Outstanding Amounts

Repurchase Amount

2022

2021

Loan Amount

Issuance Date

Trustee

Terms

Php

Dates

Paid in
full on

U.S.
Dollar

Php

U.S.
Dollar

Php

(in millions)

(in millions)

Fixed Rate Notes(1)

PLDT

US$300M

June 23, 2020

The Bank of New 
York Mellon, London Branch

Non-amortizing, payable in full upon  maturity on January 23, 2031

—

—

—

295

(*)

16,490

(*)

295

(*)

15,017

(*)

PLDT

US$300M

June 23, 2020

The Bank of New 
York Mellon, London Branch

Non-amortizing, payable in full upon maturity on June 23, 2050

—

—

—

294

(*)

16,402

(*)

293

(*)

14,954

(*)

589

32,892

588

29,971

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

(1)

The purpose of this loan is to refinance the debt maturing in 2021, prepay outstanding loans and partially finance capital expenditures.

Drawn

Cancelled Undrawn

Outstanding Amounts

Amount

Amount

2022

2021

Loan Amount

Date of Loan
Agreement

Lender(s)

Terms

Dates Drawn

U.S. Dollar

Paid in
full on

U.S.
Dollar

Php

U.S.
Dollar

Php

(in millions)

(in millions)

U.S. Dollar Debts

Other Term Loans(1)

PLDT

US$200M
   Tranche A:
   US$150M;
   Tranche B:
   US$50M

February 26, 2015

MUFG Bank,
Ltd.

Commencing 36 months after loan date, with semi-annual 
amortization of 23.75% of the loan amount on the first and second repayment dates and seven semi-annual
amortizations of 7.5% starting on the third repayment
date, with final installment on February 25, 2022

Various dates
in 2015

200

—

February 24,
2022

—

—

15

(*)

764

(*)

Smart

US$100M

December 7, 2015

Mizuho Bank
Ltd.

13 equal semi-annual installments commencing on 
the date which falls 12 months after the loan date, with final
installment on December 7, 2022

Various dates
in 2016

100

—

December 7, 2022

—

(*)

—

(*)

15

(*)

781

(*)

PLDT

US$25M

March 22, 2016

NTT TC Leasing 
Co., Ltd., or NTT 
TC Leasing

Non-amortizing, payable upon maturity on March 30, 2023

March 30, 2016

25

—

—

25

(*)

1,395

(*)

25

(*)

1,272

(*)

PLDT

US$25M

January 31, 2017

NTT TC Leasing

Non-amortizing, payable upon maturity on March 27, 2024

March 30, 2017

25

—

—

25

(*)

1,393

(*)

25

(*)

1,271

(*)

Smart

US$140M

March 4, 2020

PNB

Quarterly amortization rates equivalent to:  (a) 2.5% of the 
total amount drawn payable on the first interest payment 
date up to the 28th interest payment date; (b) 5% of the 
total amount drawn payable on the 29th interest payment 
date up to the 32nd interest payment date; and (3) 2.5% of 
the total amount drawn payable on the 37th interest 
payment date up to maturity on December 13, 2030

December 14, 
2020

140

—

—

111

(*)

6,214

(*)

125

(*)

6,380

(*)

161

9,002

205

10,468

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

(1)

The purpose of this loan is to finance the capital expenditures and/or to refinance existing loan obligations which were utilized for network expansion and improvement programs.

Date of

Payments

Outstanding Amounts

Issuance/

Amount

2022

2021

Loan Amount

Agreement

Paying Agent

Terms

Drawdown

Php

Date

Php

Php

(in millions)

(in millions)

Fixed Rate Retail Bonds(1)

PLDT

Php15,000M

January 22, 2014

Philippine Depositary
Trust Corp.

