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Note 18 - Concentration of Third-Party Mortgage Purchasers

12 Months Ended

Dec. 31, 2014

Concentration Risk Disclosure [Text Block]

18. Concentration of Third-Party Mortgage Purchasers

The following table sets forth the percent of mortgage loans sold by HomeAmerican to its primary third party purchasers during 2014, 2013 and 2012. No other third parties purchased greater than 10 percent of our mortgage loans during 2014, 2013 or 2012.

	Year Ended December 31,
	2014			2013			2012
Wells Fargo Funding, Inc.		37	%		40	%		58	%
PennyMac Loan Services, LLC		23	%		7	%		0	%
JP Morgan Chase Bank, N.A.		20	%		46	%		36	%
Fannie Mae		10	%		4	%		4	%

- Definition

The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.

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