Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

                                          YARDVILLE NATIONAL BANCORP



                                          By:
                                              ----------------------------------
                                              Stephen F. Carman
                                              Secretary/Treasurer

Date:  August 23, 2001






                                  EXHIBIT INDEX

Exhibit Number             Description
- --------------             -----------


99.1                       Press Release dated August 23, 2001

EX-99.1

                                                             Exhibit Number 99.1

                Contact: Stephen F. Carman EVP/CFO (609) 631-6222
                     Patrick M. Ryan Pres/CEO (609) 631-6177


   Yardville National Bancorp Announces Completion of Private Equity Offering


     HAMILTON, N.J.--August 23, 2001--Yardville National Bancorp (NNM: YANB)
announced that it completed a private equity offering on August 22nd. The
Company issued and sold 808,192 shares of Common Stock to a limited number of
investors for an aggregate purchase price of $10,506,496. The offering was
priced at the close of business on August 15th. The Company has agreed to file a
registration statement with the U.S. Securities and Exchange Commission covering
the offer and sale of the shares by the investors.
     Yardville National Bancorp intends to use the net proceeds primarily to
support future growth, including strategic geographic expansion. "We believe
that geographic expansion is an important factor for our future growth," stated
Patrick M. Ryan, President and CEO. "We intend to expand in our primary
marketplace of Mercer County, while developing secondary markets such as rapidly
growing Hunterdon County." In 2001, YNB has opened branches in Lawrence Township
(Mercer County) and the Company's first branch in Bordentown (Burlington
County). YNB also has applications pending for branches in Hunterdon County -
one of which will be located in our regional banking center, which is scheduled
to open early in 2002. The net proceeds from this offering will also be used to
support growth in the loan portfolio, possible future acquisitions and for
general corporate purposes.
     Yardville National Bancorp, a financial holding company headquartered in
Hamilton Township, N.J. with $1.8 billion in assets, provides retail and
commercial banking services through its wholly-owned subsidiary, The Yardville
National Bank.
     Certain of these statements contained in this release which are not
historical facts are forward-looking statements that are subject to risks and
uncertainties that could cause actual results to differ materially from those
set forth in the forward-looking statements, including the uncertainties
inherent in the process of auditing and making end-of-year adjustments to a
corporation's financial statements. By making these forward-looking statements,
the Company undertakes no obligation to update these statements for revisions or
changes after the date of this release.