Php12.4B – non-amortizing, payable in full upon maturity on 
February 6, 2021; Php2.6B – non-amortizing payable in full on February 6, 2024

February 6, 2014

12,400

February 8, 2021

2,596

(*)

2,594

(*)

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

(1)

The purpose of this loan is to finance the capital expenditures and/or refinance existing loan obligations which were utilized for network expansion and improvement programs.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

Term Loans

Unsecured Term Loans(1)

PLDT

Php2,000M

March 20, 
2012

RCBC

Annual amortization rate of 1% on the fifth-year up to the 
ninth-year from the initial drawdown date and the balance 
payable upon maturity on April 12, 2022

April 12, 
2012

2,000

—

January 12, 2022

—

1,900

PLDT

Php1,500M

April 2, 2014

AIA Life

Payable in full upon maturity on April 4, 2024

April 4, 2014

1,500

—

January 31, 
2022

—

1,500

PLDT

Php1,000M

May 23, 2014

AIA Life

Payable in full upon maturity on May 28, 2024

May 28, 2014

1,000

—

February 28, 2022

—

1,000

PLDT

Php1,000M

June 9, 2014

LBP

Annual amortization rate of 1% on the first-year up to the 
ninth-year from initial drawdown date and the balance 
payable upon maturity on June 13, 2024

June 13, 2014

1,000

—

June 13, 
2022

—

930

PLDT

Php1,500M

July 28, 2014

Union Bank

Annual amortization rate of 1% on the first-year up to the 
ninth-year from initial drawdown date and the balance 
payable upon maturity on July 31, 2024

July 31, 2014

1,500

—

—

1,380

1,395

PLDT

Php2,000M

February 25,
2015

BPI

Annual amortization rate of 1% on the first-year up to the 
ninth-year from initial drawdown date and the balance 
payable upon maturity on March 24, 2025

March 24, 2015

2,000

—

—

1,811

(*)

1,810

PLDT

Php3,000M

June 26, 2015

BPI

Annual amortization rate of 1% on the first-year up to the 
ninth-year from initial drawdown date and the balance 
payable upon maturity on June 30, 2025

June 30, 2015

3,000

—

—

2,790

2,820

PLDT

Php5,000M

August 3, 2015

Metrobank

Annual amortization rate of 1% on the first-year up to the 
ninth-year from initial drawdown date and the balance 
payable upon maturity on September 23, 2025

Various dates in
2015

5,000

—

—

4,650

4,700

10,631

16,055

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

(1)

The purpose of this loan is to finance the capital expenditures and/or refinance existing loan obligations, which were utilized for service improvements and expansion programs.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

Smart

Php5,000M

August 11, 2015

Metrobank

Annual amortization rate of 1% of the principal amount on 
the first-year up to the ninth-year commencing on the first-year anniversary of the initial drawdown date and the balance payable
upon maturity on September 1, 2025

September 1, 2015

5,000

—

—

4,642

(*)

4,690

(*)

Smart

Php5,000M

December 11, 2015

BPI

Annual amortization rate of 1% of the principal amount on 
the first-year up to the ninth-year commencing on the first-year anniversary of the initial drawdown date and the balance payable upon maturity on December 21, 2025

December 21, 2015

5,000

—

—

4,642

(*)

4,689

(*)

Smart

Php5,000M

December 16, 2015

Metrobank

Annual amortization rate of 1% of the principal amount up 
to the tenth-year commencing on the first-year anniversary 
of the initial drawdown and the balance payable upon maturity 
on June 29, 2026

December 28, 2015

5,000

—

—

4,641

(*)

4,688

(*)

Smart

Php7,000M

December 18, 2015

China Banking Corporation, 
or CBC

Annual amortization rate of 1% of the principal amount on 
the third-year up to the sixth-year from the initial drawdown 
date, with balance payable upon maturity on December 28, 
2022

December 28,
2015 and
February 24, 
2016

7,000

—

June 28, 
2022

—

(*)

4,199

(*)

