The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 653 18,607 SH   SOLE   18,607 0 0
ABBOTT LABORATORIES COM 002824100 432 11,222 SH   SOLE   11,222 0 0
ABBVIE INC COM 00287Y109 525 10,222 SH   SOLE   10,222 0 0
APPLE INC COM 037833100 1,115 2,078 SH   SOLE   2,078 0 0
BANK OF AMERICA CORP COM 060505104 1,307 75,996 SH   SOLE   75,996 0 0
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 975 7,805 SH   SOLE   7,805 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 761 14,655 SH   SOLE   14,655 0 0
CHEVRON CORP NEW COM 166764100 774 6,505 SH   SOLE   6,505 0 0
CHUBB CORP COM 171232101 828 9,270 SH   SOLE   9,270 0 0
DIAGEO PLC - SPONSORED ADR COM 25243Q205 877 7,039 SH   SOLE   7,039 0 0
EMERSON ELECTRIC COMPANY COM 291011104 900 13,480 SH   SOLE   13,480 0 0
ENERGY TRANSFER PARTNERS LP COM 29273R109 288 5,350 SH   SOLE   5,350 0 0
FLUOR CORP (NEW) COM 343412102 936 12,045 SH   SOLE   12,045 0 0
GENERAL ELECTRIC COMPANY COM 369604103 749 28,938 SH   SOLE   28,938 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 1,174 12,655 SH   SOLE   12,655 0 0
INTEL CORPORATION COM 458140100 936 36,267 SH   SOLE   36,267 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 471 2,446 SH   SOLE   2,446 0 0
JPMORGAN CHASE& CO COM 46625H100 1,104 18,193 SH   SOLE   18,193 0 0
JOHNSON& JOHNSON COM 478160104 1,155 11,760 SH   SOLE   11,760 0 0
KIMBERLY CLARK COM 494368103 846 7,678 SH   SOLE   7,678 0 0
KRAFT FOODS GROUP INC COM 50076Q106 337 6,003 SH   SOLE   6,003 0 0
MARKEL CORP COM 570535104 1,115 1,870 SH   SOLE   1,870 0 0
MARSH& MCLENNAN COS INC COM 571748102 200 4,060 SH   SOLE   4,060 0 0
MERCK& CO. INC. COM 58933Y105 795 14,010 SH   SOLE   14,010 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 574 16,625 SH   SOLE   16,625 0 0
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 774 10,284 SH   SOLE   10,284 0 0
PFIZER INC COM 717081103 1,082 33,694 SH   SOLE   33,694 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 950 11,786 SH   SOLE   11,786 0 0
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 742 19,455 SH   SOLE   19,455 0 0
QUALCOMM INC COM 747525103 1,002 12,710 SH   SOLE   12,710 0 0
SPDR TRUST UNIT SER 1 COM 78462F103 210 1,125 SH   SOLE   1,125 0 0
TEVA PHARMACEUTICAL-SPONS ADR COM 881624209 986 18,660 SH   SOLE   18,660 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,083 13,210 SH   SOLE   13,210 0 0
VERIZON COMMUNICATIONS COM 92343V104 653 13,720 SH   SOLE   13,720 0 0
WELLPOINT INC COM 94973V107 976 9,805 SH   SOLE   9,805 0 0
WELLS FARGO& CO (NEW) COM 949746101 678 13,636 SH   SOLE   13,636 0 0
YUM! BRANDS INC COM 988498101 925 12,270 SH   SOLE   12,270 0 0
AON PLC CLASS A COM G0408V102 893 10,600 SH   SOLE   10,600 0 0