Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 140,690	$ 27,064
Interest bearing time deposits	5,823
Available-for-sale securities	149,406	100,948
Loans held for sale	7,234	7,258
Loans, net of unearned income	872,723	825,510
Allowance for loan losses	(12,574)	(8,755)
Premises and equipment, net	23,557	23,385
Federal Reserve and Federal Home Loan Bank Stock, at cost	5,303	4,648
Foreclosed assets held for sale, net	23	305
Interest receivable	3,799	3,106
Goodwill	22,091	17,792
Cash value of life insurance	17,530	17,221
Mortgage servicing rights	7,759	11,017
Other assets	14,475	9,078
Total assets	1,257,839	1,038,577
Liabilities
Non interest bearing demand	251,649	158,357
Interest bearing demand	176,785	131,084
Savings	174,864	119,359
Money market	216,164	173,666
Time deposits	229,549	257,753
Total deposits	1,049,011	840,219
Repurchase agreements	20,189	12,945
Federal Home Loan Bank advances	8,000	16,000
Trust preferred securities	10,310	10,310
Interest payable	616	1,191
Other liabilities	26,790	21,818
Total liabilities	1,114,916	902,483
Commitments & Contingent Liabilities
Shareholders’ Equity
Preferred stock, no par value; authorized 200,000 shares; 2020 - 0 shares outstanding, 2019 - 0 shares outstanding
Common stock, no par value; authorized 10,000,000 shares; 2020 - 8,180,712 shares issued, 2019 - 8,180,712 shares issued	54,463	54,463
Additional paid-in capital	14,845	15,023
Retained earnings	84,578	72,704
Accumulated other comprehensive income	2,210	659
Treasury stock, at cost; (2020 - 808,456 common shares, 2019 - 417,785 common shares)	(13,173)	(6,755)
Total shareholders’ equity	142,923	136,094
Total liabilities and shareholders’ equity	$ 1,257,839	$ 1,038,577