PLDT

Php3,000M

July 1, 2016

Metrobank

Annual amortization rate of 1% on the first-year up to the 
ninth-year from initial drawdown date and the balance 
payable upon maturity on February 22, 2027

February 20, 
2017

3,000

—

—

2,843

(*)

2,872

(*)

PLDT

Php6,000M

July 1, 2016

Metrobank

Annual amortization rate of 1% on the first-year up to the 
sixth-year from initial drawdown date and the balance 
payable upon maturity on August 30, 2023

August 30, 2016 
and November 10,
2016

6,000

—

—

5,637

(*)

5,692

(*)

22,405

26,830

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

PLDT

Php8,000M

July 14, 2016

Security Bank

Annual amortization rate of 1% of the total amount drawn payable semi-annually starting from the end of the first-year after the initial drawdown date until the ninth-year and the balance payable on maturity on March 1, 2027

February 27, 
2017

8,000

—

—

7,182

(*)

7,338

(*)

PLDT

Php6,500M

September 20, 2016

BPI

Annual amortization rate of 1% on the first- year up to 
the sixth-year from initial drawdown date and the 
balance payable upon maturity on November 2, 2023

November 2, 
2016 and
December 19,
2016

6,500

—

—

6,105

(*)

6,165

(*)

Smart

Php3,000M

September 28, 2016

BDO

Annual amortization rate of 1% of the principal 
   amount on the first-year up to the ninth-year 
   commencing on the first-year anniversary of the 
   initial drawdown date and the balance payable upon
   maturity on October 5, 2026

October 5, 2016

3,000

—

—

2,820

2,850

Smart

Php5,400M

September 28, 2016

Union Bank

Annual amortization rate of 1% of the principal amount 
on the first-year up to the sixth-year commencing on 
the first-year anniversary of the initial drawdown date 
and the balance payable upon maturity on October 24, 
2023

October 24,
2016 and 
November 21,
2016

5,400

—

—

5,074

(*)

5,126

(*)

PLDT

Php5,300M(1)

October 14, 2016

BPI

Annual amortization rate of 1% on the first-year up to the 
sixth-year from initial drawdown date and the balance 
payable upon maturity on December 19, 2023

December 19, 2016

5,300

—

—

981

(*)

5,027

(*)

Smart

Php2,500M(2)

October 27, 2016

CBC

Annual amortization rate of 10% of the amount drawn
starting on the third-year up to the sixth-year, with
balance payable upon maturity on December 8, 2023

December 8, 2016

2,500

—

December 9, 2022

—

1,750

22,162

28,256

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

(1)

The amounts of Php1,500 million and Php2,500 million were prepaid on September 19, 2022 and December 19, 2022, respectively.

(2)

The outstanding balance amounting to Php1,750 million was prepaid on December 9, 2022.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

Smart

Php4,000M(1)

October 28, 
2016

Security Bank

Semi-annual amortization rate of 1% of the total amount 
drawn from first-year up to the ninth-year and the 
balance payable upon maturity on April 5, 2027

April 5, 2017

4,000

—

—

1,881

(*)

1,899

(*)

Smart

Php1,000M

December 16, 
2016

PNB

Annual amortization rate of 1% of the amount drawn 
starting on the first anniversary of the advance up to 
the ninth anniversary of the advance and the 
balance payable upon maturity on December 7, 2027

December 7, 2017

1,000

—

—

920

(*)

925

(*)

Smart

Php2,000M

December 22,
2016

LBP

Annual amortization rate of 1% of the amount drawn 
starting on the first anniversary of the advance up to 
the ninth anniversary of the advance and the 
balance payable upon maturity on January 21, 2028

January 22, 2018

2,000

—

—

1,878

(*)

1,940

PLDT

Php3,500M

December 23, 
2016

LBP

Annual amortization rate of 1% on the first-year up to 
the ninth-year after the drawdown date and the 
balance payable upon maturity on April 5, 2027

April 5, 2017

3,500

—

—

3,317

(*)

