EXHIBIT 21

List of Subsidiaries of the Registrant

Yardville National Bancorp Subsidiaries

1. The Yardville National Bank, a national banking association organized under the laws of the United States (the “Bank”)

2. Yardville Capital Trust, a Delaware business trust

3. Yardville Capital Trust II, a Delaware business trust

4. Yardville Capital Trust III, a Delaware business trust

5. Yardville Capital Trust IV, a Delaware business trust

6. Yardville Capital Trust V, a Delaware business trust

7. Yardville Capital Trust VI, a Delaware business trust

The Yardville National Bank Direct and Indirect Subsidiaries

8. Yardville National Investment Corporation, a New Jersey corporation (wholly-owned subsidiary of the Bank)

9. YNB Real Estate Holding Co., Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

10. Brendan, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

11. YNB Financial Services, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

12. Nancy Beth, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

13. YNB Realty, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

14. Jim Mary, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

15. YNB Capital Development, Inc., a New Jersey corporation (wholly-owned subsidiary of the Bank)

16. Kuser Capital Corporation, a Delaware corporation (wholly-owned subsidiary of Yardville National Investment Corporation)

17. Kuser Investment Corporation, a Delaware corporation (wholly-owned subsidiary of Yardville National Investment Corporation)