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                                                                    EXHIBIT 99.5

                                      PROXY

                            CENTURY BANCSHARES, INC.
                         1275 PENNSYLVANIA AVENUE, N.W.
                             WASHINGTON, D.C. 20004


           THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS
        FOR USE AT THE SPECIAL MEETING OF STOCKHOLDERS ON MARCH 15, 2001




The undersigned stockholder of Century Bancshares, Inc. ("Century") hereby
makes, constitutes and appoints Joseph S. Bracewell and John R. Cope, and each
of them, as attorneys, agents and proxies with full power of substitution to
vote, as designated on the reverse, all of the shares of common stock of Century
held of record by the undersigned as of February 2, 2001 which the undersigned
would be entitled to vote if personally present at the Special Meeting of
Stockholders of Century to be held at 2:00 p.m. (local time) at the offices of
Bracewell & Patterson, L.L.P., 2000 K Street, N.W., Suite 500, Washington, D.C.
20006, and at any adjournments thereof (the "Special Meeting"), with respect to
the proposals described in the Joint Proxy Statement/Prospectus and the Notice
of Special Meeting of Stockholders both dated January 31, 2001, timely receipt
of which is acknowledged.


This proxy when properly executed will be voted in the manner directed herein by
the undersigned stockholder. If no direction is made, this proxy will be voted
"FOR" Proposal 1. This proxy confers discretionary authority on the persons
named herein with respect to all other matters that may properly come before the
meeting or any adjournment thereof.


Please mark your vote as indicated in the example [X]


1.       Approval of the issuance of shares of Century common stock to
         stockholders of GrandBanc, Inc. upon the terms and subject to the
         conditions set forth in the Agreement and Plan of Merger dated as of
         October 11, 2000 between GrandBanc, Inc. and Century as more
         specifically described in the Joint Proxy Statement/Prospectus.

         For          Against          Abstain
         [ ]            [ ]               [ ]

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In their discretion, the proxies are
authorized to vote upon such other business
as may properly come before the Special
Meeting and any adjournment thereof.

I plan to attend the Special Meeting.

Yes [ ]            No [ ]


   2


                                    Please date and sign exactly as name appears
                                    on the certificates representing your shares
                                    of common stock of Century. When shares are
                                    held jointly, each stockholder must sign.
                                    When signing as attorney, executor,
                                    administrator, trustee, or guardian, please
                                    give full title as such. If a corporation,
                                    please sign in full corporate name by
                                    president or other authorized officer. If a
                                    partnership, please sign in partnership name
                                    by authorized person.

                                    Dated:                           , 2001
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                                    --------------------------------------------
                                    (Print Name)

                                    --------------------------------------------
                                    (Stockholder's Signature)

                                    --------------------------------------------
                                    (Print Name)

                                    --------------------------------------------
                                    (Stockholder's Signature)


PLEASE MARK, SIGN, DATE AND RETURN THE PROXY PROMPTLY USING THE ENCLOSED
ENVELOPE.