Texas Regional completed the acquisition of Mercantile Bank & Trust, FSB (Mercantile) on January 14, 2005. The results of operations for Mercantile have been included in the consolidated financial statements since the date of acquisition.

OPERATING HIGHLIGHTS

Net interest income of $63,357,000 for third quarter 2006 increased $3,711,000 or 6.2 percent over third quarter 2005. Average interest-earning assets, the primary factor in net interest income growth, increased 10.5 percent from third quarter 2005 to $6,316,869,000 for third quarter 2006. The net interest margin, on a tax-equivalent basis, for third quarter 2006 was 4.07 percent, a decrease of fifteen basis points compared to third quarter 2005. The net interest margin was negatively impacted by the reversal of interest on loans placed on nonaccrual status during the third quarter 2006.

For the nine months ended September 30, 2006, net interest income totaled $187,865,000, reflecting a $12,726,000 or 7.3 percent increase from the corresponding 2005 period. This growth resulted principally from an increase of 9.9 percent in average interest-earning assets to $6,153,355,000 for the nine months ended September 30, 2006 compared to the corresponding 2005 period. The net interest margin, on a tax-equivalent basis, for the nine months ended September 30, 2006 was 4.18 percent, a decrease of seven basis points compared to the corresponding 2005 period.

The provision for loan losses was $13,453,000 for third quarter 2006 compared to $8,720,000 for third quarter 2005. The increase in the provision for loan losses is primarily attributable to the specific reserve recorded in the third quarter of 2006 discussed above. Partially offsetting this increase is the additional provision of $2,500,000 for possible losses on loans to borrowers affected by Hurricane Rita recorded in the third quarter 2005.

For the nine months ended September 30, 2006, provision for loan losses was $35,073,000 compared to $19,928,000 for the corresponding 2005 period. The increase in the provision for loan losses is primarily attributable to net charge-offs of $24,513,000 during the nine months ended September 30, 2006, compared to $15,108,000 of net charge-offs for the corresponding 2005 period. In addition, as noted above, a specific reserve was recorded on one large loan relationship in the third quarter of 2006.

The allowance for loan losses as a percentage of loans held for investment and as a percentage of nonperforming loans were 1.42 percent and 113.60 percent, respectively, at September 30, 2006 compared to 1.30 percent and 125.66 percent, respectively, at September 30, 2005.

Noninterest income of $21,493,000 for third quarter 2006 increased $1,534,000 or 7.7 percent compared to third quarter 2005. This increase is primarily attributable to a $719,000 increase in total services charges for the third quarter 2006 when compared to the third quarter 2005. In addition, data processing service fees increased $470,000 and loan servicing income (loss), net, increased $419,000 for third quarter 2006 compared to third quarter 2005.

Total service charges of $13,376,000 for third quarter 2006 increased $719,000 or 5.7 percent compared to third quarter 2005. The increase in total service charges is primarily attributable to a $622,000 increase in non-sufficient funds and return item charges combined with increases of $398,000 in merchant credit and debit card income and $143,000 in automated teller machine income during third quarter 2006. These increases were partially offset by a $431,000 decrease in account analysis fees during third quarter 2006 compared to third quarter 2005 primarily due to an increase in the earnings credit rate. The earnings credit rate is based on the 90 day Treasury bill rate and is the value attributed to deposits maintained by customers using treasury management products. As the earnings credit rate has increased, the corresponding value given to deposits has increased resulting in customers being able to pay for more services with balances rather than fees.

Loan servicing income (loss), net, which includes amortization of the mortgage servicing rights (MSR) asset, increased $419,000 to $67,000 for third quarter 2006 compared to $(352,000) for the third quarter 2005. The increase resulted primarily from a decrease in MSR amortization of $473,000 partially offset by a decrease of $54,000 in servicing fees.

For the nine months ended September 30, 2006, noninterest income was $61,710,000 reflecting a decrease of $4,200,000 or 6.4 percent compared to the corresponding 2005 period. The decrease resulted primarily from the special distributions received during the first nine months of 2005 as a result of the merger of PULSE EFT Association with Discover Financial Services. This decrease in noninterest income was partially offset by an increase in total service charges for the nine months ended September 30, 2006 compared to the corresponding 2005 period.

