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RELATED PARTY TRANSACTIONS (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
RELATED PARTY TRANSACTIONS [Abstract]    
Loans to related party $ 821,000 $ 1,170,000
New loans issued to related party 99,000  
Repayment of loans by related party 448,000  
Related party deposits $ 2,064,000 $ 1,315,000