The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 649 18,265 SH   SOLE   18,265 0 0
ABBOTT LABORATORIES COM 002824100 541 11,017 SH   SOLE   11,017 0 0
ABBVIE INC COM 00287Y109 686 10,217 SH   SOLE   10,217 0 0
ANTHEM, INC COM 036752103 1,519 9,255 SH   SOLE   9,255 0 0
APPLE INC COM 037833100 750 5,976 SH   SOLE   5,976 0 0
BANK OF AMERICA CORP COM 060505104 1,247 73,266 SH   SOLE   73,266 0 0
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 1,045 7,680 SH   SOLE   7,680 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 937 14,080 SH   SOLE   14,080 0 0
CHEVRON CORP NEW COM 166764100 606 6,285 SH   SOLE   6,285 0 0
CHUBB CORP COM 171232101 873 9,175 SH   SOLE   9,175 0 0
DIAGEO PLC - SPONSORED ADR COM 25243Q205 792 6,827 SH   SOLE   6,827 0 0
EMERSON ELECTRIC COMPANY COM 291011104 712 12,840 SH   SOLE   12,840 0 0
ENERGY TRANSFER PARTNERS LP COM 29273R109 272 5,220 SH   SOLE   5,220 0 0
FLUOR CORP (NEW) COM 343412102 621 11,710 SH   SOLE   11,710 0 0
GENERAL ELECTRIC COMPANY COM 369604103 735 27,680 SH   SOLE   27,680 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 1,221 11,970 SH   SOLE   11,970 0 0
INTEL CORPORATION COM 458140100 1,046 34,379 SH   SOLE   34,379 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 365 2,241 SH   SOLE   2,241 0 0
JPMORGAN CHASE& CO COM 46625H100 1,174 17,333 SH   SOLE   17,333 0 0
JOHNSON& JOHNSON COM 478160104 1,091 11,190 SH   SOLE   11,190 0 0
KIMBERLY CLARK COM 494368103 797 7,518 SH   SOLE   7,518 0 0
KRAFT FOODS GROUP INC COM 50076Q106 534 6,277 SH   SOLE   6,277 0 0
MARKEL CORP COM 570535104 1,421 1,775 SH   SOLE   1,775 0 0
MERCK& CO. INC. COM 58933Y105 787 13,820 SH   SOLE   13,820 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 705 17,145 SH   SOLE   17,145 0 0
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 705 9,774 SH   SOLE   9,774 0 0
PFIZER INC COM 717081103 1,048 31,260 SH   SOLE   31,260 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 886 11,330 SH   SOLE   11,330 0 0
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 736 18,730 SH   SOLE   18,730 0 0
QUALCOMM INC COM 747525103 761 12,145 SH   SOLE   12,145 0 0
SPDR TRUST UNIT SER 1 COM 78462F103 232 1,125 SH   SOLE   1,125 0 0
TEVA PHARMACEUTICAL-SPONS ADR COM 881624209 1,063 17,990 SH   SOLE   17,990 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,523 12,485 SH   SOLE   12,485 0 0
VERIZON COMMUNICATIONS COM 92343V104 617 13,242 SH   SOLE   13,242 0 0
WELLS FARGO& CO (NEW) COM 949746101 776 13,791 SH   SOLE   13,791 0 0
YUM! BRANDS INC COM 988498101 1,110 12,320 SH   SOLE   12,320 0 0
AON PLC CLASS A COM G0408V102 1,030 10,335 SH   SOLE   10,335 0 0