The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACUITY BRANDS INC COM 00508Y102 332 3,870 SH   SOLE   0 0 3,870
ALLSTATE CORP COM 020002101 1,659 18,088 SH   SOLE   0 0 18,088
ALPHABET INC CAP STK CL C 02079K107 3,770 3,242 SH   SOLE   0 0 3,242
ALPHABET INC CAP STK CL C 02079K107 116 100 SH Call SOLE   0 0 100
ALTRIA GROUP INC COM 02209S103 1,338 34,608 SH   SOLE   0 0 34,608
AMAZON COM INC COM 023135106 3,749 1,923 SH   SOLE   0 0 1,923
APPLE INC COM 037833100 4,794 18,851 SH   SOLE   0 0 18,851
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,421 18,710 SH   SOLE   0 0 18,710
BK OF AMERICA CORP COM 060505104 2,670 125,782 SH   SOLE   0 0 125,782
BK OF AMERICA CORP COM 060505104 64 3,000 SH Call SOLE   0 0 3,000
BOOKING HLDGS INC COM 09857L108 2,801 2,082 SH   SOLE   0 0 2,082
CARLISLE COS INC COM 142339100 1,794 14,322 SH   SOLE   0 0 14,322
CISCO SYS INC COM 17275R102 3,254 82,768 SH   SOLE   0 0 82,768
CITIGROUP INC COM NEW 172967424 2,288 54,310 SH   SOLE   0 0 54,310
CITIGROUP INC COM NEW 172967424 189 4,500 SH Call SOLE   0 0 4,500
COCA COLA CO COM 191216100 248 5,608 SH   SOLE   0 0 5,608
CVS HEALTH CORP COM 126650100 1,461 24,629 SH   SOLE   0 0 24,629
EVEREST RE GROUP LTD COM G3223R108 1,396 7,256 SH   SOLE   0 0 7,256
FACEBOOK INC CL A 30303M102 3,102 18,599 SH   SOLE   0 0 18,599
FACEBOOK INC CL A 30303M102 184 1,100 SH Call SOLE   0 0 1,100
FORTUNE BRANDS HOME & SEC IN COM 34964C106 1,386 32,044 SH   SOLE   0 0 32,044
GENERAL ELECTRIC CO COM 369604103 71 8,934 SH   SOLE   0 0 8,934
GENERAL ELECTRIC CO COM 369604103 109 13,600 SH Call SOLE   0 0 13,600
HOME DEPOT INC COM 437076102 548 2,936 SH   SOLE   0 0 2,936
HUNTSMAN CORP COM 447011107 1,261 87,372 SH   SOLE   0 0 87,372
INTEL CORP COM 458140100 3,909 72,231 SH   SOLE   0 0 72,231
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 283 9,388 SH   SOLE   0 0 9,388
INVESCO EXCHANGE-TRADED FD T EMRNG MKT SVRG 46138E784 13,242 553,844 SH   SOLE   0 0 553,844
INVESCO EXCHANGE-TRADED FD T PFD ETF 46138E511 980 74,478 SH   SOLE   0 0 74,478
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 10,769 324,963 SH   SOLE   0 0 324,963
INVESCO EXCHANGE-TRADED FD T S&P500 HDL VOL 46138E362 585 19,505 SH   SOLE   0 0 19,505
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 837 17,839 SH   SOLE   0 0 17,839
ISHARES TR CORE S&P MCP ETF 464287507 4,403 30,604 SH   SOLE   0 0 30,604
ISHARES TR CORE S&P SCP ETF 464287804 5,569 99,256 SH   SOLE   0 0 99,256
ISHARES TR CORE S&P TTL STK 464287150 1,352 23,635 SH   SOLE   0 0 23,635
ISHARES TR GRWT ALLOCAT ETF 464289867 205 4,962 SH   SOLE   0 0 4,962
ISHARES TR IBOXX HI YD ETF 464288513 214 2,773 SH   SOLE   0 0 2,773
ISHARES TR INTL SEL DIV ETF 464288448 1,218 53,915 SH   SOLE   0 0 53,915
ISHARES TR MRGSTR MD CP GRW 464288307 586 2,685 SH   SOLE   0 0 2,685
ISHARES TR NATIONAL MUN ETF 464288414 1,998 17,684 SH   SOLE   0 0 17,684
ISHARES TR S&P 500 GRWT ETF 464287309 47,700 289,000 SH   SOLE   0 0 289,000
ISHARES TR S&P MC 400VL ETF 464287705 2,051 18,692 SH   SOLE   0 0 18,692
ISHARES TR SHORT TREAS BD 464288679 13,565 122,188 SH   SOLE   0 0 122,188
JOHNSON & JOHNSON COM 478160104 245 1,865 SH   SOLE   0 0 1,865
