The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 649 18,407 SH   SOLE   18,407 0 0
ABBOTT LABORATORIES COM 002824100 467 11,222 SH   SOLE   11,222 0 0
ABBVIE INC COM 00287Y109 590 10,222 SH   SOLE   10,222 0 0
APPLE INC COM 037833100 1,337 13,271 SH   SOLE   13,271 0 0
BANK OF AMERICA CORP COM 060505104 1,292 75,751 SH   SOLE   75,751 0 0
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 1,078 7,805 SH   SOLE   7,805 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 750 14,655 SH   SOLE   14,655 0 0
CHEVRON CORP NEW COM 166764100 776 6,505 SH   SOLE   6,505 0 0
CHUBB CORP COM 171232101 842 9,250 SH   SOLE   9,250 0 0
DIAGEO PLC - SPONSORED ADR COM 25243Q205 807 6,989 SH   SOLE   6,989 0 0
EMERSON ELECTRIC COMPANY COM 291011104 839 13,405 SH   SOLE   13,405 0 0
ENERGY TRANSFER PARTNERS LP COM 29273R109 333 5,210 SH   SOLE   5,210 0 0
FLUOR CORP (NEW) COM 343412102 795 11,900 SH   SOLE   11,900 0 0
GENERAL ELECTRIC COMPANY COM 369604103 740 28,888 SH   SOLE   28,888 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 1,158 12,435 SH   SOLE   12,435 0 0
INTEL CORPORATION COM 458140100 1,210 34,757 SH   SOLE   34,757 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 436 2,296 SH   SOLE   2,296 0 0
JPMORGAN CHASE& CO COM 46625H100 1,081 17,943 SH   SOLE   17,943 0 0
JOHNSON& JOHNSON COM 478160104 1,225 11,495 SH   SOLE   11,495 0 0
KIMBERLY CLARK COM 494368103 826 7,678 SH   SOLE   7,678 0 0
KRAFT FOODS GROUP INC COM 50076Q106 339 6,003 SH   SOLE   6,003 0 0
MARKEL CORP COM 570535104 1,190 1,870 SH   SOLE   1,870 0 0
MERCK& CO. INC. COM 58933Y105 822 13,860 SH   SOLE   13,860 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 570 16,625 SH   SOLE   16,625 0 0
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 752 10,219 SH   SOLE   10,219 0 0
PFIZER INC COM 717081103 958 32,394 SH   SOLE   32,394 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 981 11,716 SH   SOLE   11,716 0 0
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 722 19,380 SH   SOLE   19,380 0 0
QUALCOMM INC COM 747525103 943 12,615 SH   SOLE   12,615 0 0
SPDR TRUST UNIT SER 1 COM 78462F103 222 1,125 SH   SOLE   1,125 0 0
TEVA PHARMACEUTICAL-SPONS ADR COM 881624209 993 18,475 SH   SOLE   18,475 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,129 13,095 SH   SOLE   13,095 0 0
VERIZON COMMUNICATIONS COM 92343V104 676 13,520 SH   SOLE   13,520 0 0
WELLPOINT INC COM 94973V107 1,150 9,615 SH   SOLE   9,615 0 0
WELLS FARGO& CO (NEW) COM 949746101 697 13,436 SH   SOLE   13,436 0 0
YUM! BRANDS INC COM 988498101 883 12,270 SH   SOLE   12,270 0 0
AON PLC CLASS A COM G0408V102 929 10,600 SH   SOLE   10,600 0 0