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Revenues (Tables)
 12 Months Ended
Dec. 31, 2021
Revenue Recognition [Abstract]  
Disaggregation of Revenue [Table Text Block]
The Corporation's disaggregated revenue by major source is presented below:
Corporate and Commercial Specialty
For the Years Ended December 31,
($ in Thousands)202120202019
Wealth management fees$89,854 $83,570 $80,719 
Service charges and deposit account fees18,635 16,903 13,342 
Card-based fees(a)
1,790 1,534 1,827 
Insurance commissions and fees138 208 364 
Other revenue3,450 3,462 1,647 
 Noninterest Income (in-scope of Topic 606) $113,866 $105,678 $97,899 
Noninterest Income (out-of-scope of Topic 606)56,471 43,778 38,198 
 Total Noninterest Income $170,338 $149,456 $136,097 

Community, Consumer, and Business
For the Years Ended December 31,
($ in Thousands)202120202019
Wealth management fees$— $1,387 $2,838 
Service charges and deposit account fees45,739 39,371 49,744 
Card-based fees(a)
41,313 36,937 37,895 
Insurance commissions and fees190 45,027 88,727 
Other revenue9,349 19,053 9,462 
 Noninterest Income (in-scope of Topic 606) $96,592 $141,775 $188,666 
Noninterest Income (out-of-scope of Topic 606)49,865 43,962 35,046 
 Total Noninterest Income $146,457 $185,737 $223,712 

Risk Management and Shared Services
For the Years Ended December 31,
($ in Thousands)202120202019
Wealth management fees
$— $— $(90)
Service charges and deposit account fees32 33 49 
Card-based fees(a)
21 134 190 
Insurance commissions and fees8 10 13 
Other revenue1,760 (1,552)1,370 
 Noninterest Income (in-scope of Topic 606) $1,820 $(1,375)$1,532 
Noninterest Income (out-of-scope of Topic 606)(b)
13,750 180,237 19,483 
 Total Noninterest Income $15,570 $178,862 $21,015 

Consolidated Total
For the Years Ended December 31,
($ in Thousands)202120202019
Wealth management fees$89,854 $84,957 $83,467 
Service charges and deposit account fees64,406 56,307 63,135 
Card-based fees(a)
43,124 38,605 39,912 
Insurance commissions and fees336 45,245 89,104 
Other revenue14,558 20,963 12,629 
 Noninterest Income (in-scope of Topic 606) $212,278 $246,077 $288,247 
Noninterest Income (out-of-scope of Topic 606)(b)
120,086 267,979 92,577 
 Total Noninterest Income $332,364 $514,056 $380,824 
(a) Certain card-based fees are out-of-scope of Topic 606.
(b) The year ended December 31, 2020 includes a pre-tax gain of $163 million from the sale of ABRC.
Revenue Recognition 606 [Text Block]
Below is a listing of performance obligations for the Corporation's main revenue streams:
Revenue StreamNoninterest income in-scope of Topic 606
Service charges and deposit account feesService charges on deposit accounts consist of monthly service fees (i.e. business analyzed fees and consumer service charges) and other deposit account related fees. The Corporation's performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Other deposit account related fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment for service charges and deposit account fees is primarily received immediately or in the following month through a direct charge to the customers’ accounts.
Card-based fees(a)
Card-based fees are primarily comprised of debit and credit card income, ATM fees, and merchant services income. Debit and credit card income is primarily comprised of interchange fees earned whenever the Corporation's debit and credit cards are processed through card payment networks. ATM and merchant fees are largely transactional based, and therefore, the Corporation's performance obligation is satisfied, and related revenue recognized, at a point in time. Payment is typically received immediately or in the following month.
Trust and asset management fees(b)
Trust and asset management income is primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Corporation's performance obligation is generally satisfied over time and the resulting fees are recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month end through a direct charge to the customers’ accounts. The Corporation's performance obligation for these transactional-based services is generally satisfied, and related revenue recognized, at a point in time (i.e., as incurred). Payment is received shortly after services are rendered.
Brokerage and advisory fees(b)
Brokerage and advisory fees primarily consists of investment advisory, brokerage, retirement services, and annuities. The Corporation's performance obligation for investment advisory services and retirement services is generally satisfied, and the related revenue recognized, over the period in which the services are provided. The performance obligation for annuities is satisfied upon sale of the annuity, and therefore, the related revenue is primarily recognized at the time of sale. Payment for these services are typically received immediately or in advance of the service.
(a) Certain card-based fees are out-of-scope of Topic 606.
(b) Trust and asset management fees and brokerage and advisory fees are included in wealth management fees.