3,350

(*)

Smart

Php1,500M

April 18, 
2017

PNB

Annual amortization rate of 1% of the amount drawn 
starting on the first anniversary of the advance up to 
the sixth-year anniversary of the advance and the 
balance payable upon maturity on January 3, 2025

January 3, 2018

1,500

—

—

1,418

(*)

1,455

PLDT

Php2,000M

May 24, 2017

Security Bank

Semi-annual amortization rate of Php10 million starting on October 5, 2017 and every six months thereafter with the
balance payable upon maturity on April 5, 2027

May 29, 2017

2,000

—

—

1,890

1,910

11,304

11,479

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

(1)

The amount of Php2,000 million was prepaid on May 29, 2017.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

PLDT

Php3,500M

July 5, 2017

LBP

Annual amortization rate of 1% on the first- year up to 
the ninth-year after the drawdown date and the 
balance payable upon maturity on July 12, 2027

July 10, 2017

3,500

—

—

3,325

3,360

PLDT

Php1,500M

August 29, 2017

LBP

Annual amortization rate equivalent to 1% of the total
loan payable on the first-year up to the ninth-year 
after the drawdown date and the balance payable 
upon maturity on April 3, 2028

April 2, 2018

1,500

—

—

1,443

(*)

1,458

(*)

Smart

Php1,000M

September 28, 2017

Union Bank

Annual amortization rate of 1% of the amount drawn
starting on the first-year anniversary of the advance
up to the ninth- year anniversary of the advance and 
the balance payable upon maturity on February 21, 2028

February 19, 2018

1,000

—

December 10, 
2021

—

—

PLDT

Php2,000M

April 19, 2018

LBP

Annual amortization rate equivalent to 1% of the total 
loan payable on the first-year up to the ninth-year 
after the drawdown date and the balance  payable 
upon maturity on April 25, 2028

April 25, 2018

2,000

—

—

1,770

(*)

1,767

(*)

PLDT

Php1,000M

April 20, 2018

LBP

Annual amortization rate equivalent to 1% of the total 
loan payable on the first-year up to the ninth-year 
after the drawdown date and the balance payable 
upon maturity on May 3, 2028

May 3, 2018

1,000

—

—

879

(*)

878

(*)

PLDT

Php2,000M

May 9, 2018

BPI

Annual amortization rate equivalent to 1% of the 
amount drawn starting on the first- year anniversary 
of the advance up to the ninth-year anniversary of 
the advance and the balance payable upon maturity 
on May 10, 2028

May 10, 2018

2,000

—

—

1,773

(*)

1,773

(*)

9,190

9,236

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

Smart

Php2,000M

May 25, 2018

BPI

Annual amortization rate equivalent to 1% of the amount 
drawn starting on the first- year anniversary of the 
advance up to the fifth-year anniversary of the advance 
and the balance payable upon maturity on May 28, 2024

May 28, 2018

2,000

—

—

1,916

(*)

1,933

(*)

Smart

Php1,500M

June 27, 2018

Development 
Bank of the 
Philippines, 
or DBP

Annual amortization rate equivalent to 1% of the 
amount drawn starting on the third- year anniversary 
of the advance up to the fifth-year anniversary of the
advance and the balance payable upon maturity on 
June 28, 2024

June 28, 2018

1,500

—

September 28, 
2022

—

1,485

Smart

Php3,000M

July 31, 2018

BPI

Annual amortization rate equivalent to 1% of the 
 amount drawn starting on the first-year anniversary 
of the advance up to the ninth-year anniversary 
of the advance and the balance payable upon maturity 
on May 10, 2028

August 10, 2018

3,000

—

—

2,867

(*)

2,894

(*)

Smart

Php5,000M

January 11, 2019

DBP

Annual amortization rate equivalent to 1% of the 
amount drawn starting on the third-year anniversary 
of the advance up to the ninth-year anniversary of the 
advance and the balance payable upon maturity on 
May 6, 2029

