<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Balance Sheets and Consolidated Statements of Income and
Comprehensive Income included herein and is qualified in its entirety by
reference to such financial statements.

<MULTIPLIER>     1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          63,428
<INT-BEARING-DEPOSITS>                           3,999
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    554,241
<INVESTMENTS-CARRYING>                           2,050
<INVESTMENTS-MARKET>                             2,073
<LOANS>                                      1,494,431
<ALLOWANCE>                                     18,239
<TOTAL-ASSETS>                               2,262,508
<DEPOSITS>                                   1,977,313
<SHORT-TERM>                                    70,938
<LIABILITIES-OTHER>                             14,880
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        14,619
<OTHER-SE>                                     184,758
<TOTAL-LIABILITIES-AND-EQUITY>               2,262,508
<INTEREST-LOAN>                                 69,392
<INTEREST-INVEST>                               16,896
<INTEREST-OTHER>                                   373
<INTEREST-TOTAL>                                86,661
<INTEREST-DEPOSIT>                              38,755
<INTEREST-EXPENSE>                              39,630
<INTEREST-INCOME-NET>                           47,031
<LOAN-LOSSES>                                    4,494
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 26,824
<INCOME-PRETAX>                                 26,324
<INCOME-PRE-EXTRAORDINARY>                      26,324
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    16,892
<EPS-BASIC>                                       1.16
<EPS-DILUTED>                                     1.15
<YIELD-ACTUAL>                                    4.83
<LOANS-NON>                                     13,426
<LOANS-PAST>                                     4,013
<LOANS-TROUBLED>                                 9,253
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                16,711
<CHARGE-OFFS>                                    3,187
<RECOVERIES>                                       221
<ALLOWANCE-CLOSE>                               18,239
<ALLOWANCE-DOMESTIC>                            16,743
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,496