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Consolidated Statement of Income (Loss) (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
INTEREST INCOME        
Interest and fees on loans $ 149,647 $ 145,778 $ 445,858 $ 432,907
Interest and dividends on investment securities        
Taxable 20,548 30,513 66,577 100,516
Tax exempt 7,127 7,376 21,536 22,593
Other interest and dividends 1,334 1,428 3,843 4,324
Total interest income 178,656 185,095 537,814 560,340
INTEREST EXPENSE        
Interest on deposits 9,751 15,644 32,340 50,794
Interest on Federal funds purchased and securities sold under agreements to repurchase 750 1,810 2,129 4,919
Interest on other short-term funding 815 1,229 3,068 5,336
Interest on long-term funding 11,738 13,252 35,740 38,285
Total interest expense 23,054 31,935 73,277 99,334
NET INTEREST INCOME 155,602 153,160 464,537 461,006
Provision for loan losses 0 4,000 0 51,000
Net interest income after provision for loan losses 155,602 149,160 464,537 410,006
NONINTEREST INCOME        
Trust service fees 10,396 9,791 30,308 29,634
Service charges on deposit accounts 17,290 19,949 52,100 58,125
Card-based and other nondeposit fees 12,209 15,291 35,172 46,636
Insurance commissions 11,650 11,020 36,152 34,338
Brokerage and annuity commissions 3,632 4,027 11,965 13,565
Mortgage banking, net 15,581 4,521 49,970 3,046
Capital market fees, net 3,609 3,273 9,998 4,761
Bank owned life insurance income 3,290 3,990 10,746 11,076
Asset gains (losses), net (3,309) (3,859) (11,887) (10,400)
Investment securities gains (losses), net:        
Realized gains (losses), net 3,506 1 4,109 (12)
Other-than-temporary impairments (59) (1,611) (59) (1,656)
Less: Non-credit portion recognized in other comprehensive income (before taxes) 59 866 59 866
Total investment securities gains (losses), net 3,506 (744) 4,109 (802)
Other 3,134 1,737 6,752 11,608
Total noninterest income 80,988 68,996 235,385 201,587
NONINTEREST EXPENSE        
Personnel expense 95,231 91,084 283,331 269,838
Occupancy 14,334 14,205 43,521 42,143
Equipment 5,935 4,851 17,122 14,587
Data processing 11,022 7,887 31,842 23,395
Business development and advertising 5,059 5,539 15,908 16,134
Other intangible asset amortization 1,048 1,179 3,146 3,535
Loan expense 3,297 2,600 9,155 8,539
Legal and professional fees 7,686 4,289 23,058 13,554
Losses other than loans 3,577 1,659 9,187 6,031
Foreclosure/OREO expense 4,071 4,982 11,776 16,224
FDIC expense 5,017 6,906 14,665 22,348
Other 13,426 14,299 42,784 41,868
Total noninterest expense 169,703 159,480 505,495 478,196
Income before income taxes 66,887 58,676 194,427 133,397
Income tax expense 20,492 17,337 62,082 34,823
Net income 46,395 41,339 132,345 98,574
Preferred stock dividends and discount accretion 1,300 7,305 3,900 23,530
Net income available to common equity $ 45,095 $ 34,034 $ 128,445 $ 75,044
Earnings per common share:        
Basic $ 0.26 $ 0.20 $ 0.74 $ 0.43
Diluted $ 0.26 $ 0.20 $ 0.74 $ 0.43
Average common shares outstanding:        
Basic 171,650 173,418 172,774 173,319
Diluted 171,780 173,418 172,848 173,321