The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,741 54,225 SH   SOLE   54,225 0 0
ABBOTT LABORATORIES COM 002824100 1,289 21,132 SH   SOLE   21,132 0 0
ABBVIE INC COM 00287Y109 1,306 14,092 SH   SOLE   14,092 0 0
ANTHEM, INC COM 036752103 1,479 6,215 SH   SOLE   6,215 0 0
APPLE INC COM 037833100 1,093 5,906 SH   SOLE   5,906 0 0
BANK OF AMERICA CORP COM 060505104 1,532 54,336 SH   SOLE   54,336 0 0
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 1,389 7,440 SH   SOLE   7,440 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 790 14,275 SH   SOLE   14,275 0 0
CHEVRON CORP NEW COM 166764100 1,269 10,040 SH   SOLE   10,040 0 0
DIAGEO PLC - SPONSORED ADR COM 25243Q205 1,322 9,182 SH   SOLE   9,182 0 0
EMERSON ELECTRIC COMPANY COM 291011104 1,224 17,705 SH   SOLE   17,705 0 0
FLUOR CORP (NEW) COM 343412102 1,417 29,055 SH   SOLE   29,055 0 0
GILEAD SCIENCES INC. COM 375558103 1,560 22,015 SH   SOLE   22,015 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 1,390 9,646 SH   SOLE   9,646 0 0
INTEL CORPORATION COM 458140100 1,535 30,886 SH   SOLE   30,886 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 1,755 12,561 SH   SOLE   12,561 0 0
JPMORGAN CHASE& CO COM 46625H100 1,523 14,618 SH   SOLE   14,618 0 0
JOHNSON& JOHNSON COM 478160104 1,263 10,410 SH   SOLE   10,410 0 0
KIMBERLY CLARK COM 494368103 1,273 12,083 SH   SOLE   12,083 0 0
KRAFT HEINZ COMPANY COM 500754106 694 11,043 SH   SOLE   11,043 0 0
MARKEL CORP COM 570535104 1,404 1,295 SH   SOLE   1,295 0 0
MICROSOFT CORP COM 594918104 1,769 17,940 SH   SOLE   17,940 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 744 18,140 SH   SOLE   18,140 0 0
NCR CORP COM 62886E108 984 32,825 SH   SOLE   32,825 0 0
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 1,330 17,174 SH   SOLE   17,174 0 0
PFIZER INC COM 717081103 1,113 30,665 SH   SOLE   30,665 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 921 11,805 SH   SOLE   11,805 0 0
QUALCOMM INC COM 747525103 950 16,920 SH   SOLE   16,920 0 0
RIO TINTO PLC SPONS ADR COM 767204100 1,909 34,400 SH   SOLE   34,400 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,539 6,272 SH   SOLE   6,272 0 0
VERIZON COMMUNICATIONS COM 92343V104 874 17,364 SH   SOLE   17,364 0 0
WELLS FARGO& CO (NEW) COM 949746101 3,529 63,656 SH   SOLE   63,656 0 0
AON PLC CLASS A COM G0408V102 1,032 7,525 SH   SOLE   7,525 0 0
CHUBB LIMITED COM H1467J104 1,021 8,040 SH   SOLE   8,040 0 0