The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 602 18,442 SH   SOLE   18,442 0 0
ABBOTT LABORATORIES COM 002824100 520 11,217 SH   SOLE   11,217 0 0
ABBVIE INC COM 00287Y109 598 10,217 SH   SOLE   10,217 0 0
ANTHEM, INC COM 036752103 1,473 9,540 SH   SOLE   9,540 0 0
APPLE INC COM 037833100 1,647 13,236 SH   SOLE   13,236 0 0
BANK OF AMERICA CORP COM 060505104 1,159 75,336 SH   SOLE   75,336 0 0
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 1,126 7,805 SH   SOLE   7,805 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 934 14,480 SH   SOLE   14,480 0 0
CHEVRON CORP NEW COM 166764100 678 6,460 SH   SOLE   6,460 0 0
CHUBB CORP COM 171232101 928 9,175 SH   SOLE   9,175 0 0
DIAGEO PLC - SPONSORED ADR COM 25243Q205 771 6,969 SH   SOLE   6,969 0 0
EMERSON ELECTRIC COMPANY COM 291011104 756 13,355 SH   SOLE   13,355 0 0
ENERGY TRANSFER PARTNERS LP COM 29273R109 291 5,220 SH   SOLE   5,220 0 0
FLUOR CORP (NEW) COM 343412102 678 11,860 SH   SOLE   11,860 0 0
GENERAL ELECTRIC COMPANY COM 369604103 718 28,948 SH   SOLE   28,948 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 1,297 12,435 SH   SOLE   12,435 0 0
INTEL CORPORATION COM 458140100 1,089 34,832 SH   SOLE   34,832 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 366 2,281 SH   SOLE   2,281 0 0
JPMORGAN CHASE& CO COM 46625H100 1,083 17,873 SH   SOLE   17,873 0 0
JOHNSON& JOHNSON COM 478160104 1,156 11,490 SH   SOLE   11,490 0 0
KIMBERLY CLARK COM 494368103 825 7,698 SH   SOLE   7,698 0 0
KRAFT FOODS GROUP INC COM 50076Q106 519 5,960 SH   SOLE   5,960 0 0
MARKEL CORP COM 570535104 1,430 1,860 SH   SOLE   1,860 0 0
MERCK& CO. INC. COM 58933Y105 794 13,820 SH   SOLE   13,820 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 610 16,895 SH   SOLE   16,895 0 0
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 765 10,174 SH   SOLE   10,174 0 0
PFIZER INC COM 717081103 1,123 32,289 SH   SOLE   32,289 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 954 11,646 SH   SOLE   11,646 0 0
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 812 19,380 SH   SOLE   19,380 0 0
QUALCOMM INC COM 747525103 872 12,580 SH   SOLE   12,580 0 0
SPDR TRUST UNIT SER 1 COM 78462F103 232 1,125 SH   SOLE   1,125 0 0
TEVA PHARMACEUTICAL-SPONS ADR COM 881624209 1,148 18,425 SH   SOLE   18,425 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,544 13,055 SH   SOLE   13,055 0 0
VERIZON COMMUNICATIONS COM 92343V104 654 13,445 SH   SOLE   13,445 0 0
WELLS FARGO& CO (NEW) COM 949746101 768 14,116 SH   SOLE   14,116 0 0
YUM! BRANDS INC COM 988498101 1,013 12,870 SH   SOLE   12,870 0 0
AON PLC CLASS A COM G0408V102 1,015 10,560 SH   SOLE   10,560 0 0