Revenues (Notes)

12 Months Ended

Dec. 31, 2022

Revenue Recognition [Abstract]

Revenue from Contract with Customer [Text Block]

Revenue from Contracts with Customers

Revenue from contracts with customers is recognized when obligations under the terms of a contract with the Corporation's customer are satisfied. Revenue is measured as the amount of consideration we expect to receive in exchange for transferring goods or providing services. We do not have any material significant payment terms as payment is received at or shortly after the satisfaction of the performance obligation.

The Corporation's disaggregated revenue by major source is presented below:

	Corporate and Commercial Specialty
	For the Years Ended December 31,
($ in Thousands)	2022		2021		2020
Wealth management fees	$	84,122	$	89,854	$	83,570
Service charges and deposit account fees	13,240		15,880		14,639
Card-based fees(a)	1,547		1,397		1,098
Other revenue	2,964		3,208		3,476
Noninterest Income (in-scope of Topic 606)	$	101,873	$	110,340	$	102,783
Noninterest Income (out-of-scope of Topic 606)	43,878		55,004		41,491
Total Noninterest Income	$	145,751	$	165,345	$	144,274

	Community, Consumer, and Business
	For the Years Ended December 31,
($ in Thousands)	2022		2021		2020
Wealth management fees	$	—	$	—	$	1,387
Service charges and deposit account fees	49,052		48,493		41,637
Card-based fees(a)	42,474		41,730		37,259
Other revenue(b)	7,046		10,719		64,274
Noninterest Income (in-scope of Topic 606)	$	98,572	$	100,942	$	144,558
Noninterest Income (out-of-scope of Topic 606)	20,276		50,532		46,249
Total Noninterest Income	$	118,848	$	151,474	$	190,808

	Risk Management and Shared Services
	For the Years Ended December 31,
($ in Thousands)	2022		2021		2020
Service charges and deposit account fees	$	18	$	32	$	31
Card-based fees(a)	111		(3)		247
Other revenue	1,379		967		(1,542)
Noninterest Income (in-scope of Topic 606)	$	1,508	$	996	$	(1,264)
Noninterest Income (out-of-scope of Topic 606)(c)	16,263		14,550		180,238
Total Noninterest Income	$	17,772	$	15,546	$	178,974

	Consolidated Total
	For the Years Ended December 31,
($ in Thousands)	2022		2021		2020
Wealth management fees	$	84,122	$	89,854	$	84,957
Service charges and deposit account fees	62,310		64,406		56,307
Card-based fees(a)	44,132		43,124		38,605
Other revenue(b)	11,389		14,894		66,208
Noninterest Income (in-scope of Topic 606)	$	201,953	$	212,278	$	246,077
Noninterest Income (out-of-scope of Topic 606)(c)	80,417		120,086		267,979
Total Noninterest Income	$	282,370	$	332,364	$	514,056

(a) Certain card-based fees are out-of-scope of Topic 606.

(b) Includes insurance commissions and fees, which were elevated prior to the sale of ABRC.

(c) The year ended December 31, 2020 includes a pre-tax gain of $163 million from the sale of ABRC.

Below is a listing of performance obligations for the Corporation's main revenue streams:

Revenue Stream	Noninterest income in-scope of Topic 606
Service charges and deposit account fees	Service charges and deposit account fees consist of monthly service fees (i.e. business analyzed fees and consumer service charges) and other deposit account related fees. The Corporation's performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges and deposit account fees is primarily received immediately or in the following month through a direct charge to customers’ accounts.
Card-based fees(a)	Card-based fees are primarily comprised of debit and credit card income, ATM fees, and merchant services income. Debit and credit card income is primarily comprised of interchange fees earned whenever the Corporation's debit and credit cards are processed through card payment networks. ATM and merchant fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is typically received immediately or in the following month.
Trust and asset management fees(b)	Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Corporation's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to the customers’ accounts. The Corporation's performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered.
Brokerage and advisory fees(b)	Brokerage and advisory fees primarily consist of investment advisory, brokerage, retirement services, and annuities. The Corporation's performance obligation for investment advisory services and retirement services is generally satisfied, and the related revenue recognized, over the period in which the services are provided. The performance obligation for annuities is satisfied upon sale of the annuity, and therefore, the related revenue is primarily recognized at the time of sale. Payment for these services is typically received immediately or in advance of the service.

(a) Certain card-based fees are out-of-scope of Topic 606.

(b) Trust and asset management fees and brokerage and advisory fees are included in wealth management fees.