Exhibit 21. Subsidiaries of the Registrant

		Percentage		State of
Parent Company	Subsidiaries	Owned		Incorporation
Eagle Bancshares, Inc.	Tucker Federal Bank		100%	Federally Chartered
	Eagle Real Estate Advisors, Inc.		100%	Georgia
	Eagle Bancshares Capital Group, Inc.		100%	Georgia
Tucker Federal Bank	Eagle Service Corporation		100%	Georgia
	Prime Eagle Mortgage Corporation		100%	Georgia
	TFB Management, Inc		100%	Delaware
	TFB Management (NC), Inc.		100%	Delaware
	TFB Management (RE), Inc.		99.9%	Delaware