-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Srp+eFNJbnHlAjHe0eg8/e/sZJWNtcpYry8O33ryr4fKu33YUooMlP0ri6wMnGl8 U6wfbJaAcLMZQeAPR5zrvg== 0000950116-02-000036.txt : 20020413 0000950116-02-000036.hdr.sgml : 20020413 ACCESSION NUMBER: 0000950116-02-000036 CONFORMED SUBMISSION TYPE: 424B3 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20020114 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN BUSINESS FINANCIAL SERVICES INC /DE/ CENTRAL INDEX KEY: 0000772349 STANDARD INDUSTRIAL CLASSIFICATION: MORTGAGE BANKERS & LOAN CORRESPONDENTS [6162] IRS NUMBER: 870418807 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: 424B3 SEC ACT: 1933 Act SEC FILE NUMBER: 333-63014 FILM NUMBER: 2508128 BUSINESS ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STREET 2: STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 BUSINESS PHONE: 6106682440 MAIL ADDRESS: STREET 1: 111 PRESIDENTIAL BLVD STE 215 CITY: BALA CYNWYD STATE: PA ZIP: 19004 FORMER COMPANY: FORMER CONFORMED NAME: GERIACO INTERNATIONAL INC /DE/ DATE OF NAME CHANGE: 19930308 FORMER COMPANY: FORMER CONFORMED NAME: KINGSWAY ENTERPRISES INC DATE OF NAME CHANGE: 19860327 424B3 1 four24b3.txt 424B3 Filed Pursuant to Rule 424(b)(3) File No. 333-63014 AMERICAN BUSINESS FINANCIAL SERVICES, INC. INVESTMENT NOTES RENEWALS ONLY RATE SUPPLEMENT PROSPECTUS SUPPLEMENT DATED 01/10/02 Term Rate Annual Yield* --------------------------------------------------------------- 3-5 mos. 5.83% 6.00% 6-11 mos. 7.00% 7.25% 12-17 mos. 8.35% 8.70% 18-29 mos. 9.08% 9.50% 30-47 mos. 8.62% 9.00% 48-59 mos. 8.75% 9.14% 60-119 mos. 9.31% 9.75% 120 mos. 9.54% 10.00% --------------------------------------------------------------- Minimum Investment for Investment Notes is $1,000 These rates apply only to the reinvestment of all or a portion of the principal and/or interest due upon maturity. AMERICAN BUSINESS FINANCIAL SERVICES, INC. IS A NASDAQ LISTED COMPANY (ABFI) An offer can only be made by the Prospectus dated October 16, 2001, delivered in conjunction with this Rate Supplement dated January 10, 2002. See "Risk Factors" for a discussion of certain factors which should be considered in connection with an Investment in the Notes. *The Effective Annual Yield assumes all interest reinvested daily at the stated rate. The rates for the Investment Notes are available from February 1, 2002 through February 21, 2002. You may obtain an additional copy of the Prospectus dated October 16, 2001 free of charge from American Business Financial Services, Inc. by calling (800)776-4001. Investment Notes represent obligations of ABFS and are not certificates of deposit or insured or guaranteed by the FDIC or any other governmental agency. (LOGO) AMERICAN BUSINESS For information, FINANCIAL SERVICES, INC. call 1-800-776-4001 BalaPointe Office Centre 111 Presidential Boulevard Bala Cynwyd, PA 19004 www.ABFSonline.com -----END PRIVACY-ENHANCED MESSAGE-----