UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): January 24, 2006

YARDVILLE NATIONAL BANCORP

(Exact Name of Issuer as Specified in Charter)

NEW JERSEY (State or Other Jurisdiction of Incorporation or Organization) 000-26086 (Commission File Number) 22-2670267 (I.R.S. Employer Identification Number)

2465 KUSER ROAD, HAMILTON, NEW JERSEY 08690

(Address of Principal Executive Offices)

(609) 585-5100

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]	Written communications pursuant to Rule 425 under the Securities Act
[ ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act
[ ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
[ ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act

Item 1.01 Entry into a Material Definitive Agreement.

On January 24, 2006, The Yardville National Bank, referred to as the “Bank,” a wholly owned subsidiary of the Company, entered into a lease with Vernon Holdings 101837, LLC, as landlord, for the lease of certain premises located in the Cream Ridge Mews Shopping Center, 403 Route 539, Cream Ridge (Plumsted Township), New Jersey. Christopher S. Vernon, a director of the Company and the Bank, has an ownership interest in Vernon Holdings 101837, LLC. The Bank has determined that the lease is on terms at least as favorable as those available from third parties and the lease was approved by the Company’s audit committee.

The lease provides for an initial term through November 30, 2006, followed by a month-to-month tenancy that will continue until the earliest of the relocation of the Bank to another site on the same property, a renegotiation of the lease term for the subject premises, or sixty days notice by either party. During the initial term of the lease, the Bank is obligated to pay monthly fixed rent of $3,483.33, plus taxes, insurance premiums, and common area costs allocated to the subject premises, as well as utilities and maintenance expenses.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	YARDVILLE NATIONAL BANCORP
Date: January 30, 2006	By:         Stephen F. Carman                     Stephen F. Carman Vice President and Treasurer