May 6, 2019
September 2, 2019

2,000
3,000

—

—

4,830

(*)

4,865

(*)

PLDT

Php8,000M

February 18, 2019

Union Bank

Annual amortization rate equivalent to 1% of the 
amount drawn starting on the first-year anniversary
up to the ninth-year anniversary of the initial
drawdown date and the balance payable upon 
maturity on July 11, 2029

July 11, 2019
September 6, 
2019
October 1, 
2019
November 5, 
2019

—

—

8,053

(*)

7,822

(*)

Smart

Php4,000M

February 21, 2019

PNB

Annual amortization rate equivalent to 1% of the 
amount drawn starting on the first-year anniversary 
up to the seventh-year anniversary of the initial
drawdown date and the balance payable upon maturity 
on March 11, 2027

March 11, 2019

4,000

—

—

3,704

(*)

3,708

(*)

21,370

22,707

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

PLDT

Php2,000M

April 11, 2019

Bank of China (Hong Kong) Limited, Manila Branch

Annual amortization rate equivalent to 1% of the 
amount of loan payable on the first-year anniversary 
up to the sixth-year anniversary of the initial 
drawdown date and the balance payable upon maturity 
on September 7, 2026

September 6, 2019

2,000

—

—

1,931

(*)

1,949

(*)

PLDT

Php2,000M

July 1, 2019

PNB

Annual amortization rate equivalent to 1% of the total amount
drawn from the facility on the first-year anniversary up to the
sixth-year anniversary of the initial drawdown date and the
balance payable upon maturity on September 7, 2026

September 6, 2019

2,000

—

—

1,931

(*)

1,949

(*)

Smart

Php8,000M

September 25, 2019

CBC

Annual amortization rate equivalent to 10% of the 
total amount drawn starting on the third-year 
anniversary up to the ninth-year anniversary of the 
initial drawdown date and the balance payable upon
maturity on October 2, 2029

October 2, 2019

8,000

—

—

6,901

(*)

7,635

(*)

Smart

Php4,000M

December 9, 2019

DBP

Annual amortization rate equivalent to 1% of the total
amount drawn starting on the third-year anniversary up 
to the ninth-year anniversary of the initial drawdown 
date and the balance payable upon maturity on 
December 12, 2029

December 12, 2019

4,000

—

—

3,938

(*)

3,975

(*)

PLDT

Php4,500M

December 12, 2019

BPI

Annual amortization rate equivalent to 1% of the 
advance on the first year up to the ninth-year 
anniversary of the drawdown  date and the balance 
payable upon maturity on December 18, 2029

December 15, 2019

4,500

—

—

4,340

(*)

4,382

(*)

Smart

Php3,000M

January 20, 2020

BDO

Annual amortization rate equivalent to 1% of the total 
amount drawn starting on the first-year anniversary up 
to the ninth-year anniversary of the drawdown date 
and the balance payable upon maturity on January 24, 
2030

January 24, 2020

3,000

—

—

2,871

(*)

2,893

(*)

21,912

22,783

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

PLDT

Php5,000M

January 29, 2020

BDO

Annual amortization rate equivalent to 1% of the total
amount drawn starting on the first-year anniversary up 
to the ninth-year anniversary of the drawdown date and 
the balance payable  upon maturity on January 31, 2030

January 31, 2020

5,000

—

—

4,814

(*)

4,854

(*)

PLDT

Php4,000M

March 24, 2020

RCBC

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year anniversary of the
drawdown date and the balance payable upon
maturity on March 27, 2028

March 26, 2020

4,000

—

—

3,800

(*)

3,827

(*)

PLDT

Php2,500M

March 30, 2020

MUFG Bank, Ltd.

