-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Toba0Smn6Ox4GjBUWc0CwS1TiI19yl8a2T9Hhe3x0h151PmnmV0w18XMwSCp4kPh wQxtNVYTpxKzxJnXFhPPGA== 0000950116-03-001593.txt : 20030213 0000950116-03-001593.hdr.sgml : 20030213 20030213150621 ACCESSION NUMBER: 0000950116-03-001593 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20030213 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ CENTRAL INDEX KEY: 0000772349 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 870418807 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-90366 FILM NUMBER: 03559055 BUSINESS ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STREET 2: STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 BUSINESS PHONE: 6106682440 MAIL ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 FORMER COMPANY: FORMER CONFORMED NAME: KINGSWAY ENTERPRISES INC DATE OF NAME CHANGE: 19860327 FORMER COMPANY: FORMER CONFORMED NAME: GERIACO INTERNATIONAL INC /DE/ DATE OF NAME CHANGE: 19930308 424B3 1 four24b3.txt 424B3 Filed Pursuant to Rule 424(b)(3) File No. 333-90366 AMERICAN BUSINESS FINANCIAL SERVICES, INC. INVESTMENT NOTES RATE SUPPLEMENT PROSPECTUS SUPPLEMENT DATED 2/11/03
TERM RATE ANNUAL YIELD* BONUS BONUS RATE BONUS RATE 3-5 mos.** 4.00% 4.08% N/A N/A N/A 6-11 mos.** 4.10% 4.18% N/A N/A N/A 12-17 mos. 5.50% 5.65% N/A N/A N/A 18-23 mos. 5.65% 5.81% N/A N/A N/A 24-29 mos. 6.60% 6.82% N/A N/A N/A 30-35 mos. 7.00% 7.25% N/A N/A N/A 36-47 mos. 8.50% 8.87% .25% 8.75% 9.14% 48-59 mos. 8.00% 8.32% .35% 8.35% 8.70% 60-120 mos. 8.50% 8.87% .50% 9.00% 9.41%
Minimum Investment for Investment Notes is $1,000 These bonus rates apply only to the reinvestment of all or a portion of the principal and/or interest due upon maturity of existing notes. The rates for the Notes included in this Rate Supplement are available from March 1, 2003 through March 31, 2003. AMERICAN BUSINESS FINANCIAL SERVICES, INC. IS A NASDAQ LISTED COMPANY (ABFI) An offer can only be made by the Prospectus dated October 3, 2002, delivered in conjunction with this Rate Supplement dated February 11, 2003. See "Risk Factors" for a discussion of certain factors which should be considered in connection with an investment in the Notes. *The Effective Annual Yield assumes all interest reinvested daily at the stated rate. **These terms are available only to renewals for the same term as the original investment. You may obtain an additional copy of the Prospectus dated October 3, 2002 free of charge from American Business Financial Services, Inc. by calling (800) 776-4001. Investment Notes represent obligations of ABFS and are not certificates of deposit or insured or guaranteed by the FDIC or any other governmental agency. (LOGO) AMERICAN BUSINESS For information, FINANCIAL SERVICES, INC. call 1-800-776-4001 BalaPointe Office Centre 111 Presidential Boulevard Bala Cynwyd, PA 19004 www.ABFSonline.com Filed Pursuant to Rule 424(b)(3) File No. 333-90366 AMERICAN BUSINESS FINANCIAL SERVICES, INC. INVESTMENT NOTES RATE SUPPLEMENT PROSPECTUS SUPPLEMENT DATED 3/1/03 Term Rate Annual Yield* - ---------------------------- ---------------------- --------------- 12-17 mos. 5.50% 5.65% 18-23 mos. 5.65% 5.81% 24-29 mos. 6.55% 6.76% 30-35 mos. 7.00% 7.25% 36-47 mos. 8.50% 8.87% 48-59 mos. 8.00% 8.32% 60-120 mos. 8.50% 8.87% Minimum Investment for Investment Notes is $1,000 AMERICAN BUSINESS FINANCIAL SERVICES, INC. IS A NASDAQ LISTED COMPANY (ABFI) An offer can only be made by the Prospectus dated October 3, 2002, delivered in conjunction with this Rate Supplement dated March 1, 2003. See "Risk Factors" for a discussion of certain factors which should be considered in connection with an investment in the Notes. *The Effective Annual Yield assumes all interest reinvested daily at the stated rate. The rates for the Investment Notes are available from March 1, 2003 through March 31, 2003. You may obtain an additional copy of the Prospectus dated October 3, 2002 free of charge from American Business Financial Services, Inc. by calling (800) 776-4001. Investment Notes represent obligations of ABFS and are not certificates of deposit or insured or guaranteed by the FDIC or any other governmental agency. (LOGO) AMERICAN BUSINESS For information, FINANCIAL SERVICES, INC. call 1-800-776-4001 BalaPointe Office Centre 111 Presidential Boulevard Bala Cynwyd, PA 19004 www.ABFSonline.com -----END PRIVACY-ENHANCED MESSAGE-----