| Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations |
The actual capital amounts and ratios of the Corporation and its significant subsidiary are presented below. No deductions from capital were made for interest rate risk in 2019 or 2018. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | For Capital Adequacy
Purposes | | | To Be Well Capitalized Under Prompt Corrective Action Provisions(b) | | | | ($ in Thousands) | Amount | Ratio(a) | Amount | Ratio(a) | | Amount | Ratio(a) | | | As of December 31 , 2019 | | | | | | | | | | Associated Banc-Corp | | | | | | | | | | Total capital | $ | 3,208,625 | | 13.21 | % | $ | 1,943,711 | | ≥ | 8.00 | % | | | | | Tier 1 capital | 2,736,776 | | 11.26 | % | 1,457,783 | | ≥ | 6.00 | % | | | | | Common equity Tier 1 capital | 2,480,698 | | 10.21 | % | 1,093,337 | | ≥ | 4.50 | % | | | | | Leverage | 2,736,776 | | 8.83 | % | 1,239,431 | | ≥ | 4.00 | % | | | | | Associated Bank, N.A. | | | | | | | | | | Total capital | $ | 2,892,650 | | 11.95 | % | $ | 1,936,732 | | ≥ | 8.00 | % | $ | 2,420,915 | | ≥ | 10.00 | % | | Tier 1 capital | 2,669,372 | | 11.03 | % | 1,452,549 | | ≥ | 6.00 | % | 1,936,732 | | ≥ | 8.00 | % | | Common equity Tier 1 capital | 2,469,578 | | 10.20 | % | 1,089,412 | | ≥ | 4.50 | % | 1,573,595 | | ≥ | 6.50 | % | | Leverage | 2,669,372 | | 8.63 | % | 1,236,565 | | ≥ | 4.00 | % | 1,545,706 | | ≥ | 5.00 | % | | As of December 31 , 2018 | | | | | | | | | | Associated Banc-Corp | | | | | | | | | | Total capital | $ | 3,216,575 | | 13.49 | % | $ | 1,907,403 | | ≥ | 8.00 | % | | | | | Tier 1 capital | 2,705,939 | | 11.35 | % | 1,430,553 | | ≥ | 6.00 | % | | | | | Common equity Tier 1 capital | 2,449,721 | | 10.27 | % | 1,072,914 | | ≥ | 4.50 | % | | | | | Leverage | 2,705,939 | | 8.49 | % | 1,275,048 | | ≥ | 4.00 | % | | | | | Associated Bank, N.A. | | | | | | | | | | | Total capital | $ | 2,909,064 | | 12.25 | % | $ | 1,900,536 | | ≥ | 8.00 | % | $ | 2,375,671 | | ≥ | 10.00 | % | | Tier 1 capital | 2,646,705 | | 11.14 | % | 1,425,402 | | ≥ | 6.00 | % | 1,900,536 | | ≥ | 8.00 | % | | Common equity Tier 1 capital | 2,446,782 | | 10.30 | % | 1,069,052 | | ≥ | 4.50 | % | 1,544,186 | | ≥ | 6.50 | % | | Leverage | 2,646,705 | | 8.32 | % | 1,272,804 | | ≥ | 4.00 | % | 1,591,006 | | ≥ | 5.00 | % |
(a) When fully phased-in on January 1, 2019, the Basel III capital rules included a capital conservation buffer of 2.5% that was added on top of each of the minimum risk-based capital ratios noted above. Implementation began on January 1, 2016 at the 0.625% level and has increased each subsequent January 1, until it reached 2.5% on January 1, 2019. (b) Prompt corrective action provisions are not applicable at the bank holding company level.
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