Total service charges of $38,812,000 for the nine months ended September 30, 2006 increased $1,953,000 or 5.3 percent compared to the corresponding 2005 period. The increase is primarily attributable to a $1,335,000 increase in merchant credit and debit card income for the nine months

ended September 30, 2006. In addition, non-sufficient funds and return item charges increased $1,262,000 and automated teller machine income increased $392,000 for the nine months ended September 30, 2006 compared to the corresponding 2005 period. These increases were partially offset by a $1,006,000 decrease in account analysis fees due to the increase in the earnings credit rate attributed to deposits maintained by customers using the Company’s treasury management services.

Other noninterest income of $2,133,000 for the nine months ended September 30, 2006 decreased by $5,982,000 compared to the corresponding 2005 period. The decrease is primarily due to the above mentioned special distributions from the merger of PULSE EFT Association with Discover Financial Services received during the nine months ended September 30, 2005.

Noninterest expense of $47,147,000 for third quarter 2006 increased $6,164,000 or 15.0 percent compared to third quarter 2005. The efficiency ratio was 55.57 percent for third quarter 2006 compared to 51.48 percent for third quarter 2005.

Salaries and employee benefits of $25,099,000 increased $3,213,000 or 14.7 percent during third quarter 2006 compared to third quarter 2005. The increase is attributable to salary increases, increases in retirement plan and bonus expense, higher staffing levels in certain departments primarily due to expansion and enhancement of the Company’s Bank Secrecy Act/Anti-Money Laundering compliance program and the effect of expensing stock options. These increases were partially offset by staff reductions in other areas. Retirement plan and bonus expense was $1,333,000 for the third quarter 2006 compared to $324,000 for the third quarter 2005. Stock-based compensation expense for third quarter 2006 was $796,000.

Other noninterest expense of $12,334,000 increased $2,320,000 or 23.2 percent compared to third quarter 2005. The increase was primarily due to increases in advertising and public relations expenses, legal fees associated with the BBVA merger transaction, and writedowns on two repossessed assets to their net realizable values based upon offers to purchase those assets.

For the nine months ended September 30, 2006, noninterest expense was $133,478,000 reflecting an increase of $12,214,000 or 10.1 percent compared to the corresponding 2005 period. The efficiency ratio was 53.48 percent for the nine months ended September 30, 2006 compared to 50.31 percent for the corresponding 2005 period.

Salaries and employee benefits of $72,426,000 increased $8,213,000 or 12.8 percent for the nine months ended September 30, 2006 compared to the corresponding 2005 period primarily due to salary increases, increases in retirement plan and bonus expense, higher staffing levels in certain

departments due to expansion and enhancement of the Company’s Bank Secrecy Act/Anti-Money Laundering compliance program and the effect of expensing stock options. These increases were partially offset by staff reductions in other areas. Retirement plan and bonus expense was $3,939,000 for the nine months ended September 30, 2006 compared to $734,000 for the corresponding 2005 period. Stock-based compensation expense for the nine months ended September 30, 2006 was $2,201,000. Salaries and employee benefits, annualized, represented 1.44 percent of average total assets for the nine months ended September 30, 2006, an increase of four basis points compared to the corresponding 2005 period.

Other noninterest expense of $33,793,000 increased $4,054,000 or 13.6 percent for the nine months ended September 30, 2006 compared to the corresponding 2005 period. The increase was primarily due to increased fees for data processing, higher legal and professional fees and writedowns on two repossessed assets to their net realizable values based upon offers to purchase those assets.

FINANCIAL CONDITION

Assets totaled $6,951,782,000 at September 30, 2006, reflecting an increase of $648,310,000 or 10.3 percent compared to total assets at September 30, 2005. The increase was primarily attributable to increases in loans held for investment and securities. Loans held for investment of $4,281,331,000 at September 30, 2006 increased $315,703,000 or 8.0 percent from September 30, 2005. Securities of $2,029,979,000 at September 30, 2006 increased $272,836,000 or 15.5 percent from September 30, 2005. Other assets, net, of $338,781,000 at September 30, 2006 included goodwill and identifiable intangibles of $215,005,000. Deposits increased to $5,711,884,000 at September 30, 2006, up $582,410,000 or 11.4 percent from September 30, 2005.

