0000777917-20-000123.txt : 20201109 0000777917-20-000123.hdr.sgml : 20201109 20201109155951 ACCESSION NUMBER: 0000777917-20-000123 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20201109 DATE AS OF CHANGE: 20201109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: PRUCO LIFE INSURANCE CO CENTRAL INDEX KEY: 0000777917 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 221944557 STATE OF INCORPORATION: AZ FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-220118 FILM NUMBER: 201297592 BUSINESS ADDRESS: STREET 1: 213 WASHINGTON ST STREET 2: 111 DURHAM AVENUE CITY: NEWARK STATE: NJ ZIP: 07102 BUSINESS PHONE: 2018026000 MAIL ADDRESS: STREET 1: 213 WASHINGTON STREET CITY: NEWARK STATE: NJ ZIP: 07102 424B3 1 americanfundsfeechanges.htm 424B3 Document

PRUDENTIAL PREMIER® INVESTMENT VARIABLE ANNUITYSM ("B SERIES")
PRUDENTIAL PREMIER® INVESTMENT VARIABLE ANNUITYSM ("C SERIES")

PRUCO LIFE INSURANCE COMPANY
PRUCO LIFE FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT

PRUCO LIFE INSURANCE COMPANY OF NEW JERSEY
PRUCO LIFE OF NEW JERSEY FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT


Supplement dated November 9, 2020
to
Prospectus dated April 27, 2020

This Supplement should be read in conjunction with the current Prospectus, as supplemented, for your Annuity and should be retained for future reference. This Supplement is intended to update certain information in the Prospectus for the variable annuity you own and is not intended to be a prospectus or offer for any other variable annuity that you do not own. Defined terms used herein and not otherwise defined herein shall have the meanings given to them in the Prospectus and Statement of Additional Information.
Effective immediately, this Supplement contains information about changes to the management fees, or fee waivers or expense reimbursements, and total expenses for the Portfolios of the American Funds Insurance Series® available through your Annuity.
The table captioned “Underlying Portfolio Annual Expenses" in the “Summary of Contract Fees and Charges” section of the Prospectus is revised as follows with respect to the Portfolios shown below:
UNDERLYING PORTFOLIO ANNUAL EXPENSES
(as a percentage of the average net assets of the underlying Portfolios)
FUNDSManagement FeesOther
Expenses		Distribution
(12b-1)
Fees		Dividend
Expense on
Short Sales		Broker Fees
and Expenses on Short
Sales		Acquired
Portfolio
Fees &
Expenses		Total
Annual
Portfolio
Operating
Expenses
Fee
Waiver
or Expense
Reimbursement
Net Annual
Fund
Operating Expenses
American Funds Insurance Series® Asset Allocation Fund – Class 41
0.27%0.29%0.25%0.00%0.00%0.00%0.81%0.00%0.81%
American Funds Insurance Series® Blue Chip Income and Growth Fund – Class 41
0.39%0.29%0.25%0.00%0.00%0.00%0.93%0.00%0.93%
American Funds Insurance Series® Bond Fund – Class 41
0.36%0.29%0.25%0.00%0.00%0.00%0.90%0.00%0.90%
American Funds Insurance Series® Global Growth and Income Fund – Class 41
0.60%0.31%0.25%0.00%0.00%0.00%1.16%0.00%1.16%
American Funds Insurance Series® Global Small Capitalization Fund – Class 41
0.70%0.31%0.25%0.00%0.00%0.00%1.26%0.00%1.26%
American Funds Insurance Series® Growth Fund – Class 41
0.32%0.29%0.25%0.00%0.00%0.00%0.86%0.00%0.86%
American Funds Insurance Series® Growth-Income Fund – Class 41
0.26%0.29%0.25%0.00%0.00%0.00%0.80%0.00%0.80%
American Funds Insurance Series® International Fund – Class 41
0.49%0.31%0.25%0.00%0.00%0.00%1.05%0.00%1.05%
American Funds Insurance Series® New World Fund – Class 41, 2
0.70%0.32%0.25%0.00%0.00%0.00%1.27%0.18%1.09%
1     The Portfolios became available on August 17, 2020.
2    The investment adviser is currently waiving a portion of its management fee equal to 0.18% of the fund’s net assets. This waiver will be in effect through at least May 1, 2021. The waiver may only be modified or terminated with the approval of the fund’s board.

THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE.
GENPRODSUP16