8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): June 24, 2016

SB FINANCIAL GROUP, INC.

(Exact name of registrant as specified in its charter)

Ohio	0-13507	34-1395608
(State or other jurisdiction of incorporation or organization)	(Commission File Number)	(IRS Employer Identification No.)

401 Clinton Street, Defiance, Ohio 43512

(Address of principal executive offices) (Zip Code)

(419) 783-8950

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 8.01. Other Events.

On June 24, 2016, SB Financial Group, Inc. (the “Company”) issued the attached press release announcing the opening of its fifth Loan Production Office located at 1900 Monroe Street, Toledo, Ohio 43604. This area of Toledo was identified in the most recent U.S. Census report as having a majority of residents classified as low income. The Company opened this office in an effort to provide better access to financing for low-to-moderate income members of the Toledo community.

Item 9.01. Financial Statements and Exhibits.

(a) Not Applicable

(b) Not Applicable

(c) Not Applicable

(d) Exhibits

Exhibit No.	Description
99.1	Press release issued by SB Financial Group, Inc. on June 24, 2016, announcing the opening of its fifth Loan Production Office.

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	SB FINANCIAL GROUP, INC.
Dated: June 24, 2016	By:	/s/ Anthony V. Cosentino
		Anthony V. Cosentino
		Executive Vice President and Chief Financial Officer

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INDEX TO EXHIBITS

Current Report on Form 8-K

Dated April 25, 2016

SB Financial Group, Inc.

Exhibit No.	Description
99.1	Press release issued by SB Financial Group, Inc. on June 24, 2016, announcing the opening of its fifth Loan Production Office.

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EX-99.1

Exhibit 99.1

Photo Release - SB Financial Group, Inc. Welcomes Julia Bryant as

Community Development Mortgage Loan Officer for New Toledo Location

New Community Reinvestment Act Lender to Provide Services in Under-Served Market

      DEFIANCE, OH, June 24, 2016 – SB Financial Group, Inc. (NASDAQ: SBFG), (“SB Financial” or the “Company”), a diversified financial services company providing full-service community banking, wealth management and item processing services, announced the hiring of Community Development Mortgage Loan Officer, Julia Bryant, to join State Bank’s Toledo market from its new Loan Production Office located at 1900 Monroe Street, Suite 108, Toledo, Ohio 43604. “As a Company, it has always been our belief that we have a duty to be stewards of the communities in which we do business, our expansion into this area of Toledo is just one more way we are seeking to serve the community,” said SB Financial Chairman, President and CEO Mark A. Klein. This area of Toledo was identified in the most recent U.S. Census report as having a majority of residents classified as low income. State Bank opened this office in an effort to provide better access to financing for low-to-moderate income members of the Toledo community. Mr. Klein stated, “We are pleased that Julia will be joining our lending team. She brings more than 15 years of banking experience and 20 years as a housing advocate in the community and has exceptional leadership skills. Julia is also active within her community, currently serving as Vice Chair for Preferred Properties, Inc. Speaking on behalf of our entire organization, we welcome her to State Bank.” Bryant will be responsible for working with first-time homebuyers to provide down payment and closing costs assistance, and partnering with local not-for-profit organizations to educate homebuyers. She will host free monthly community workshops at the Fredrick Douglass Community Center, Wayman Palmer YMCA and Believe Center, which are designed to educate, prepare and motivate residents towards responsible homeownership.

Community Development Mortgage Loan Officer, Julia Bryant, remarked, “I am excited to join the State Bank team, and I look forward to serving the residents of Toledo from my Monroe Street office.”

Bryant has been a licensed realtor in the state of Ohio since 1988 and is a designated Certified Affordable Real Estate Professional. She has taught continuing education courses in Civil Rights to real estate professionals for the Toledo Board of Realtors for a number of years.

Previously, Bryant worked for Titanium Solutions. During the height of the real estate crisis, she assisted home owners with loan modifications and payment arrangements to save their homes. In 2006, she was named the Realtor of the Year by the Toledo Board of Realtors.

About SB Financial Group, Inc.

Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company with two operating subsidiaries: State Bank and DCM. State Bank provides a full range of financial services for consumers and small businesses, including wealth management, mortgage banking and commercial and agricultural lending, operating through a total of 19 banking centers; 18 in nine Ohio counties and one center in Fort Wayne, Indiana, and 22 full-service ATMs. The Company has five loan production offices located throughout the Tri-State region of Ohio, Indiana and Michigan. DCM provides item processing services to community banks located primarily in the Midwest. SB Financial’s common stock is listed on the NASDAQ Capital Market under the symbol “SBFG”.  SB Financial’s preferred stock is listed on the NASDAQ Capital Market under the symbol “SBFGP”.  

In May 2016, SB Financial was ranked #160 on the American Banker Magazine’s list of Top 200 Publicly Traded Community Banks and Thrifts based on three-year average return on equity (“ROE”).

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Contact Information:

Anthony Cosentino

Executive Vice President

Chief Financial Officer

419.782.7656

Tony.Cosentino@YourStateBank.com