Shareholders’ equity of $684,892,000 at September 30, 2006 increased $53,371,000 from September 30, 2005, an 8.5 percent increase. The increase primarily resulted from net income for the twelve months ended September 30, 2006 of $76,948,000, partially offset by dividends of $28,979,000. The total risk-based, tier 1 risk-based and leverage capital ratios of 12.51 percent, 11.27 percent and 8.21 percent, respectively, at September 30, 2006 substantially exceeded regulatory requirements for a well-capitalized bank holding company.

ASSET QUALITY

Total nonperforming assets of $73,701,000 at September 30, 2006 increased $23,628,000 or 47.2 percent compared to $50,073,000 at September 30, 2005. At September 30, 2006, total loans held for investment of $4,281,331,000 included $53,335,000 or 1.25 percent classified as nonperforming

compared to 1.03 percent at September 30, 2005. This balance of nonperforming loans reflected an increase of $12,456,000 when compared to nonperforming loans of $40,879,000 at September 30, 2005. The increase primarily resulted from the addition of three nonaccrual loan relationships totaling $19,680,000 during the period. These increases were partially offset by the foreclosure and charge-off of one loan relationship in the amount of $5,951,000 that was classified as nonaccrual at September 30, 2005. Accruing loans 90 days or more past due of $5,921,000 at September 30, 2006 reflected a decrease of $7,603,000 compared to $13,524,000 at September 30, 2005. The decrease is partially the result of the resolution of a $3,611,000 relationship, the majority of which was transferred to foreclosed and other loan related assets and the remainder was charged off. The borrower involved in a second relationship totaling $2,797,000 paid off the majority of the relationship with the remainder transferred to foreclosed and other loan related assets. A third loan relationship, in the amount of $2,726,000, was returned to current status. Partially offsetting these decreases is the addition of one loan relationship in the amount of $1,324,000.

Foreclosed and other loan related assets of $20,366,000 at September 30, 2006 increased $11,172,000 compared to $9,194,000 at September 30, 2005 primarily as a result of the addition of seven properties totaling $9,089,000 and one repossessed asset with a net book value of $1,154,000 at September 30, 2006. Terms have been negotiated with third party purchasers to sell approximately $9,500,000 of these foreclosed and other loan related assets subject to completion of final documentation. These transactions are expected to close in the fourth quarter 2006.

During the third quarter 2005, in connection with Hurricane Rita, the Company recorded an additional provision to the allowance for loan losses of $2,500,000 for possible losses on loans to borrowers affected by the hurricane. During the third quarter 2006, the Company recorded charge-offs of $279,000 against this allowance. Total charge-offs related to Hurricane Rita taken against this allowance were $1,491,000 at September 30, 2006. Consistent with the Company’s loan policies, as information on loan customers is received and evaluated, the Company will continue to analyze the amount of additional provision for loan losses, if any, that may become necessary to properly account for additional losses sustained by the Company as a result of the hurricane and its aftermath.

OTHER INFORMATION

As previously announced, Texas Regional has signed a definitive merger agreement for the acquisition of the Company by BBVA. The definitive agreement has been filed with the Securities and Exchange Commission (SEC). Texas Regional has also filed a proxy statement and other relevant documents concerning the proposed merger transaction with the SEC. The proxy statement relates to

the special meeting of the shareholders of Texas Regional held on September 25, 2006, at which meeting the agreement and plan of merger with BBVA was approved and adopted by the shareholders. The definitive agreement, proxy statement, and the other information contain important information concerning the transaction. Investors are urged to read the definitive agreement and the proxy statement and all other relevant documents filed with the SEC. You may obtain the documents at no charge at the website maintained by the SEC at www.sec.gov. In addition, you may obtain copies of documents filed with the SEC by Texas Regional at no charge by contacting John A. Martin, Chief Financial Officer, Texas Regional Bancshares, Inc., 3900 North Tenth Street, Eleventh Floor, McAllen, Texas 78501. Mr. Martin can also be reached by telephone at (956) 631-5400.

