Premises and Equipment

12 Months Ended

Dec. 31, 2013

Property, Plant and Equipment [Abstract]

Premises and Equipment

NOTE 5  PREMISES AND EQUIPMENT:

A summary of premises and equipment at December 31 was as follows.

			2013						2012
		Estimated			Accumulated		Net Book		Net Book
		Useful Lives		Cost	Depreciation		Value		Value
					($ in Thousands)
Land		—	$	50,668	$	-	$	50,668	$	46,378
Land improvements		3 – 15 years		10,642		4,152		6,490		6,412
Buildings		5 – 39 years		248,394		117,622		130,772		121,496
Computers		3 – 5 years		45,532		35,135		10,397		11,428
Furniture, fixtures and other equipment		3 – 15 years		162,746		104,487		58,259		57,667
Leasehold improvements		5 – 30 years		35,829		21,525		14,304		10,577
	Total premises and equipment		$	553,811	$	282,921	$	270,890	$	253,958

Depreciation and amortization of premises and equipment totaled $33 million in 2013, $30million in 2012, and $24million in 2011.

The Corporation and certain subsidiaries are obligated under noncancelable operating leases for other facilities and equipment, certain of which provide for increased rentals based upon increases in cost of living adjustments and other operating costs. The approximate minimum annual rentals and commitments under these noncancelable agreements and leases with remaining terms in excess of one year are as follows.

	($ in Thousands)
2014	$	10,699
2015		10,842
2016		10,663
2017		9,476
2018		8,283
Thereafter		33,206
Total	$	83,169

Total rental expense under leases, net of sublease income, totaled $14 million in 2013, $15million in 2012, and $15 million in 2011, respectively.