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 582 64,407 SH   SOLE   0 0 64,407
LOCKHEED MARTIN CORP COM 539830109 391 1,155 SH   SOLE   0 0 1,155
LOWES COS INC COM 548661107 3,148 36,583 SH   SOLE   0 0 36,583
LOWES COS INC COM 548661107 60 700 SH Call SOLE   0 0 700
MASTERCARD INC CL A 57636Q104 3,664 15,170 SH   SOLE   0 0 15,170
MASTERCARD INC CL A 57636Q104 48 200 SH Call SOLE   0 0 200
MCKESSON CORP COM 58155Q103 3,548 26,233 SH   SOLE   0 0 26,233
MICROSOFT CORP COM 594918104 1,867 11,841 SH   SOLE   0 0 11,841
NVR INC COM 62944T105 2,893 1,126 SH   SOLE   0 0 1,126
OMNICOM GROUP INC COM 681919106 1,217 22,162 SH   SOLE   0 0 22,162
PEPSICO INC COM 713448108 232 1,936 SH   SOLE   0 0 1,936
PIMCO ETF TR ACTIVE BD ETF 72201R775 54,088 509,447 SH   SOLE   0 0 509,447
PROSHARES TR PSHS ULT S&P 500 74347R107 248 2,800 SH Put SOLE   0 0 2,800
PROSHARES TR PSHS ULT S&P 500 74347R107 4 44 SH   SOLE   0 0 44
RAYTHEON CO COM NEW 755111507 1,277 9,738 SH   SOLE   0 0 9,738
ROYAL BK CDA COM 780087102 339 5,515 SH   SOLE   0 0 5,515
SCHWAB CHARLES CORP COM 808513105 2,720 80,898 SH   SOLE   0 0 80,898
SCHWAB CHARLES CORP COM 808513105 20 600 SH Call SOLE   0 0 600
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 17,818 861,212 SH   SOLE   0 0 861,212
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 18,439 713,576 SH   SOLE   0 0 713,576
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 286 5,263 SH   SOLE   0 0 5,263
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 28,612 473,479 SH   SOLE   0 0 473,479
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 13,026 162,079 SH   SOLE   0 0 162,079
SOUTHERN CO COM 842587107 604 11,163 SH   SOLE   0 0 11,163
SPDR S&P 500 ETF TR TR UNIT 78462F103 54,355 210,881 SH   SOLE   0 0 210,881
SPDR SER TR PORTFOLIO S&P400 78464A847 4,315 170,369 SH   SOLE   0 0 170,369
SPDR SER TR PRTFLO S&P500 VL 78464A508 44,003 1,702,892 SH   SOLE   0 0 1,702,892
SPDR SER TR S&P 400 MDCP GRW 78464A821 2,392 55,867 SH   SOLE   0 0 55,867
SPDR SER TR S&P DIVID ETF 78464A763 2,417 30,270 SH   SOLE   0 0 30,270
TE CONNECTIVITY LTD REG SHS H84989104 2,596 41,217 SH   SOLE   0 0 41,217
UNION PAC CORP COM 907818108 3,346 23,723 SH   SOLE   0 0 23,723
UNITED PARCEL SERVICE INC CL B 911312106 1,456 15,584 SH   SOLE   0 0 15,584
UNITEDHEALTH GROUP INC COM 91324P102 3,243 13,005 SH   SOLE   0 0 13,005
UNITEDHEALTH GROUP INC COM 91324P102 50 200 SH Call SOLE   0 0 200
VANGUARD INDEX FDS GROWTH ETF 922908736 4,159 26,542 SH   SOLE   0 0 26,542
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 671 8,258 SH   SOLE   0 0 8,258
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 874 12,517 SH   SOLE   0 0 12,517
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 217 6,467 SH   SOLE   0 0 6,467
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 13,907 159,685 SH   SOLE   0 0 159,685
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 9,837 180,504 SH   SOLE   0 0 180,504
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 32,018 404,782 SH   SOLE   0 0 404,782
VANGUARD STAR FDS VG TL INTL STK F 921909768 326 7,773 SH   SOLE   0 0 7,773
VERIZON COMMUNICATIONS INC COM 92343V104 227 4,226 SH   SOLE   0 0 4,226
VISA INC COM CL A 92826C839 213 1,321 SH   SOLE   0 0 1,321