Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2012

Segment Reporting [Abstract]

Selected segment information

Segment Income Statement Data
	($ in Thousands)		Commercial Banking		Consumer Banking			Risk Management and Shared Services			Consolidated Total
Nine Months Ended September 30, 2012
Net interest income		$	211,855		$	231,183		$	21,499		$	464,537
Noninterest income			65,060			159,951			10,374			235,385
	Total revenue		276,915			391,134			31,873			699,922
Credit provision *			34,251			14,629			(48,880)			0
Noninterest expense			159,781			317,994			27,720			505,495
Income before income taxes			82,883			58,511			53,033			194,427
Income tax expense			29,009			20,479			12,594			62,082
Net income		$	53,874		$	38,032		$	40,439		$	132,345
Return on average allocated capital (ROT1CE) **			9.5	%		8.7	%		10.2	%		9.4	%
Nine Months Ended September 30, 2011
Net interest income		$	190,510		$	243,298		$	27,198		$	461,006
Noninterest income			68,085			133,030			472			201,587
	Total revenue		258,595			376,328			27,670			662,593
Credit provision *			29,537			13,310			8,153			51,000
Noninterest expense			143,270			327,109			7,817			478,196
Income before income taxes			85,788			35,909			11,700			133,397
Income tax expense (benefit)			30,026			12,568			(7,771)			34,823
Net income		$	55,762		$	23,341		$	19,471		$	98,574
Return on average allocated capital (ROT1CE) **			10.2	%		5.7	%		(1.3)	%		5.9	%
Segment Balance Sheet Data
	($ in Thousands)		Commercial Banking		Consumer Banking			Risk Management and Shared Services			Consolidated Total
Average Balances for YTD 3Q 2012
Average earning assets		$	7,410,958		$	7,181,048		$	4,881,201		$	19,473,207
Average loans			7,404,668			7,181,048			25,349			14,611,065
Average deposits			4,422,944			9,437,407			1,363,454			15,223,805
Average allocated capital (T1CE) **		$	759,913		$	585,906		$	480,451		$	1,826,270
Average Balances for YTD 3Q 2011
Average earning assets		$	6,244,881		$	6,758,489		$	6,417,202		$	19,420,572
Average loans			6,241,125			6,758,489			21,520			13,021,134
Average deposits			3,429,213			9,531,142			1,274,768			14,235,123
Average allocated capital (T1CE) **		$	729,741		$	545,580		$	417,670		$	1,692,991
* The consolidated credit provision is equal to the actual reported provision for loan losses.
** ROT1CE reflects return on average allocated Tier 1 common equity ("T1CE"). The ROT1CE for the Risk Management and Shared Services segment and the Consolidated Total is inclusive of the annualized effect of the preferred stock dividends and discount accretion.
Segment Income Statement Data
	($ in Thousands)		Commercial Banking		Consumer Banking			Risk Management and Shared Services			Consolidated Total
Three Months Ended September 30, 2012
Net interest income		$	72,201		$	73,497		$	9,904		$	155,602
Noninterest income			23,669			51,511			5,808			80,988
	Total revenue		95,870			125,008			15,712			236,590
Credit provision *			11,942			4,845			(16,787)			0
Noninterest expense			53,419			105,181			11,103			169,703
Income before income taxes			30,509			14,982			21,396			66,887
Income tax expense			10,678			5,244			4,570			20,492
Net income		$	19,831		$	9,738		$	16,826		$	46,395
Return on average allocated capital (ROT1CE) **			10.2	%		6.7	%		12.3	%		9.7	%
Three Months Ended September 30, 2011
Net interest income		$	64,914		$	79,192		$	9,054		$	153,160
Noninterest income			20,147			48,406			443			68,996
	Total revenue		85,061			127,598			9,497			222,156
Credit provision *			10,062			4,599			(10,661)			4,000
Noninterest expense			48,032			110,417			1,031			159,480
Income before income taxes			26,967			12,582			19,127			58,676
Income tax expense			9,438			4,404			3,495			17,337
Net income		$	17,529		$	8,178		$	15,632		$	41,339
Return on average allocated capital (ROT1CE) **			9.6	%		5.8	%		7.4	%		7.8	%
Segment Balance Sheet Data
	($ in Thousands)		Commercial Banking		Consumer Banking			Risk Management and Shared Services			Consolidated Total
Average Balances for 3Q 2012
Average earning assets		$	7,757,046		$	7,147,934		$	4,754,816		$	19,659,796
Average loans			7,747,238			7,147,934			21,621			14,916,793
Average deposits			4,639,340			9,426,653			1,549,863			15,615,856
Average allocated capital (T1CE) **		$	770,718		$	579,108		$	500,784		$	1,850,610
Average Balances for 3Q 2011
Average earning assets		$	6,434,887		$	6,918,760		$	6,176,360		$	19,530,007
Average loans			6,431,575			6,918,760			26,593			13,376,928
Average deposits			3,731,983			9,558,565			1,114,763			14,405,311
Average allocated capital (T1CE) **		$	723,896		$	555,499		$	444,559		$	1,723,954
* The consolidated credit provision is equal to the actual reported provision for loan losses.
** ROT1CE reflects return on average allocated Tier 1 common equity ("T1CE"). The ROT1CE for the Risk Management and Shared Services segment and the Consolidated Total is inclusive of the annualized effect of the preferred stock dividends and discount accretion.