-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, NLKLauEc+MeAoHeRYm57NReOBrWQHDfIFz6n0IZWGJJVqyW3xw2HfqToxG2GxPWA OxPZ4wqe/ETxq82DWH7wYw== 0000950116-02-000119.txt : 20020414 0000950116-02-000119.hdr.sgml : 20020414 ACCESSION NUMBER: 0000950116-02-000119 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20020201 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ CENTRAL INDEX KEY: 0000772349 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 870418807 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-63014 FILM NUMBER: 02524490 BUSINESS ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STREET 2: STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 BUSINESS PHONE: 6106682440 MAIL ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 FORMER COMPANY: FORMER CONFORMED NAME: GERIACO INTERNATIONAL INC /DE/ DATE OF NAME CHANGE: 19930308 FORMER COMPANY: FORMER CONFORMED NAME: KINGSWAY ENTERPRISES INC DATE OF NAME CHANGE: 19860327 424B3 1 four24b3.txt 424B3 Filed Pursuant to Rule 424(b)(3) File No. 333-63014 AMERICAN BUSINESS FINANCIAL SERVICES, INC. INVESTMENT NOTES RATE SUPPLEMENT PROSPECTUS SUPPLEMENT DATED 2/1/02 Term Rate Annual Yield* - -------------------------------------------------------------------------------- 6-11 mos. 6.77% 7.00% 12-17 mos. 8.26% 8.60% 18-23 mos. 8.35% 8.70% 24-27 mos. 8.44% 8.80% 28-29 mos. 8.88% 9.28% 30-35 mos. 8.49% 8.85% 36-47 mos. 8.53% 8.90% 48-59 mos. 8.71% 9.10% 60-119 mos. 9.26% 9.70% 120 mos. 9.54% 10.00% - -------------------------------------------------------------------------------- Minimum Investment for Investment Notes is $1,000 AMERICAN BUSINESS FINANCIAL SERVICES, INC. IS A NASDAQ LISTED COMPANY (ABFI) An offer can only be made by the Prospectus dated October 16, 2001, delivered in conjunction with this Rate Supplement dated February 1, 2002. See "Risk Factors" for a discussion of certain factors which should be considered in connection with an Investment in the Notes. *The Effective Annual Yield assumes all interest reinvested daily at the stated rate. The rates for the Investment Notes are available through February 28, 2002. You may obtain an additional copy of the Prospectus dated October 16, 2001 free of charge from American Business Financial Services, Inc. by calling (800)776-4001. Investment Notes represent obligations of ABFS and are not certificates of deposit or insured or guaranteed by the FDIC or any other governmental agency. (LOGO) AMERICAN BUSINESS For information, FINANCIAL SERVICES, INC. call 1-800-776-4001 BalaPointe Office Centre 111 Presidential Boulevard Bala Cynwyd, PA 19004 www.ABFSonline.com -----END PRIVACY-ENHANCED MESSAGE-----