The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PowerShares Qqq ETF 46090E103 218 602 SH   SOLE   0 0 602
SPDR S&P Midcap 400 ETF 78467Y107 245 500 SH   SOLE   0 0 500
iShares Edge MSCI Min Vol Global ETF 464286525 249 2,372 SH   SOLE   0 0 2,372
Coca-Cola Co COM 191216100 267 4,307 SH   SOLE   0 0 4,307
DFA Tax-Managed Us Small Cap 25434V500 284 5,069 SH   SOLE   0 0 5,069
iShares Ibnd Mar 2023 Trm 46432FAN7 286 11,760 SH   SOLE   0 0 11,760
Schwab US Dividend ETF 808524797 340 4,309 SH   SOLE   0 0 4,309
iShares Core MSCI Emerging Markets ETF 46434G103 374 6,725 SH   SOLE   0 0 6,725
Vanguard Dividend Appreciation ETF 921908844 455 2,805 SH   SOLE   0 0 2,805
Nucor Corp COM 670346105 456 3,065 SH   SOLE   0 0 3,065
Draftkings Inc COM 30231G102 631 7,642 SH   SOLE   0 0 7,642
Schwab Intermediate Term ETF 808524854 675 12,673 SH   SOLE   0 0 12,673
Microsoft Corp COM 594918104 741 2,402 SH   SOLE   0 0 2,402
Realty Income Corp COM 756109104 767 11,061 SH   SOLE   0 0 11,061
iShares MSCI Eafe Small-Cap ETF 464288273 773 11,649 SH   SOLE   0 0 11,649
Apple Inc COM 037833100 946 5,421 SH   SOLE   0 0 5,421
SPDR S&P 500 ETF 78462F103 977 2,162 SH   SOLE   0 0 2,162
SPDR S&P 600 Small Cap ETF 78464A300 1,324 15,892 SH   SOLE   0 0 15,892
Berkshire Hathaway Inc B B SHARES 084670702 1,338 3,790 SH   SOLE   0 0 3,790
Schwab Fundamental US ETF 808524771 1,490 25,469 SH   SOLE   0 0 25,469
Vanguard Total Stock Market ETF 922908769 1,540 6,764 SH   SOLE   0 0 6,764
Vanguard Reit ETF 922908553 1,713 15,809 SH   SOLE   0 0 15,809
iShares Core S&P 500 ETF 464287200 3,685 8,123 SH   SOLE   0 0 8,123
iShares MSCI Eafe ETF 464287465 4,094 55,630 SH   SOLE   0 0 55,630
DFA Us Real Estate ETF 25434V823 5,050 186,279 SH   SOLE   0 0 186,279
Vanguard Value ETF 922908744 5,098 34,500 SH   SOLE   0 0 34,500
Vanguard S&P 500 ETF 922908363 6,381 15,369 SH   SOLE   0 0 15,369
Vanguard SMLCP 600 VAL ETF 921932778 6,964 39,299 SH   SOLE   0 0 39,299
Vanguard Health Care ETF 92204A504 7,675 30,173 SH   SOLE   0 0 30,173
Vanguard Small-Cap ETF 922908751 8,709 40,981 SH   SOLE   0 0 40,981
Schwab Short Term US ETF 808524862 11,106 224,189 SH   SOLE   0 0 224,189
Vanguard Short-Term Corporate Bond ETF 92206C409 11,598 148,524 SH   SOLE   0 0 148,524
Vanguard Total International Bond ETF 92203J407 13,423 255,967 SH   SOLE   0 0 255,967
Vanguard Ftse Developed Markets ETF 921943858 14,677 305,587 SH   SOLE   0 0 305,587