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Shareholders' Equity (Tables)
12 Months Ended
Dec. 31, 2014
Actual Capital Amounts and Ratios and Required Minimum Capital Amounts and Ratios and Capital Amounts and Ratios to be Well Capitalized

The Company’s actual capital amounts and ratios and required minimum capital amounts and ratios for 2014, 2013 and 2012, are as follows (in thousands):

 

  Actual   For Capital Adequacy Purposes   
  

 

 

 
  Amount      Ratio      Amount      Ratio    
  

 

 

 

December 31, 2014:

Total Capital (to Risk Weighted Assets)

$ 100,243      21.95%    $ 36,528      8.00%    

Tier 1 Capital (to Risk Weighted Assets)

  94,493      20.70%      18,264      4.00%    

Tier 1 Capital (to Average Assets)

  94,493      13.29%      28,437      4.00%    

December 31, 2013:

Total Capital (to Risk Weighted Assets)

$ 111,141      22.79%    $ 39,022      8.00%    

Tier 1 Capital (to Risk Weighted Assets)

  105,009      21.54%      19,511      4.00%    

Tier 1 Capital (to Average Assets)

  105,009      13.48%      31,170      4.00%    

December 31, 2012:

Total Capital (to Risk Weighted Assets)

$         112,342              21.29%    $         42,216              8.00%    

Tier 1 Capital (to Risk Weighted Assets)

  105,728      20.04%      21,108      4.00%    

Tier 1 Capital (to Average Assets)

  105,728      13.07%      32,361      4.00%    
Subsidiaries [Member]  
Actual Capital Amounts and Ratios and Required Minimum Capital Amounts and Ratios and Capital Amounts and Ratios to be Well Capitalized

The bank subsidiary’s actual capital amounts and ratios and required minimum capital amounts and ratios and capital amounts and ratios to be well capitalized for 2014, 2013 and 2012, are as follows (in thousands):

 

  Actual   For Capital
Adequacy Purposes
  To Be Well
Capitalized
 
  

 

 

 
  Amount      Ratio      Amount      Ratio      Amount      Ratio   
  

 

 

 

December 31, 2014:

Total Capital (to Risk Weighted Assets)

$   96,427      21.28%    $   36,247      8.00%    $   45,309      10.00%   

Tier 1 Capital (to Risk Weighted Assets)

  90,720      20.02%      18,124      4.00%      27,186      6.00%   

Tier 1 Capital (to Average Assets)

  90,720      13.15%      27,599      4.00%      34,499      5.00%   

December 31, 2013:

Total Capital (to Risk Weighted Assets)

$ 106,870      21.94%    $ 38,968      8.00%    $ 48,711      10.00%   

Tier 1 Capital (to Risk Weighted Assets)

  100,746      20.69%      19,484      4.00%      29,227      6.00%   

Tier 1 Capital (to Average Assets)

  100,746      13.02%      30,958      4.00%      38,697      5.00%   

December 31, 2012:

Total Capital (to Risk Weighted Assets)

$ 107,885      20.47%    $ 42,148      8.00%    $ 52,685      10.00%   

Tier 1 Capital (to Risk Weighted Assets)

  101,241      19.22%      21,074      4.00%      31,611      6.00%   

Tier 1 Capital (to Average Assets)

  101,241      12.62%      32,086      4.00%      40,108      5.00%