The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACUITY BRANDS INC COM 00508Y102 362 3,776 SH   SOLE   0 0 3,776
ALLSTATE CORP COM 020002101 1,778 18,327 SH   SOLE   0 0 18,327
ALPHABET INC CAP STK CL C 02079K107 4,607 3,259 SH   SOLE   0 0 3,259
ALPHABET INC CAP STK CL C 02079K107 141 100 SH Call SOLE   0 0 100
ALTRIA GROUP INC COM 02209S103 1,394 35,515 SH   SOLE   0 0 35,515
AMAZON COM INC COM 023135106 5,137 1,862 SH   SOLE   0 0 1,862
APPLE INC COM 037833100 6,431 17,629 SH   SOLE   0 0 17,629
APPLIED MATLS INC COM 038222105 1,720 28,452 SH   SOLE   0 0 28,452
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,419 19,153 SH   SOLE   0 0 19,153
BK OF AMERICA CORP COM 060505104 127 5,300 SH Call SOLE   0 0 5,300
BK OF AMERICA CORP COM 060505104 3,112 131,039 SH   SOLE   0 0 131,039
BOOKING HOLDINGS INC COM 09857L108 3,392 2,130 SH   SOLE   0 0 2,130
CARLISLE COS INC COM 142339100 1,751 14,629 SH   SOLE   0 0 14,629
CISCO SYS INC COM 17275R102 3,928 84,214 SH   SOLE   0 0 84,214
CITIGROUP INC COM NEW 172967424 2,878 56,324 SH   SOLE   0 0 56,324
CITIGROUP INC COM NEW 172967424 292 5,700 SH Call SOLE   0 0 5,700
COCA COLA CO COM 191216100 280 6,262 SH   SOLE   0 0 6,262
CVS HEALTH CORP COM 126650100 1,629 25,070 SH   SOLE   0 0 25,070
EVEREST RE GROUP LTD COM G3223R108 1,555 7,539 SH   SOLE   0 0 7,539
FACEBOOK INC CL A 30303M102 4,457 19,628 SH   SOLE   0 0 19,628
FACEBOOK INC CL A 30303M102 68 300 SH Call SOLE   0 0 300
FORTUNE BRANDS HOME & SEC IN COM 34964C106 2,082 32,562 SH   SOLE   0 0 32,562
GENERAL ELECTRIC CO COM 369604103 70 10,234 SH   SOLE   0 0 10,234
GENERAL ELECTRIC CO COM 369604103 93 13,600 SH Call SOLE   0 0 13,600
HCA HEALTHCARE INC COM 40412C101 1,575 16,223 SH   SOLE   0 0 16,223
HOME DEPOT INC COM 437076102 850 3,392 SH   SOLE   0 0 3,392
HUNTSMAN CORP COM 447011107 1,609 89,527 SH   SOLE   0 0 89,527
INTEL CORP COM 458140100 4,302 71,912 SH   SOLE   0 0 71,912
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 15,165 566,280 SH   SOLE   0 0 566,280
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 1,045 74,009 SH   SOLE   0 0 74,009
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 643 19,529 SH   SOLE   0 0 19,529
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 832 16,738 SH   SOLE   0 0 16,738
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 315 9,388 SH   SOLE   0 0 9,388
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 213 6,305 SH   SOLE   0 0 6,305
INVESCO QQQ TR UNIT SER 1 46090E103 283 1,144 SH   SOLE   0 0 1,144
ISHARES TR 3 7 YR TREAS BD 464288661 527 3,944 SH   SOLE   0 0 3,944
ISHARES TR CORE S&P MCP ETF 464287507 5,569 31,316 SH   SOLE   0 0 31,316
ISHARES TR CORE S&P SCP ETF 464287804 18,186 266,309 SH   SOLE   0 0 266,309
ISHARES TR CORE S&P TTL STK 464287150 623 8,969 SH   SOLE   0 0 8,969
ISHARES TR GRWT ALLOCAT ETF 464289867 1,664 35,869 SH   SOLE   0 0 35,869
ISHARES TR IBOXX HI YD ETF 464288513 203 2,486 SH   SOLE   0 0 2,486
ISHARES TR INTL SEL DIV ETF 464288448 1,415 56,316 SH   SOLE   0 0 56,316
ISHARES TR MRGSTR MD CP GRW 464288307 785 2,676 SH   SOLE   0 0 2,676
ISHARES TR NATIONAL MUN ETF 464288414 2,022 17,519 SH   SOLE   0 0 17,519
ISHARES TR S&P 500 GRWT ETF 464287309 61,581 296,789 SH   SOLE   0 0 296,789
ISHARES TR S&P MC 400VL ETF 464287705 2,549 19,170 SH   SOLE   0 0 19,170
ISHARES TR SHORT TREAS BD 464288679 14,219 128,403 SH   SOLE   0 0 128,403
JOHNSON & JOHNSON COM 478160104 262 1,867 SH   SOLE   0 0 1,867
