0000930413-15-004714.txt : 20151210 0000930413-15-004714.hdr.sgml : 20151210 20151210104937 ACCESSION NUMBER: 0000930413-15-004714 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20151210 DATE AS OF CHANGE: 20151210 EFFECTIVENESS DATE: 20151210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COLLEGE RETIREMENT EQUITIES FUND CENTRAL INDEX KEY: 0000777535 IRS NUMBER: 136022042 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 033-00480 FILM NUMBER: 151280040 BUSINESS ADDRESS: STREET 1: 730 THIRD AVE CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2129164905 MAIL ADDRESS: STREET 1: 730 THIRD AVE CITY: NEW YORK STATE: NY ZIP: 10017

0000777535 S000005080 Stock Account

C000154473 Class R1 QCSTRX

C000154474 Class R2 QCSTPX

C000154475 Class R3 QCSTIX

0000777535 S000005081 Global Equities Account

C000154476 Class R1 QCGLRX

C000154477 Class R2 QCGLPX

C000154478 Class R3 QCGLIX

0000777535 S000005082 Growth Account

C000154479 Class R1 QCGRRX

C000154480 Class R2 QCGRPX

C000154481 Class R3 QCGRIX

0000777535 S000005083 Equity Index Account

C000154482 Class R1 QCEQRX

C000154483 Class R2 QCEQPX

C000154484 Class R3 QCEQIX

0000777535 S000005084 Bond Market Account

C000154485 Class R1 QCBMRX

C000154486 Class R2 QCBMPX

C000154487 Class R3 QCBMIX

0000777535 S000005085 Inflation-Linked Bond Account

C000154488 Class R1 QCILRX

C000154489 Class R2 QCILPX

C000154490 Class R3 QCILIX

0000777535 S000005086 Social Choice Account

C000154491 Class R1 QCSCRX

C000154492 Class R2 QCSCPX

C000154493 Class R3 QCSCIX

0000777535 S000005087 Money Market Account

C000154494 Class R1 QCMMRX

C000154495 Class R2 QCMMPX

C000154496 Class R3 QCMMIX

497 1 c83140_497.htm

COLLEGE RETIREMENT EQUITIES FUND (CREF)

SUPPLEMENT NO. 2

dated December 10, 2015

to the Prospectus dated April 24, 2015

CREF Money Market Account

Conversion to government money market fund

As a result of amendments to Rule 2a-7 under the Investment Company Act of 1940, as amended, the Board of Trustees (the “Board”) of CREF has approved a proposal for the Money Market Account to convert to a “government money market fund,” as defined in the amendments, on or before October 14, 2016. As a government money market fund, the Money Market Account will be required to invest at least 99.5% of its total assets in cash, government securities and/or repurchase agreements that are collateralized fully by cash or government securities. The Money Market Account’s portfolio securities will continue to be valued at their amortized cost. A government money market fund is not required to impose liquidity fees or redemption gates, and the Money Market Account does not currently intend to impose such fees and/or gates.

Termination of voluntary waiver

In addition, Teachers Insurance and Annuity Association of America (“TIAA”) will terminate its voluntary waiver provided to assist each Class of the Money Market Account in producing a yield of at least zero by April 14, 2017. After termination, any amounts waived by TIAA within the three-year period prior to termination of the waiver may be subject to recoupment by TIAA.

A15228 (12/15)

COLLEGE RETIREMENT EQUITIES FUND (“CREF”)

SUPPLEMENT NO. 2

dated December 10, 2015

to the Statement of Additional Information dated May 1, 2015,

as supplemented October 1, 2015 (“SAI”)

Change to the Board of Trustees

Effective December 8, 2015, Nancy L. Jacob retired from the Board of Trustees of CREF. Therefore, she should be removed from the list of Trustees in the CREF SAI.

A15240 (12/15)

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