8-K

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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                    FORM 8-K



                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934




Date of Report (Date of earliest event reported)      November 15, 2004
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                                 Accessity Corp.
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             (Exact name of registrant as specified in its charter)



          New York                   0-21467                    11-2750412
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(State or other jurisdiction       (Commission                 (IRS Employer
      of incorporation)            File Number)              Identification No.)



                 12514 West Atlantic Boulevard                33071
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           (Address of principal executive offices)         (Zip Code)



Registrant's telephone number, including area code      (954) 752-6161
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         (Former name or former address, if changed since last report.)



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ITEM 2.02.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On November 15, 2004, the Company announced via press release the Company's
financial results for its third quarter ended September 30, 2004. A copy of the
Company's press release is attached hereto as Exhibit 99.1. The attached exhibit
is provided under Item 2.02 of Form 8-K and is furnished to, but not filed with,
the Securities and Exchange Commission.






ITEM 9.01.  FINANCIAL STATEMENTS AND EXHIBITS

            (c)   List of Exhibits

                  99.1       Press Release dated November 16, 2004 entitled
                             Accessity Corp. Reports Third Quarter 2004 Results.






                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                        Accessity Corp.


                                        By:     /s/ Barry Siegel
                                                --------------------------------
                                        Name:   Barry Siegel
                                        Title:  Chairman of the Board, President
                                                and Chief Executive Officer


Date:  November 18, 2004









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                                INDEX OF EXHIBITS


        99.1      Press Release dated November 16, 2004 entitled Accessity Corp.
                  Reports Third Quarter 2004 Results.





















                                        3

EX-99.1

                                                                    EXHIBIT 99.1
                                                                    ------------
NEWS RELEASE
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FOR IMMEDIATE RELEASE

                                 ACCESSITY CONTACT:      CHARLES R. HOLCOMB
                                                         (954) 752-6161 EXT. 241

                                 CORPORATE WEB ADDRESS:  WWW.ACCESSITYCORP.COM


               ACCESSITY CORP. REPORTS THIRD QUARTER 2004 RESULTS

                 ----------------------------------------------

Coral Springs, FL, November 15, 2004....ACCESSITY CORP. [NASDAQ SMALLCAP: ACTY]
reported that its pretax loss from continuing operations increased by $119,000
in the third quarter, largely because of expenses incurred in preparing for its
proposed share exchange transaction. The pretax loss of $435,000 was 38% above
the $316,000 recorded in the comparable quarter of 2003.

The Company plans to acquire Pacific Ethanol, Inc. and its affiliates, Kinergy
LLC and Reenergy LLC, in a share exchange leaving Pacific Ethanol's management
in control of the Company. If approved by shareholders at the Company's Annual
Shareholder Meeting, Accessity will reincorporate in the State of Delaware and
be renamed Pacific Ethanol, Inc. Thereafter, the Company's principal business
will be the production and marketing of ethanol and other alternative fuels.
Accessity's management and directors will resign once the transaction is
completed.

The Company recently submitted its preliminary proxy to the Securities and
Exchange Commission for its review, and upon completion, will submit it to
shareholders for their approval at the Company's 2004 Annual Shareholder
Meeting, scheduled for December 28, 2004.

Barry Siegel, Chairman and CEO of Accessity, noted that the Company is
financially strong, debt-free and has $4.2 million in current assets, including
$3.7 million in cash and investments. "Completion of the merger will immediately
position Pacific Ethanol to be a formidable contender in the burgeoning market
for ethanol as a gasoline additive, particularly in the huge California market,"
Siegel said. He added that many other states, including New York, now also
require oxygenation of gasoline with ethanol to improve air quality, replacing
MTBE, which has become a persistent groundwater pollutant.

Accessity's third quarter net loss equated to $.19 per basic and diluted share.
In the year-earlier quarter, a loss from continuing operations of $.14 per share
was offset by income of $.01 from the Company's discontinued affinity service
operations, leaving a net loss of $.13 per share.

Year-to-date, the Company's net loss from continuing operations decreased by 30%
from $1,427,000 for nine months ended September 30, 2003 to $1,004,000 for the
comparable period in 2004. The 2004 net loss of $.45 per basic and diluted share
compares with a net loss of $.55 per share in the 2003 period, net of $.10 in
income from discontinued operations. The reduction in the net loss resulted in
part from a non-recurring income item of $280,000, reflecting an arbitration
award granted to the Company in its claim for wrongful termination of a
Memorandum of Understanding with Presidion Solutions, Inc., and in part from a
revenue increase of $252,000 at Sentaur, the Company's medical claim audit and
recovery service, which is not yet profitable on a cumulative basis.

This news release includes forward-looking statements within the meaning of
Section 27A of the Securities Act of 1933 and Section 21E of the Securities
Exchange Act of 1934, as amended, regarding, among other things, our plans,
strategies, and prospects, both business and financial. Although we believe that
our plans, intentions, and expectations reflected in or suggested by these
forward-looking statements are reasonable, we cannot assure you that we will
achieve or realize these plans, intentions, or expectations. Forward-looking
statements are inherently subject to risks, uncertainties, and assumptions. Many
of the forward-looking statements contained in this news release may be
identified by the use of forward-looking words such as "believe," "expect,"
"anticipate," "should," "planned," "will," "may," "intend," "estimated," and
"potential," among others. Important factors that could cause actual results to
differ materially from the forward-looking statements we make in this news
release include market conditions and those set forth in reports or documents
that we file from time to time with the United States Securities and Exchange
Commission. All forward-looking statements attributable to Accessity Corp. or a
person acting on its behalf are expressly qualified in their entirety by this
cautionary language. Accessity Corp. undertakes no obligation to release
publicly any revisions to any forward-looking statements to reflect events or
circumstances occurring after the date hereof.

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