Texas Regional paid a quarterly cash dividend of $0.14 per common share on October 13, 2006 to common shareholders of record on October 6, 2006.

Texas Regional is a McAllen-based bank holding company whose stock trades on The NASDAQ Stock Market® under the symbol TRBS. Texas State Bank, its wholly owned subsidiary, conducts a commercial banking business through over 70 banking centers across Texas primarily located in the metropolitan areas of Beaumont-Port Arthur, Brownsville-Harlingen-San Benito, Corpus Christi, Dallas, Houston, McAllen-Edinburg-Mission and Tyler.

This release and other information are available on Texas Regional’s website at www.trbsinc.com. The information available on Texas Regional’s website can also be obtained at no charge from John A. Martin, Chief Financial Officer, at the address and telephone number indicated above.

FORWARD-LOOKING INFORMATION

This release, information filed by Texas Regional with the SEC, and information on Texas Regional’s website may contain forward-looking information (including information related to plans, projections or future performance of Texas Regional and its subsidiaries and planned market opportunities, employment opportunities and synergies from mergers, and information related to Texas Regional’s proposed transaction with BBVA), the occurrence of which involve certain risks, uncertainties, assumptions and other factors which could materially affect future results. If any of these risks or uncertainties materializes or any of these assumptions prove incorrect, Texas Regional’s results could differ materially from Texas Regional’s expectations in these statements. Texas Regional assumes no obligation and does not intend to update these forward-looking statements. For further information, please see Texas Regional’s reports filed with the SEC pursuant to the Securities

Exchange Act of 1934, which are available at Texas Regional’s website at www.trbsinc.com and the SEC’s website at www.sec.gov.

CONTACT: Glen E. Roney, Chief Executive Officer, or John A. Martin, Chief Financial Officer, at (956) 631-5400, both of Texas Regional.

Texas Regional Bancshares, Inc. and Subsidiaries

Financial Highlights (Unaudited)

	At / For Three Months Ended
(Dollars in Thousands,	Sep 30,			Jun 30,			Mar 31,			Dec 31,			Sep 30,
Except Per Share Data)	2006			2006			2006			2005			2005
Condensed Income Statements
Interest Income
Loans Held for Investment	$	91,512		$	86,781		$	82,133		$	79,214		$	74,803
Securities	21,687			19,775			18,056			17,166			16,429
Other Interest-Earning Assets	1,277			791			627			583			502
Total Interest Income	114,476			107,347			100,816			96,963			91,734
Interest Expense
Deposits	41,633			37,950			34,231			30,976			27,731
Other Borrowed Money	9,486			6,529			4,945			4,616			4,357
Total Interest Expense	51,119			44,479			39,176			35,592			32,088
