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                                                                    EXHIBIT 23.2


                         Consent of Independent Auditors


The Board of Directors
Century Bancshares, Inc.


We consent to the incorporation by reference in this Registration Statement on
Form S-8 of our report dated February 18, 2000 relating to the consolidated
balance sheets of Century Bancshares, Inc. and subsidiary as of December 31,
1999 and 1998, and the related consolidated statements of income, shareholders'
equity and cash flows for each of the years in the three-year period ended
December 31, 1999, which report appears in the December 31, 1999 Annual Report
on Form 10-K of Century Bancshares, Inc.


                                       KPMG LLP

McLean, Virginia
March 30, 2001