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 472 35,792 SH   SOLE   0 0 35,792
LOCKHEED MARTIN CORP COM 539830109 421 1,155 SH   SOLE   0 0 1,155
LOWES COS INC COM 548661107 5,147 38,094 SH   SOLE   0 0 38,094
LOWES COS INC COM 548661107 95 700 SH Call SOLE   0 0 700
MASTERCARD INCORPORATED CL A 57636Q104 4,506 15,238 SH   SOLE   0 0 15,238
MASTERCARD INCORPORATED CL A 57636Q104 59 200 SH Call SOLE   0 0 200
MCKESSON CORP COM 58155Q103 4,099 26,716 SH   SOLE   0 0 26,716
MICROSOFT CORP COM 594918104 2,435 11,967 SH   SOLE   0 0 11,967
NVR INC COM 62944T105 3,862 1,185 SH   SOLE   0 0 1,185
PEPSICO INC COM 713448108 257 1,940 SH   SOLE   0 0 1,940
PIMCO ETF TR ACTIVE BD ETF 72201R775 58,836 527,249 SH   SOLE   0 0 527,249
PROSHARES TR PSHS ULT S&P 500 74347R107 26 200 SH Call SOLE   0 0 200
PROSHARES TR PSHS ULT S&P 500 74347R107 289 2,300 SH Put SOLE   0 0 2,300
PROSHARES TR PSHS ULT S&P 500 74347R107 10 81 SH   SOLE   0 0 81
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,465 23,777 SH   SOLE   0 0 23,777
ROYAL BK CDA COM 780087102 374 5,515 SH   SOLE   0 0 5,515
SCHWAB CHARLES CORP COM 808513105 2,869 85,030 SH   SOLE   0 0 85,030
SCHWAB CHARLES CORP COM 808513105 20 600 SH Call SOLE   0 0 600
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 21,465 881,536 SH   SOLE   0 0 881,536
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,640 727,393 SH   SOLE   0 0 727,393
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 282 5,016 SH   SOLE   0 0 5,016
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 32,810 446,571 SH   SOLE   0 0 446,571
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 17,072 163,383 SH   SOLE   0 0 163,383
SOUTHERN CO COM 842587107 568 10,950 SH   SOLE   0 0 10,950
SPDR S&P 500 ETF TR TR UNIT 78462F103 61,151 198,310 SH   SOLE   0 0 198,310
SPDR SER TR PORTFOLIO S&P400 78464A847 5,453 174,480 SH   SOLE   0 0 174,480
SPDR SER TR PRTFLO S&P500 VL 78464A508 51,088 1,762,870 SH   SOLE   0 0 1,762,870
SPDR SER TR S&P 400 MDCP GRW 78464A821 3,046 56,634 SH   SOLE   0 0 56,634
SPDR SER TR S&P DIVID ETF 78464A763 3,153 34,574 SH   SOLE   0 0 34,574
SPDR SER TR SPDR BLOOMBERG 78468R663 342 3,738 SH   SOLE   0 0 3,738
STARBUCKS CORP COM 855244109 1,840 25,003 SH   SOLE   0 0 25,003
TE CONNECTIVITY LTD REG SHS H84989104 3,986 48,878 SH   SOLE   0 0 48,878
UNION PAC CORP COM 907818108 4,128 24,417 SH   SOLE   0 0 24,417
UNITED PARCEL SERVICE INC CL B 911312106 1,765 15,871 SH   SOLE   0 0 15,871
UNITEDHEALTH GROUP INC COM 91324P102 3,971 13,464 SH   SOLE   0 0 13,464
UNITEDHEALTH GROUP INC COM 91324P102 58 200 SH Call SOLE   0 0 200
VANGUARD INDEX FDS GROWTH ETF 922908736 5,092 25,197 SH   SOLE   0 0 25,197
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 778 8,132 SH   SOLE   0 0 8,132
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 998 12,711 SH   SOLE   0 0 12,711
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 297 7,509 SH   SOLE   0 0 7,509
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 15,692 164,932 SH   SOLE   0 0 164,932
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 10,302 189,481 SH   SOLE   0 0 189,481
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 34,666 419,383 SH   SOLE   0 0 419,383
VANGUARD STAR FDS VG TL INTL STK F 921909768 428 8,708 SH   SOLE   0 0 8,708
VERIZON COMMUNICATIONS INC COM 92343V104 234 4,249 SH   SOLE   0 0 4,249
VISA INC COM CL A 92826C839 255 1,321 SH   SOLE   0 0 1,321