The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHEVRON CORP NEW NEW COM 166764100 283 2,316 SH   SOLE 0 2,316 0 0
ISHARES INC MSCI FRNTR100ETF ETF 464286145 5,654 198,820 SH   SOLE 0 198,820 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,830 31,554 SH   SOLE 0 31,554 0 0
ISHARES TR CORE MSCI TOTAL ETF 46432F834 273 4,530 SH   SOLE 0 4,530 0 0
ISHARES TR CORE S&P SCP ETF 464287804 667 7,650 SH   SOLE 0 7,650 0 0
ISHARES TR CORE S&P US VLU ETF 464287663 827 14,668 SH   SOLE 0 14,668 0 0
ISHARES TR CORE S&P500 ETF 464287200 224 764 SH   SOLE 0 764 0 0
ISHARES TR CORE US AGGBD ET ETF 464287226 360 3,410 SH   SOLE 0 3,410 0 0
ISHARES TR EAFE SML CP ETF 464288273 321 5,149 SH   SOLE 0 5,149 0 0
ISHARES TR EAFE VALUE ETF 464288877 286 5,504 SH   SOLE 0 5,504 0 0
ISHARES TR EXPONENTIAL TECH ETF 46434V381 9,246 238,789 SH   SOLE 0 238,789 0 0
ISHARES TR GNMA BOND ETF 46429B333 509 10,555 SH   SOLE 0 10,555 0 0
ISHARES TR JPMORGAN USD EMG ETF 464288281 6,380 59,181 SH   SOLE 0 59,181 0 0
ISHARES TR MICRO-CAP ETF 464288869 786 7,397 SH   SOLE 0 7,397 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 723 16,845 SH   SOLE 0 16,845 0 0
ISHARES TR RUS 1000 ETF 464287622 1,203 7,439 SH   SOLE 0 7,439 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 897 5,750 SH   SOLE 0 5,750 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 888 7,011 SH   SOLE 0 7,011 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 569 4,278 SH   SOLE 0 4,278 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 418 4,626 SH   SOLE 0 4,626 0 0
ISHARES TR RUS MID CAP ETF 464287499 589 2,673 SH   SOLE 0 2,673 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,455 8,635 SH   SOLE 0 8,635 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 639 3,708 SH   SOLE 0 3,708 0 0
ISHARES TR SP SMCP600VL ETF 464287879 731 4,381 SH   SOLE 0 4,381 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 318 3,102 SH   SOLE 0 3,102 0 0
SPDR SERIES TRUST PORTFOLIO TL STK ETF 78464A805 228 6,308 SH   SOLE 0 6,308 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL ETF 921932778 351 2,442 SH   SOLE 0 2,442 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF 921937835 9,798 124,503 SH   SOLE 0 124,503 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,289 133,653 SH   SOLE 0 133,653 0 0
VANGUARD GROUP DIV APP ETF 921908844 1,547 13,978 SH   SOLE 0 13,978 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,856 15,135 SH   SOLE 0 15,135 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,340 8,319 SH   SOLE 0 8,319 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,670 157,041 SH   SOLE 0 157,041 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,077 49,679 SH   SOLE 0 49,679 0 0
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 27,051 180,764 SH   SOLE 0 180,764 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US ETF 922042775 19,256 369,944 SH   SOLE 0 369,944 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 9,604 234,254 SH   SOLE 0 234,254 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,609 21,219 SH   SOLE 0 21,219 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD ETF 922907746 282 5,586 SH   SOLE 0 5,586 0 0
WISDOMTREE TR GLB EX US RL EST ETF 97717W331 207 7,044 SH   SOLE 0 7,044 0 0