Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2015

Property, Plant and Equipment [Abstract]

A summary of premises and equipment at December 31 was as follows.



		2015						2014
	Estimated Useful Lives	Cost		Accumulated Depreciation		Net Book Value		Net Book Value
		($ in Thousands)
Land	—	$	52,104	$	—	$	52,104	$	52,790
Land improvements	3 – 15 years	11,570		4,909		6,661		6,608
Buildings	5 – 39 years	261,418		119,986		141,432		139,702
Computers	3 – 5 years	37,875		31,503		6,372		7,518
Furniture, fixtures and other equipment	3 – 15 years	159,094		109,300		49,794		55,747
Leasehold improvements	3 – 15 years	31,769		20,526		11,243		12,323
Total premises and equipment		$	553,830	$	286,224	$	267,606	$	274,688

Minimum annual rentals and commitments under noncancelable operating leases

The approximate minimum annual rentals and commitments under these noncancelable agreements and leases with remaining terms in excess of one year are as follows.



	($ in Thousands)
2016	$	10,417
2017	9,957
2018	8,678
2019	8,348
2020	7,583
Thereafter	17,968
Total	$	62,951

- Definition

Tabular disclosure of a lessee's leasing arrangements including: (1) the basis on which contingent rental payments are determined, (2) the existence and terms of renewal or purchase options and escalation clauses, (3) restrictions imposed by lease arrangements, such as those concerning dividends, additional debt, and further leasing, (4) rent holidays, rent concessions, or leasehold improvement incentives and unusual provisions or conditions. Disclosure may also include the specific period used to amortize material leasehold improvements made at the inception of the lease or during the lease term. Additionally, for operating leases having initial or remaining noncancelable lease terms in excess of one year: (a) future minimum rental payments required as of the date of the latest balance sheet presented, in the aggregate and for each of the five succeeding fiscal years, (b) the total of minimum rentals to be received in the future under noncancelable subleases as of the date of the latest balance sheet presented, and (c) for all operating leases, rental expense for each period for which an income statement is presented, with separate amounts for minimum rentals, contingent rentals, and sublease rentals. Rental payments under leases with terms of a month or less that were not renewed need not be included.

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