Net Interest Income before Provision for Loan Losses	63,357			62,868			61,640			61,371			59,646
Provision for Loan Losses	13,453			16,749			4,871			6,143			8,720
Net Interest Income after Provision for Loan Losses	49,904			46,119			56,769			55,228			50,926
Service Charges on Deposit Accounts	10,399			10,041			8,999			8,802			10,082
Other Service Charges	2,977			3,022			3,374			2,600			2,575
Insurance Commission, Fees and Premiums, Net	1,240			1,193			1,006			829			997
Trust Fees	2,087			1,971			1,901			1,868			1,892
Mortgage Banking Revenues	1,682			1,440			1,185			1,399			1,710
Realized Gains (Losses) on Sales of Securities Available for Sale, Net	—			—			(97		)	2			475
Data Processing Service Fees	2,629			2,108			2,284			2,222			2,159
Loan Servicing Income (Loss), Net	67			83			(14		)	(214		)	(352		)
Other Noninterest Income	412			583			1,138			1,229			421
Total Noninterest Income	21,493			20,441			19,776			18,737			19,959
Salaries and Employee Benefits	25,099			24,365			22,962			21,224			21,886
Occupancy Expense, Net	4,059			3,831			3,869			3,172			3,749
Equipment Expense	3,805			3,674			3,416			3,439			3,515
Other Real Estate (Income) Expense, Net	592			(354		)	101			169			305
Amortization of Identifiable Intangibles	1,258			1,390			1,618			1,597			1,514
Other Noninterest Expense	12,334			11,689			9,770			10,298			10,014
Total Noninterest Expense	47,147			44,595			41,736			39,899			40,983
Income Before Income Tax Expense	24,250			21,965			34,809			34,066			29,902
Income Tax Expense	7,898			7,206			11,798			11,240			10,073
Net Income	$	16,352		$	14,759		$	23,011		$	22,826		$	19,829
Per Common Share Data (1)
Net Income—Basic	$	0.30		$	0.27		$	0.42		$	0.42		$	0.36
Net Income—Diluted	0.30			0.27			0.42			0.42			0.36
Market Value at Period End	38.45			37.92			29.49			25.73			26.17
Book Value at Period End	12.49			11.98			11.99			11.75			11.55
Cash Dividends Declared	0.140			0.140			0.140			0.109			0.109
Share Data (1) (in Thousands)
Basic	54,811			54,774			54,714			54,666			54,609
Diluted	55,352			55,191			54,937			54,904			54,909
Shares Outstanding at Period End (1)	54,841			54,788			54,766			54,682			54,654
Selected Financial Data
Return on Average Assets	0.94		%	0.88		%	1.42		%	1.42		%	1.26		%
Return on Average Shareholders’ Equity	9.63			8.90			14.93			14.17			12.46
Leverage Capital Ratio	8.21			8.26			8.30			8.26			8.11
Expense Efficiency Ratio (2)	55.57			53.53			51.26			49.81			51.48
TE Net Interest Income (3)	$	64,848		$	64,363		$	63,004		$	62,554		$	60,762
TE Adjustment (3)	1,491			1,495			1,364			1,183			1,116
Net Interest Income, as Reported	$	63,357		$	62,868		$	61,640		$	61,371		$	59,646
TE Net Interest Margin (3)	4.07		%	4.20		%	4.26		%	4.28		%	4.22		%
Goodwill	$	193,094		$	193,094		$	193,094		$	192,740		$	192,729
Identifiable Intangibles, Net	21,911			22,985			24,191			25,624			27,224
Trust Assets Held, at Fair Value	2,188,730			2,101,620			2,091,137			1,864,145			1,806,229

