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Disclosures About Fair Value of Assets and Liabilities (Tables)
 3 Months Ended
Mar. 31, 2023
Fair Value Disclosures [Abstract]  
Schedule of fair value, assets measured on recurring basis
($ in thousands)  Fair value at
March 31,
2023		   (Level 1)   (Level 2)   (Level 3) 
                 
U.S. Treasury and Government Agencies  $7,463   $
-
   $7,463   $
-
 
Mortgage-backed securities   203,775    
-
    203,775    
-
 
State and political subdivisions   11,424    
-
    11,424    
-
 
Other corporate securities   14,945    
-
    14,945    
-
 
Interest rate contracts - assets   4,404    
-
    4,404    
-
 
Interest rate contracts - liabilities   (4,404)   
-
    (4,404)   
-
 
Forward contracts   (112)   (112)   
-
    
-
 
IRLCs   45    
-
    
-
    45 

 

($ in thousands)  Fair value at
December 31, 2022		   (Level 1)   (Level 2)   (Level 3) 
                 
U.S. Treasury and Government Agencies  $6,764   $
-
   $6,764   $
-
 
Mortgage-backed securities   205,835    
-
    205,835    
-
 
State and political subdivisions   11,103    
-
    11,103    
-
 
Other corporate securities   15,078    
-
    15,078    
-
 
Interest rate contracts - assets   5,538    
-
    5,538    
-
 
Interest rate contracts - liabilities   (5,538)   
-
    (5,538)   
-
 
Forward contracts   26    26    
-
    
-
 
IRLCs   (20)   
-
    
-
    (20)

 
Schedule of fair value measurements recognized in the accompanying consolidated balance sheets using significant unobservable (Level 3) inputs
   Three Months Ended
March 31,		 
($ in thousands)  2023   2022 
Interest Rate Lock Commitments        
Balance at beginning of period  $(20)  $22 
Total realized gains (losses)   
 
    
 
 
Change in fair value   65    (177)
Balance at end of period  $45   $(155)

 
Schedule of fair value measurements, nonrecurring
($ in thousands)  Fair value at
March 31,
2023		   (Level 1)   (Level 2)   (Level 3) 
Individually evaluated loans  $1,058   $
-
   $
-
   $1,058 
Mortgage servicing rights   1,349    
-
    
-
    1,349 

 

($ in thousands)  Fair value at December 31,
2022		   (Level 1)   (Level 2)   (Level 3) 
Impaired loans  $1,028   $
-
   $
-
   $1,028 
Mortgage servicing rights   1,448    
-
    
-
    1,448 

 
Schedule of unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements
   Fair value at
March 31,		   Valuation  Unobservable  Range (weighted- 
($ in thousands)  2023   technique  inputs  average) 
               
Collateral-dependent individually evaluated loans  $1,058   Market comparable properties  Comparability adjustments (%)   1 - 31% (9)%
                
Mortgage servicing rights   1,349   Discounted cash flow  Discount Rate   11.39%
           Constant prepayment rate   5.95%
           P&I earnings credit   4.85%
           T&I earnings credit   4.84%
           Inflation for cost of servicing   3.50%
                 
IRLCs   45   Discounted cash flow  Loan closing rates   49% - 96 %

 

   Fair value at
December 31,		   Valuation  Unobservable  Range (weighted- 
($ in thousands)  2022   technique  inputs  average) 
               
Collateral-dependent impaired loans  $1,028   Market comparable properties  Comparability adjustments (%)   8 - 21% (12)%
                
Mortgage servicing rights   1,448   Discounted cash flow  Discount Rate   11.39%
           Constant prepayment rate   7.52%
           P&I earnings credit   4.35%
           T&I earnings credit   4.58%
           Inflation for cost of servicing   3.50%
                 
IRLCs   (20)  Discounted cash flow  Loan closing rates   41% - 99%

 
Schedule of estimated fair values financial instruments
($ in thousands)  Carrying   Fair   Fair value measurements using 
March 31, 2023  amount   value   (Level 1)   (Level 2)   (Level 3) 
Financial assets                    
Cash and due from banks  $21,625   $21,625   $21,625   $-   $- 
Interest bearing time deposits   1,380    1,380    -    1,380    - 
Loans held for sale   5,592    5,711    -    5,711    - 
Loans, net of allowance for loan losses   960,870    958,760    -    -    958,760 
Federal Reserve and FHLB Bank stock, at cost   6,054    6,054    -    6,054    - 
Interest receivable   3,926    3,926    -    3,926    - 
                          
Financial liabilities                         
Deposits  $1,110,144   $1,116,109   $875,849   $240,260   $- 
Short-term borrowings   15,998    15,998    -    15,998    - 
FHLB advances   44,500    44,809    -    44,809    - 
Trust preferred securities   10,310    9,809    -    9,809    - 
Subordinated debt, net of issuance costs   19,606    18,847    -    18,847    - 
Interest payable   1,441    1,441    -    1,441    - 

 

($ in thousands)  Carrying   Fair   Fair value measurements using 
December 31, 2022  amount   value   (Level 1)   (Level 2)   (Level 3) 
Financial assets                    
Cash and due from banks  $27,817   $27,817   $27,817   $-   $- 
Interest bearing time deposits   2,131    2,131    -    2,131    - 
Loans held for sale   2,073    2,100    -    2,100    - 
Loans, net of allowance for loan losses   948,257    945,699    -    -    945,699 
Federal Reserve and FHLB Bank stock, at cost   6,326    6,326    -    6,326    - 
Interest receivable   4,091    4,091    -    4,091    - 
                          
Financial liabilities                         
Deposits  $1,086,665   $1,090,718   $895,785   $194,933   $- 
Short-term borrowings   14,923    14,923    -    14,923    - 
FHLB advances   60,000    59,886    -    59,886    - 
Trust preferred securities   10,310    9,674    -    9,674    - 
Subordinated debt, net of issuance costs   19,594    18,959    -    18,959    - 
Interest payable   769    769    -    769    -