<ARTICLE> 9

<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               DEC-31-1999             DEC-31-1998
<CASH>                                         147,222                 138,484
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                               219,600                 112,020
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    489,448                 475,279
<INVESTMENTS-CARRYING>                         236,468                 183,688
<INVESTMENTS-MARKET>                           228,754                 185,935
<LOANS>                                      2,464,470               1,773,253
<ALLOWANCE>                                     48,047                  33,095
<TOTAL-ASSETS>                               3,736,729               2,857,246
<DEPOSITS>                                   3,262,888               2,463,484
<SHORT-TERM>                                    80,052                  24,973
<LIABILITIES-OTHER>                             54,894                  31,642
<LONG-TERM>                                     86,000                 136,450
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       148,611                 121,646
<OTHER-SE>                                     104,284                  79,051
<TOTAL-LIABILITIES-AND-EQUITY>               3,736,729               2,857,246
<INTEREST-LOAN>                                197,480                 155,543
<INTEREST-INVEST>                               43,549                  35,799
<INTEREST-OTHER>                                14,348                  13,847
<INTEREST-TOTAL>                               255,377                 205,189
<INTEREST-DEPOSIT>                              84,842                  66,758
<INTEREST-EXPENSE>                              95,018                  76,742
<INTEREST-INCOME-NET>                          160,359                 128,447
<LOAN-LOSSES>                                   14,039                   8,279
<SECURITIES-GAINS>                                  87                     473
<EXPENSE-OTHER>                                123,404                  90,207
<INCOME-PRETAX>                                 65,895                  51,902
<INCOME-PRE-EXTRAORDINARY>                      65,895                  51,902
<EXTRAORDINARY>                                   (88)                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    44,184                  33,784
<EPS-BASIC>                                       1.16                    0.91
<EPS-DILUTED>                                     1.10                    0.85
<YIELD-ACTUAL>                                    5.25                    5.44
<LOANS-NON>                                      5,744                   4,011
<LOANS-PAST>                                       139                     244
<LOANS-TROUBLED>                                   807                     796
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                33,095                  26,606
<CHARGE-OFFS>                                   (3,393)                 (2,610)
<RECOVERIES>                                     1,561                     637
<ALLOWANCE-CLOSE>                               48,047                  33,095
<ALLOWANCE-DOMESTIC>                            48,047                  33,095
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0