	At / For Three Months Ended
(Dollars in Thousands,	Sep 30,			Jun 30,			Mar 31,			Dec 31,			Sep 30,
Except Per Share Data)	2006			2006			2006			2005			2005
Selected Financial Data - Continued
Full-Time Equivalent Employees	2,019			2,030			1,985			1,954			1,976
Condensed Balance Sheets
Loans Held for Investment	$	4,281,331		$	4,162,284		$	4,104,728		$	4,109,615		$	3,965,628
Securities	2,029,979			2,002,662			1,889,781			1,840,780			1,757,143
Other Interest-Earning Assets	92,034			71,705			66,707			34,875			23,612
Total Interest-Earning Assets	6,403,344			6,236,651			6,061,216			5,985,270			5,746,383
Cash and Due from Banks	117,983			152,796			139,452			179,829			138,986
Premises and Equipment, Net	152,261			153,081			151,720			149,698			147,084
Other Assets, Net	338,781			352,712			332,618			323,549			322,387
Allowance for Loan Losses	(60,587		)	(49,096		)	(51,012		)	(50,027		)	(51,368		)
Total Assets	$	6,951,782		$	6,846,144		$	6,633,994		$	6,588,319		$	6,303,472
Savings and Time Deposits	$	4,685,532		$	4,401,203		$	4,490,466		$	4,288,830		$	4,222,194
Other Borrowed Money	517,669			678,483			315,960			523,375			499,177
Total Interest-Bearing Liabilities	5,203,201			5,079,686			4,806,426			4,812,205			4,721,371
Demand Deposits	1,026,352			1,077,657			1,116,110			1,104,501			907,280
Other Liabilities	37,337			32,646			54,938			29,121			43,300
Total Liabilities	6,266,890			6,189,989			5,977,474			5,945,827			5,671,951
Shareholders’ Equity	684,892			656,155			656,520			642,492			631,521
Total Liabilities and Shareholders’ Equity	$	6,951,782		$	6,846,144		$	6,633,994		$	6,588,319		$	6,303,472
Condensed Average Balance Sheets
Loans Held for Investment	$	4,202,873		$	4,148,060		$	4,098,702		$	3,968,329		$	3,930,179
Securities	2,032,717			1,946,720			1,857,850			1,794,995			1,751,516
Other Interest-Earning Assets	81,279			47,382			40,974			39,621			36,915
Total Interest-Earning Assets	6,316,869			6,142,162			5,997,526			5,802,945			5,718,610
Cash and Due from Banks	118,221			126,837			145,534			154,007			126,634
Premises and Equipment, Net	152,295			152,122			151,145			147,508			143,910
Other Assets, Net	350,771			338,736			326,776			323,268			321,672
Allowance for Loan Losses	(52,115		)	(50,552		)	(52,147		)	(51,331		)	(48,998		)
Total Assets	$	6,886,041		$	6,709,305		$	6,568,834		$	6,376,397		$	6,261,828
Savings and Time Deposits	$	4,439,023		$	4,424,581		$	4,377,604		$	4,248,318		$	4,238,064
Other Borrowed Money	709,969			508,312			431,765			426,747			445,778
Total Interest-Bearing Liabilities	5,148,992			4,932,893			4,809,369			4,675,065			4,683,842
Demand Deposits	1,031,356			1,078,883			1,068,266			1,024,204			915,798
Other Liabilities	32,173			32,425			65,991			38,122			30,734
Total Liabilities	6,212,521			6,044,201			5,943,626			5,737,391			5,630,374
Shareholders’ Equity	673,520			665,104			625,208			639,006			631,454
Total Liabilities and Shareholders’ Equity	$	6,886,041		$	6,709,305		$	6,568,834		$	6,376,397		$	6,261,828
Nonperforming Assets & Past Due
Loans
Nonaccrual Loans	$	53,014		$	40,124		$	46,624		$	50,218		$	38,752
Restructured Loans	321			321			321			2,127			2,127
Foreclosed and Other Loan Related Assets	20,366			19,494			16,981			8,028			9,194
Total Nonperforming Assets	$	73,701		$	59,939		$	63,926		$	60,373		$	50,073
Accruing Loans 90 Days or More Past Due	$	5,921		$	6,844		$	13,706		$	11,781		$	13,524
Net Charge-Offs	1,962			18,665			3,886			7,484			5,374
Net Charge-Offs to Average Loans Held for Investment	0.19		%	1.80		%	0.38		%	0.75		%	0.54		%

