Information about the Corporation’s segments is presented below.



Segment Income Statement Data
($ in Thousands)	Corporate and Commercial Specialty			Community, Consumer, and Business			Risk Management and Shared Services			Consolidated Total
Six Months Ended June 30, 2016
Net interest income	$	159,233		$	170,574		$	18,897		$	348,704
Noninterest income	22,549			128,880			13,931			165,360
Total revenue	181,782			299,454			32,828			514,064
Credit provision*	27,853			12,388			(6,241		)	34,000
Noninterest expense	71,543			243,260			33,528			348,331
Income before income taxes	82,386			43,806			5,541			131,733
Income tax expense (benefit)	27,716			15,332			(2,940		)	40,108
Net income	$	54,670		$	28,474		$	8,481		$	91,625
Return on average allocated capital (ROCET1)**	10.5		%	9.1		%	3.7		%	9.2		%
Six Months Ended June 30, 2015
Net interest income	$	151,846		$	173,742		$	8,713		$	334,301
Noninterest income	24,918			134,874			6,503			166,295
Total revenue	176,764			308,616			15,216			500,596
Credit provision*	19,460			13,663			(23,623		)	9,500
Noninterest expense	69,350			243,760			37,659			350,769
Income before income taxes	87,954			51,193			1,180			140,327
Income tax expense (benefit)	30,429			17,918			(4,092		)	44,255
Net income	$	57,525		$	33,275		$	5,272		$	96,072
Return on average allocated capital (ROCET1)**	12.1		%	10.4		%	2.4		%	10.4		%



Segment Balance Sheet Data
($ in Thousands)	Corporate and Commercial Specialty		Community, Consumer, and Business		Risk Management and Shared Services		Consolidated Total
Average Balances for YTD June 2016
Average earning assets	$	9,924,378	$	9,222,677	$	6,473,156	$	25,620,211
Average loans	9,913,591		9,221,370		147,447		19,282,408
Average deposits	5,744,533		11,215,704		3,471,729		20,431,966
Average allocated capital (CET1)**	$	1,049,431	$	630,520	$	224,910	$	1,904,861
Average Balances for YTD June 2015
Average earning assets	$	9,321,388	$	8,618,054	$	6,268,081	$	24,207,523
Average loans	9,311,672		8,618,054		73,015		18,002,741
Average deposits	5,571,627		10,693,412		3,077,242		19,342,281
Average allocated capital (CET1)**	$	955,799	$	643,796	$	212,466	$	1,812,061



Segment Income Statement Data
($ in Thousands)	Corporate and Commercial Specialty			Community, Consumer, and Business			Risk Management and Shared Services			Consolidated Total
Three Months Ended June 30, 2016
Net interest income	$	80,069		$	84,969		$	11,679		$	176,717
Noninterest income	10,936			65,132			6,100			82,168
Total revenue	91,005			150,101			17,779			258,885
Credit provision*	15,114			6,246			(7,360		)	14,000
Noninterest expense	37,140			121,965			15,255			174,360
Income before income taxes	38,751			21,890			9,884			70,525
Income tax expense	13,137			7,662			635			21,434
Net income	$	25,614		$	14,228		$	9,249		$	49,091
Return on average allocated capital (ROCET1)**	9.7		%	9.0		%	13.4		%	9.9		%
Three Months Ended June 30, 2015
Net interest income	$	76,155		$	87,385		$	2,948		$	166,488
Noninterest income	12,305			69,530			4,647			86,482
Total revenue	88,460			156,915			7,595			252,970
Credit provision*	9,935			6,592			(11,527		)	5,000
Noninterest expense	34,889			125,387			16,501			176,777
Income before income taxes	43,636			24,936			2,621			71,193
Income tax expense (benefit)	15,061			8,728			(1,996		)	21,793
Net income	$	28,575		$	16,208		$	4,617		$	49,400
Return on average allocated capital (ROCET1)**	11.8		%	10.2		%	5.8		%	10.5		%



Segment Balance Sheet Data
($ in Thousands)	Corporate and Commercial Specialty		Community, Consumer, and Business		Risk Management and Shared Services		Consolidated Total
Average Balances for 2Q16
Average earning assets	$	10,128,726	$	9,325,036	$	6,514,287	$	25,968,049
Average loans	10,115,959		9,323,720		202,306		19,641,985
Average deposits	5,570,919		11,331,214		3,386,820		20,288,953
Average allocated capital (CET1)**	$	1,067,203	$	633,829	$	212,209	$	1,913,241
Average Balances for 2Q15
Average earning assets	$	9,422,805	$	8,709,691	$	6,133,871	$	24,266,367
Average loans	9,411,245		8,709,691		67,369		18,188,305
Average deposits	5,720,064		10,862,330		3,043,816		19,626,210
Average allocated capital (CET1)**	$	968,690	$	640,256	$	210,873	$	1,819,819
* The consolidated credit provision is equal to the actual reported provision for credit losses.
** The Federal Reserve establishes capital adequacy requirements for the Corporation, including Tier 1 capital. Tier 1 capital is comprised of common capital and certain redeemable, non-cumulative preferred stock. Average allocated capital represents average common equity Tier 1 which is defined as average Tier 1 capital excluding qualifying perpetual preferred stock and qualifying trust preferred securities. For segment reporting purposes, the ROCET1, a non-GAAP financial measure, reflects return on average allocated common equity Tier 1 (“CET1”). The ROCET1 for the Risk Management and Shared Services segment and the Consolidated Total is inclusive of the annualized effect of the preferred stock dividends.