Exhibit (k)(4)

Amended and Restated Investment Management Services Agreement

Between College Retirement Equities Fund and

TIAA-CREF Investment Management, LLC

SCHEDULE B

2023 Reimbursement Rates

Annual Expense Deductions (as a percentage of average net assets)

For the period May 1, 2023 through April 30, 2024

Stock Account—All Classes	0.095%
Global Equities Account—All Classes	0.090%
Growth Account—All Classes	0.055%
Equity Index Account—All Classes	0.010%
Core Bond Account—All Classes	0.070%
Inflation-Linked Bond Account—All Classes	0.025%
Social Choice Account—All Classes	0.045%
Money Market Account—All Classes	0.020%

Date: Effective May 1, 2023 in accordance with prior approval by the CREF Board on March 10, 2023.