Certain amounts in the prior periods’ presentation have been reclassified to conform to the current presentation. These reclassifications have no effect on previously reported net income.

(1) Restated to retroactively give effect for the 10% stock dividend declared by the Company during first quarter 2006 and distributed during second quarter 2006.

(2) Ratio of Noninterest Expense divided by the sum of Net Interest Income and Noninterest Income.

(3) Tax-equivalent adjustment computed based on a 35% tax rate.

	At / For Nine Months Ended
(Dollars in Thousands,	Sep 30,			Sep 30,
Except Per Share Data)	2006			2005
Condensed Income Statements
Interest Income
Loans Held for Investment	$	260,426		$	210,969
Securities	59,518			46,033
Other Interest-Earning Assets	2,695			1,362
Total Interest Income	322,639			258,364
Interest Expense
Deposits	113,814			72,249
Other Borrowed Money	20,960			10,976
Total Interest Expense	134,774			83,225
Net Interest Income before Provision for Loan Losses	187,865			175,139
Provision for Loan Losses	35,073			19,928
Net Interest Income after Provision for Loan Losses	152,792			155,211
Service Charges on Deposit Accounts	29,439			28,863
Other Service Charges	9,373			7,996
Insurance Commission, Fees and Premiums, Net	3,439			2,974
Trust Fees	5,959			5,636
Mortgage Banking Revenues	4,307			4,795
Realized Gains (Losses) on Sales of Securities Available for Sale, Net	(97		)	796
Data Processing Service Fees	7,021			6,931
Loan Servicing Income (Loss), Net	136			(196		)
Other Noninterest Income	2,133			8,115
Total Noninterest Income	61,710			65,910
Salaries and Employee Benefits	72,426			64,213
Occupancy Expense, Net	11,759			10,905
Equipment Expense	10,895			10,448
Other Real Estate Expense, Net	339			952
Amortization of Identifiable Intangibles	4,266			5,007
Other Noninterest Expense	33,793			29,739
Total Noninterest Expense	133,478			121,264
Income Before Income Tax Expense	81,024			99,857
Income Tax Expense	26,902			34,315
Net Income	$	54,122		$	65,542
Per Common Share Data (1)
Net Income—Basic	$	0.99		$	1.20
Net Income—Diluted	0.98			1.19
Market Value at Period End	38.45			26.17
Book Value at Period End	12.49			11.55
Cash Dividends Declared	0.42			0.309
Share Data (1) (in Thousands)
Basic	54,767			54,567
Diluted	55,172			54,865
Shares Outstanding at Period End (1)	54,841			54,654
Selected Financial Data
Return on Average Assets	1.08		%	1.43		%
Return on Average Shareholders’ Equity	11.05			14.17
Leverage Capital Ratio	8.21			8.11
Expense Efficiency Ratio (2)	53.48			50.31
TE Net Interest Income (3)	$	192,215		$	178,175
TE Adjustment (3)	4,350			3,036
Net Interest Income, as Reported	$	187,865		$	175,139
TE Net Interest Margin (3)	4.18		%	4.25		%
Goodwill	$	193,094		$	192,729
Identifiable Intangibles, Net	21,911			27,224
Trust Assets Held, at Fair Value	2,188,730			1,806,229
Full-Time Equivalent Employees	2,019			1,976

	At / For Nine Months Ended
(Dollars in Thousands,	Sep 30,			Sep 30,
Except Per Share Data)	2006			2005
Condensed Balance Sheets
Loans Held for Investment	$	4,281,331		$	3,965,628
Securities	2,029,979			1,757,143
Other Interest-Earning Assets	92,034			23,612
Total Interest-Earning Assets	6,403,344			5,746,383
Cash and Due from Banks	117,983			138,986
Premises and Equipment, Net	152,261			147,084
Other Assets, Net	338,781			322,387
Allowance for Loan Losses	(60,587		)	(51,368		)
Total Assets	$	6,951,782		$	6,303,472
Savings and Time Deposits	$	4,685,532		$	4,222,194
Other Borrowed Money	517,669			499,177
Total Interest-Bearing Liabilities	5,203,201			4,721,371
Demand Deposits	1,026,352			907,280
Other Liabilities	37,337			43,300
Total Liabilities	6,266,890			5,671,951
Shareholders’ Equity	684,892			631,521
Total Liabilities and Shareholders’ Equity	$	6,951,782		$	6,303,472
Condensed Average Balance Sheets
Loans Held for Investment	$	4,150,260		$	3,888,498
Securities	1,946,403			1,673,531
Other Interest-Earning Assets	56,692			37,693
Total Interest-Earning Assets	6,153,355			5,599,722
Cash and Due from Banks	130,098			133,316
Premises and Equipment, Net	151,858			141,242
Other Assets, Net	338,849			319,250
Allowance for Loan Losses	(51,605		)	(48,683		)
Total Assets	$	6,722,555		$	6,144,847
Savings and Time Deposits	$	4,413,961		$	4,175,992
Other Borrowed Money	551,034			415,773
Total Interest-Bearing Liabilities	4,964,995			4,591,765
Demand Deposits	1,059,367			905,064
Other Liabilities	43,406			29,660
Total Liabilities	6,067,768			5,526,489
Shareholders’ Equity	654,787			618,358
Total Liabilities and Shareholders’ Equity	$	6,722,555		$	6,144,847
Nonperforming Assets & Past Due Loans
Nonaccrual Loans	$	53,014		$	38,752
Restructured Loans	321			2,127
Foreclosed and Other Loan Related Assets	20,366			9,194
Total Nonperforming Assets	$	73,701		$	50,073
Accruing Loans 90 Days or More Past Due	$	5,921		$	13,524
Net Charge-Offs	24,513			15,108
Net Charge-Offs to Average Loans Held for Investment	0.79		%	0.52		%