The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Regions Financial Corp COM 7591EP100 217 10,166 SH   SOLE   0 0 10,166
Coca-Cola Co COM 191216100 223 4,242 SH   SOLE   0 0 4,242
iShares Edge MSCI Min Vol Global ETF 464286525 244 2,372 SH   SOLE   0 0 2,372
iShares Ibnd Mar 2023 Trm 46432FAN7 291 11,760 SH   SOLE   0 0 11,760
DFA Tax-Managed Us Small Cap 25434V500 291 5,069 SH   SOLE   0 0 5,069
Nucor Corp COM 670346105 307 3,115 SH   SOLE   0 0 3,115
iShares Core MSCI Emerging Markets ETF 46434G103 407 6,583 SH   SOLE   0 0 6,583
Microsoft Corp COM 594918104 426 1,512 SH   SOLE   0 0 1,512
Vanguard Dividend Appreciation ETF 921908844 430 2,797 SH   SOLE   0 0 2,797
Exxon Mobil Corp COM 30231G102 479 8,142 SH   SOLE   0 0 8,142
Berkshire Hathaway Inc B B SHARES 084670702 502 1,840 SH   SOLE   0 0 1,840
SPDR S&P 500 ETF 78462F103 602 1,403 SH   SOLE   0 0 1,403
Realty Income Corp COM 756109104 715 11,025 SH   SOLE   0 0 11,025
Schwab Intermediate Term ETF 808524854 729 12,855 SH   SOLE   0 0 12,855
Apple Inc COM 037833100 762 5,385 SH   SOLE   0 0 5,385
iShares MSCI Eafe Small-Cap ETF 464288273 865 11,631 SH   SOLE   0 0 11,631
SPDR S&P 600 Small Cap ETF 78464A300 1,336 16,302 SH   SOLE   0 0 16,302
Schwab Fundamental US ETF 808524771 1,413 26,191 SH   SOLE   0 0 26,191
Vanguard Total Stock Market ETF 922908769 1,660 7,477 SH   SOLE   0 0 7,477
iShares Core S&P 500 ETF 464287200 3,602 8,361 SH   SOLE   0 0 8,361
Vanguard Value ETF 922908744 4,174 30,837 SH   SOLE   0 0 30,837
iShares MSCI Eafe ETF 464287465 4,404 56,450 SH   SOLE   0 0 56,450
Vanguard Reit ETF 922908553 6,118 60,111 SH   SOLE   0 0 60,111
Vanguard S&P 500 ETF 922908363 6,277 15,915 SH   SOLE   0 0 15,915
Vanguard SMLCP 600 VAL ETF 921932778 6,445 37,036 SH   SOLE   0 0 37,036
Vanguard Health Care ETF 92204A504 6,668 26,978 SH   SOLE   0 0 26,978
Vanguard Small-Cap ETF 922908751 8,720 39,876 SH   SOLE   0 0 39,876
Vanguard Short-Term Corporate Bond ETF 92206C409 10,587 128,470 SH   SOLE   0 0 128,470
Schwab Short Term US ETF 808524862 11,041 215,687 SH   SOLE   0 0 215,687
Vanguard Ftse Developed Markets ETF 921943858 13,507 267,522 SH   SOLE   0 0 267,522
Vanguard Total International Bond ETF 92203J407 14,598 256,290 SH   SOLE   0 0 256,290