The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 202 502 SH   SOLE   0 0 502
HOME DEPOT INC COM 437076102 206 746 SH   SOLE   0 0 746
ISHARES INC MSCI GBL MIN VOL 464286525 210 2,372 SH   SOLE   0 0 2,372
NORTHERN LTS FD TR IV INSPIRE INTL ETF 66538H419 212 9,578 SH   SOLE   0 0 9,578
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 236 5,069 SH   SOLE   0 0 5,069
COCA COLA CO COM 191216100 255 4,547 SH   SOLE   0 0 4,547
ISHARES TR IBNDS MAR23 ETF 46432FAN7 285 11,760 SH   SOLE   0 0 11,760
NUCOR CORP COM 670346105 330 3,088 SH   SOLE   0 0 3,088
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 380 2,814 SH   SOLE   0 0 2,814
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 382 7,767 SH   SOLE   0 0 7,767
MICROSOFT CORP COM 594918104 636 2,729 SH   SOLE   0 0 2,729
REALTY INCOME CORP COM 756109104 647 11,109 SH   SOLE   0 0 11,109
EXXON MOBIL CORP COM 30231G102 692 7,929 SH   SOLE   0 0 7,929
SPDR S&P 500 ETF TR TR UNIT 78462F103 733 2,054 SH   SOLE   0 0 2,054
APPLE INC COM 037833100 751 5,433 SH   SOLE   0 0 5,433
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,001 14,912 SH   SOLE   0 0 14,912
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,068 5,952 SH   SOLE   0 0 5,952
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,161 14,488 SH   SOLE   0 0 14,488
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 1,241 25,982 SH   SOLE   0 0 25,982
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,301 43,952 SH   SOLE   0 0 43,952
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,308 4,900 SH   SOLE   0 0 4,900
ISHARES TR CORE S&P500 ETF 464287200 2,956 8,242 SH   SOLE   0 0 8,242
ISHARES TR MSCI EAFE ETF 464287465 3,137 56,015 SH   SOLE   0 0 56,015
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 4,368 212,471 SH   SOLE   0 0 212,471
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,744 14,449 SH   SOLE   0 0 14,449
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,827 87,721 SH   SOLE   0 0 87,721
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 6,042 42,311 SH   SOLE   0 0 42,311
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 6,877 30,743 SH   SOLE   0 0 30,743
VANGUARD INDEX FDS VALUE ETF 922908744 6,896 55,849 SH   SOLE   0 0 55,849
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,531 44,066 SH   SOLE   0 0 44,066
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 10,201 211,371 SH   SOLE   0 0 211,371
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 10,780 225,861 SH   SOLE   0 0 225,861
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,633 319,935 SH   SOLE   0 0 319,935
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12,632 170,053 SH   SOLE   0 0 170,053