Exhibit 21

Yardville National Bancorp Subsidiaries

1.	The Yardville National Bank, a national banking association organized under the laws of the United States (the “Bank”)
2.	Yardville Capital Trust, a Delaware business trust
3.	Yardville Capital Trust II, a Delaware business trust
4.	Yardville Capital Trust III, a Delaware business trust
5.	Yardville Capital Trust IV, a Delaware business trust
6.	Yardville Capital Trust V, a Delaware business trust
7.	Yardville Capital Trust VI, a Delaware business trust
8.	Yardville National Investment Corporation, a New Jersey corporation (wholly-owned subsidiary of the Bank)
9.	YNB Real Estate Holding Co., Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)
10.	Brendan, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)
11.	YNB Financial Services, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)
12.	Nancy Beth, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)
13.	YNB Realty, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)
14.	Jim Mary, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)
15.	YNB Capital Development, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

E-103