Amortization rate equivalent to: (1) 20% of the
amount drawn payable on the 30th, 48th, 54th and 72nd
month from the drawdown date; (2) 0.50% of the
amount drawn payable on the 36th, 42nd, 60th and 66th
month from the drawdown date; and (3) 18% of the
amount drawn payable upon maturity on October 2, 2026

April 2, 2020

2,500

—

—

1,992

(*)

2,488

(*)

PLDT

Php3,000M

May 20, 2020

LBP

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the ninth-year
anniversary of the drawdown date and the balance 
payable upon maturity on May 28, 2030

May 28, 2020

3,000

—

—

2,923

(*)

2,951

(*)

Smart

Php4,000M

May 20, 2020

LBP

Annual amortization rate equivalent to 1% of principal
amount of the loan starting on the first-year up to the 
ninth-year anniversary of the initial advance and the 
balance payable upon maturity on November 20, 2030

November 20, 2020

4,000

—

—

3,895

(*)

3,933

PLDT

Php3,000M

May 21, 2020

LBP

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the ninth-year
anniversary of the drawdown date and the balance 
payable upon maturity on December 18, 2030

December 18, 2020

3,000

—

—

2,921

(*)

2,949

(*)

20,345

21,002

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

PLDT

Php5,000M

February 9, 2021

BPI

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the 
tenth-year anniversary of the drawdown date and 
the balance payable upon maturity on February 16, 2032

February 15, 2021

5,000

—

—

4,918

(*)

4,965

(*)

Smart

Php3,000M

March 4, 2021

LBP

Annual amortization rate equivalent to 1% of the 
 advance starting on the first-year up to the 
ninth-year anniversary of the drawdown date and 
the balance payable upon maturity on March 9, 2031

March 9, 2021

3,000

—

—

2,951

(*)

2,979

(*)

Smart

Php3,000M

March 5, 2021

LBP

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the 
ninth-year anniversary of the drawdown date and 
the balance payable upon maturity on May 25, 2031

May 25, 2021

3,000

—

—

2,951

(*)

2,979

(*)

Smart

Php4,000M

March 8, 2021

LBP

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the 
ninth-year anniversary of the drawdown date and 
the balance payable upon maturity on March 30, 2031

March 30, 2021

4,000

—

—

3,935

(*)

3,972

(*)

PLDT

Php3,000M

March 31, 2021

BPI

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the 
tenth-year anniversary of the drawdown date and 
the balance payable upon maturity on April 14, 2032

April 14, 2021

3,000

—

—

2,950

(*)

2,979

(*)

PLDT

Php2,000M

March 31, 2021

BPI

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the 
tenth-year anniversary of the drawdown date and 
the balance payable upon maturity on April 29, 2032

April 29, 2021

2,000

—

—

1,980

2,000

19,685

19,874

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.

Drawn

Cancelled
Undrawn

Outstanding Amounts

Date of Loan

Amount

Amount

Paid in

2022

2021

Loan Amount

Agreement

Lender(s)

Terms

Dates Drawn

Php

Php

full on

Php

Php

(in millions)

(in millions)

Smart

Php4,000M

April 14, 2021

Metrobank

Annual amortization rate equivalent to 1% of the 
advance starting on the second-year up to the 
tenth-year anniversary of the drawdown date and 
the balance payable upon maturity on June 8, 2032

June 8, 2021

4,000

—

—

3,974

(*)

3,971

(*)

Smart

Php3,000M

April 15, 2021

Metrobank

Annual amortization rate equivalent to 1% of the 
advance starting on the second-year up to the 
tenth-year anniversary of the drawdown date and 
the balance payable upon maturity on September 1, 2032

September 1, 2021

3,000

—

—

2,980

(*)

2,978

(*)

PLDT

Php3,000M

April 30, 2021

Metrobank

Annual amortization rate equivalent to 1% of the 
advance starting on the second-year up to the 
tenth-year from drawdown date and the balance of 
91% payable upon maturity on June 21, 2032

June 21, 2021

3,000

—

—

2,980

(*)

