DURABLE, LIMITED POWER OF ATTORNEY
WITH RESPECT TO THE FILING OF FORMS 3,4, AND 5

I appoint and name each of the following
individuals
my true and
lawful attorney-in-fact to act on my behalf,
and
in my name, place, and stead:

Linda M. Campion;
Michelle L. Newcomb;
Edward H. Seksay;
Denis K. Sheahan; or
Tara M. Villanova

(collectively, the Attorneys-In-Fact).
I appoint and name the Attorneys-In-Fact
solely with respect to the execution and
filing of the documents commonly known as
a Form 3, Initial Statement Of Beneficial
Ownership Of Securities, a Form 4,
Statement Of Changes In Beneficial Ownership,
and/or a Form 5, Annual Statement
Of Beneficial Ownership Of Securities
(collectively, the SEC Forms) regarding
Independent Bank Corp. (INDB) common stock
with the United States Securities
And Exchange Commission and any stock exchang
 or similar authority.

	I give and grant unto each of the
Attorneys-In-Fact full power and authority
to do and perform all and every act, deed,
matter, and thing whatsoever as to the
execution and filing of the SEC Forms regarding
 INDB common stock which may be
necessary or advisable such as I might or could
 do myself if personally present.
The scope of power granted to each of the
Attorneys-In-Fact hereunder, however,
is expressly limited to only those powers which
 are necessary or advisable for
the execution and filing of the SEC Forms on my
 behalf regarding INDB common stock.

	This grant of authority to the
Attorneys-In-Fact shall begin on the date
indicated below and shall remain in effect
unless and until revoked in writing.
The authority conferred hereby shall continue
 notwithstanding any subsequent
disability or incapacity on my part.

	Executed as an instrument under seal
pursuant to Massachusetts law as
of September 26, 2002.


			Ferdinand T. Kelley
			Printed Name


			/s/ Ferdinand T. Kelley
			Signature