Form T-1 - Subordinated Indenture

Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the trustee, Wells Fargo Bank, National Association, a national banking association organized and existing under the laws of the United States of America, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of Minneapolis and State of Minnesota on the 18th day of June 2007.

WELLS FARGO BANK, NATIONAL ASSOCIATION

/s/ JEFFERY T. ROSE

Jeffery T. Rose

Vice President

In accordance with Section 321(b) of the Trust Indenture Act of 1939, as amended, the undersigned hereby consents that reports of examination of the undersigned made by Federal, State, Territorial, or District authorities authorized to make such examination may be furnished by such authorities to the Securities and Exchange Commission upon its request therefor.

Very truly yours,

WELLS FARGO BANK, NATIONAL ASSOCIATION

/s/ JEFFERY T. ROSE

Jeffery T. Rose

Vice President

at the close of business March 31, 2007, filed in accordance with 12 U.S.C. §161 for National Banks.

I, Karen B. Nelson, Vice President of the above-named bank do hereby declare that this Report of Condition has been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and is true to the best of my knowledge and belief.

Karen B. Nelson

Vice President

We, the undersigned directors, attest to the correctness of this Report of Condition and declare that it has been examined by us and to the best of our knowledge and belief has been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and is true and correct.


A National Banking Association		94-1347393
(Jurisdiction of incorporation or organization if not a U.S. national bank)		(I.R.S. Employer Identification No.)

101 North Phillips Avenue Sioux Falls, South Dakota		57104
(Address of principal executive offices)		(Zip code)


Virginia		23-1184320
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification No.)

Three Radnor Corporate Center 100 Matsonford Road, Suite 300 Radnor, Pennsylvania		19087
(Address of principal executive offices)		(Zip code)


Item 1.	General Information. Furnish the following information as to the trustee:

	(a)	Name and address of each examining or supervising authority to which it is subject.

		Comptroller of the Currency Treasury Department Washington, D.C.

		Federal Deposit Insurance Corporation Washington, D.C.

		Federal Reserve Bank of San Francisco San Francisco, California 94120

	(b)	Whether it is authorized to exercise corporate trust powers.

		The trustee is authorized to exercise corporate trust powers.

Item 2.	Affiliations with Obligor. If the obligor is an affiliate of the trustee, describe each such affiliation.

		None with respect to the trustee.

No responses are included for Items 3-14 of this Form T-1 because the obligor is not in default as provided under Item 13.

Item 15.	Foreign Trustee. Not applicable.

Item 16.	List of Exhibits. List below all exhibits filed as a part of this Statement of Eligibility.

	Exhibit 1.	A copy of the Articles of Association of the trustee now in effect.*

	Exhibit 2.	A copy of the Comptroller of the Currency Certificate of Corporate Existence and Fiduciary Powers for Wells Fargo Bank, National Association, dated February 4, 2004.**

	Exhibit 3.	See Exhibit 2

	Exhibit 4.	Copy of By-laws of the trustee as now in effect.***

	Exhibit 5.	Not applicable.

	Exhibit 6.	The consent of the trustee required by Section 321(b) of the Act.

	Exhibit 7.	A copy of the latest report of condition of the trustee published pursuant to law or the requirements of its supervising or examining authority.

	Exhibit 8.	Not applicable.

	Exhibit 9.	Not applicable.


		Dollar Amounts In Millions
ASSETS
Cash and balances due from depository institutions:
Noninterest-bearing balances and currency and coin		$	12,467
Interest-bearing balances			1,280
Securities:
Held-to-maturity securities			0
Available-for-sale securities			40,238
Federal funds sold and securities purchased under agreements to resell:
Federal funds sold in domestic offices			6,195
Securities purchased under agreements to resell			1,187
Loans and lease financing receivables:
Loans and leases held for sale			33,093
Loans and leases, net of unearned income	251,321
LESS: Allowance for loan and lease losses	2,151
Loans and leases, net of unearned income and allowance			249,170
Trading Assets			3,665
Premises and fixed assets (including capitalized leases)			4,173
Other real estate owned			657
Investments in unconsolidated subsidiaries and associated companies			392
Intangible assets
Goodwill			8,994
Other intangible assets			18,668
Other assets			16,668

Total assets		$	396,847


LIABILITIES
Deposits:
In domestic offices		$	269,773
Noninterest-bearing	75,101
Interest-bearing	194,672
In foreign offices, Edge and Agreement subsidiaries, and IBFs			43,580
Noninterest-bearing	6
Interest-bearing	43,574
Federal funds purchased and securities sold under agreements to repurchase:
Federal funds purchased in domestic offices			3,911
Securities sold under agreements to repurchase			6,114


	Dollar Amounts In Millions
Trading liabilities		2,328
Other borrowed money
(includes mortgage indebtedness and obligations under capitalized leases)		6,914
Subordinated notes and debentures		10,148
Other liabilities		14,055

Total liabilities	$	356,823
Minority interest in consolidated subsidiaries		58

EQUITY CAPITAL
Perpetual preferred stock and related surplus		0
Common stock		520
Surplus (exclude all surplus related to preferred stock)		24,751
Retained earnings		14,239
Accumulated other comprehensive income		456
Other equity capital components		0

Total equity capital		39,966

Total liabilities, minority interest, and equity capital	$	396,847


Michael Loughlin
John Stumpf		Directors
Carrie Tolstedt