The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 624 18,447 SH   DFND   18,382 0 65
ABBOTT LABORATORIES COM 002824100 379 11,412 SH   DFND   11,372 0 40
ABBVIE INC COM 00287Y109 464 10,372 SH   SOLE   10,372 0 0
APPLE INC COM 037833100 986 2,068 SH   DFND   2,058 0 10
BANK OF AMERICA CORP COM 060505104 1,078 78,086 SH   DFND   77,746 0 340
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 922 8,125 SH   DFND   8,075 0 50
BRISTOL-MYERS SQUIBB CO COM 110122108 714 15,430 SH   DFND   15,355 0 75
CHEVRON CORP NEW COM 166764100 739 6,085 SH   DFND   6,055 0 30
CHUBB CORP COM 171232101 839 9,395 SH   DFND   9,345 0 50
DIAGEO PLC - SPONSORED ADR COM 25243Q205 919 7,229 SH   DFND   7,189 0 40
EMERSON ELECTRIC COMPANY COM 291011104 809 12,510 SH   DFND   12,430 0 80
ENERGY TRANSFER PARTNERS LP COM 29273R109 669 12,850 SH   DFND   12,800 0 50
FLUOR CORP (NEW) COM 343412102 868 12,230 SH   DFND   12,170 0 60
GENERAL ELECTRIC COMPANY COM 369604103 691 28,938 SH   DFND   28,868 0 70
HONEYWELL INTERNATIONAL INC COM 438516106 1,036 12,470 SH   SOLE   12,470 0 0
INTEL CORPORATION COM 458140100 821 35,827 SH   DFND   35,702 0 125
INTERNATIONAL BUSINESS MACHINE COM 459200101 599 3,236 SH   SOLE   3,236 0 0
JPMORGAN CHASE& CO COM 46625H100 931 18,003 SH   DFND   17,903 0 100
JOHNSON& JOHNSON COM 478160104 1,054 12,160 SH   DFND   12,100 0 60
KIMBERLY CLARK COM 494368103 751 7,973 SH   DFND   7,933 0 40
KRAFT FOODS GROUP INC COM 50076Q106 319 6,086 SH   SOLE   6,086 0 0
MERCK& CO. INC. COM 58933Y105 614 12,890 SH   DFND   12,835 0 55
MONDELEZ INTERNATIONAL INC COM 609207105 530 16,875 SH   SOLE   16,875 0 0
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 756 10,856 SH   DFND   10,796 0 60
PFIZER INC COM 717081103 764 26,604 SH   DFND   26,459 0 145
PROCTER AND GAMBLE COMPANY COM 742718109 919 12,156 SH   DFND   12,111 0 45
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 583 17,695 SH   SOLE   17,695 0 0
QUALCOMM INC COM 747525103 872 12,960 SH   DFND   12,910 0 50
SPDR TRUST UNIT SER 1 COM 78462F103 227 1,350 SH   SOLE   1,350 0 0
TEVA PHARMACEUTICAL-SPONS ADR COM 881624209 724 19,155 SH   SOLE   19,155 0 0
UNITEDHEALTH GROUP INC COM 91324P102 962 13,440 SH   DFND   13,390 0 50
VERIZON COMMUNICATIONS COM 92343V104 653 13,982 SH   DFND   13,920 0 62
VODAFONE GROUP PLC SPONS ADR COM 92857W209 1,101 31,305 SH   SOLE   31,305 0 0
WELLPOINT INC COM 94973V107 723 8,650 SH   DFND   8,605 0 45
WELLS FARGO& CO (NEW) COM 949746101 570 13,786 SH   DFND   13,686 0 100
YUM! BRANDS INC COM 988498101 894 12,520 SH   SOLE   12,520 0 0
AON PLC CLASS A COM G0408V102 797 10,705 SH   DFND   10,650 0 55