2,978

(*)

PLDT

Php3,000M

June 14, 2021

RCBC

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the 
eighth-year and tenth-year from drawdown date and 
equal amortization equivalent to 45.5% of the 
advance on the ninth-year and upon maturity on 
July 15, 2032

July 15, 2021

3,000

—

—

2,951

(*)

2,978

(*)

PLDT

Php4,000M

June 14, 2021

RCBC

Annual amortization rate equivalent to 1% of the 
advance starting on the first-year up to the 
eighth-year and tenth-year from drawdown date and 
equal amortization equivalent to 45.5% of the 
advance on the ninth-year and upon maturity on
September 1, 2032

September 1, 2021

4,000

—

—

3,934

(*)

3,971

(*)

Smart

Php1,000M

September 28, 
2021

BDO

Annual amortization rate equivalent to 1% of the
advance starting on the first-year up to the
ninth-year from the drawdown date and the balance 
of 91% payable upon maturity on October 15, 2031

October 15, 2021

1,000

—

—

990

1,000

17,809

17,876

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.


						Drawn		Cancelled Undrawn				Outstanding Amounts
	Date of Loan					Amount		Amount		Paid in		2022			2021
Loan Amount	Agreement	Lender(s)	Terms	Dates Drawn		Php		Php		full on		Php			Php
						(in millions)						(in millions)
Smart
Php3,000M	November 17, 2021	BDO	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the sixth-year from the drawdown date and the balance of 94% payable upon maturity on November 22, 2028	November 22, 2021			3,000		—		—		2,951	(*)		2,978	(*)
PLDT
Php1,000M	November 24, 2021	BPI	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the tenth-year anniversary of the drawdown date and the balance payable upon maturity on March 1, 2033	December 1, 2021			1,000		—		—		990			1,000
PLDT
Php3,000M	November 24, 2021	BPI	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the tenth-year anniversary of the drawdown date and the balance payable upon maturity on March 17, 2033	December 17, 2021			3,000		—		—		2,949	(*)		2,978	(*)
PLDT
Php4,000M	November 24, 2021	BPI	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the tenth-year anniversary of the drawdown date and the balance payable upon maturity on March 17, 2033	December 17, 2021			4,000		—		—		3,932	(*)		3,970	(*)
PLDT
Php2,500M	December 10, 2021	LBP	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the ninth-year anniversary of the drawdown date and the balance payable upon maturity on December 17, 2031	December 17, 2021			2,500		—		—		2,475			2,500
Smart
Php3,000M	December 14, 2021	DBP	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the seventh-year from the drawdown date and the balance of 93% payable upon maturity on January 21, 2030	January 20, 2022			3,000		—		—		2,980	(*)		—
Smart
Php2,000M	December 14, 2021	DBP	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the eight-year from the drawdown date and the balance of 92% payable upon maturity on January 20, 2031	January 20, 2022			2,000		—		—		2,000			—
PLDT
Php10,000M	January 31, 2023	BPI	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the ninth-year anniversary of the drawdown date and the balance payable upon maturity		—		—		—		—		—			—
PLDT
Php5,500M	February 27, 2023	LBP	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the ninth-year anniversary of the drawdown date and the balance payable upon maturity		—		—		—		—		—			—
ePLDT
Php8,000M	March 10, 2023	BPI	Semi-annual amortizations equivalent to 1% of the advance on the 1st to 5th year after drawdown date, 5% of the advance on the 6th to 9th year after drawdown date, and the balance of 75% payable on maturity date		—		—		—		—		—			—
PLDT
Php2,000M	March 22, 2023	BPI	Annual amortization rate equivalent to 1% of the advance starting on the first-year up to the ninth-year anniversary of the drawdown date and the balance payable upon maturity		—		—		—		—		—			—
													18,277			13,426
													195,090			209,524

(*) Amounts are net of unamortized debt discount/premium and/or debt issuance cost.