The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 280 18,238 SH   SOLE   15,898 0 2,340
AT&T INC COMMON STOCK 00206R102 62 4,030 SH   OTR   4,030 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 861 8,894 SH   SOLE   8,819 0 75
ABBOTT LABORATORIES COMMON STOCK 002824100 53 550 SH   OTR   250 0 300
ABBVIE INC COMMON STOCK 00287Y109 216 1,606 SH   SOLE   1,606 0 0
ABBVIE INC COMMON STOCK 00287Y109 40 300 SH   OTR   0 0 300
ADVANCED MICRO DEVICES COMMON STOCK 007903107 212 3,350 SH   SOLE   3,350 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 36 570 SH   OTR   570 0 0
ALPHABET INC COMMON STOCK 02079K107 577 6,005 SH   SOLE   6,005 0 0
ALPHABET INC COMMON STOCK 02079K107 115 1,200 SH   OTR   1,200 0 0
ALPHABET INC COMMON STOCK 02079K305 736 7,695 SH   SOLE   6,935 0 760
ALPHABET INC COMMON STOCK 02079K305 153 1,600 SH   OTR   1,600 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,254 11,100 SH   SOLE   11,040 0 60
AMAZON.COM INC COMMON STOCK 023135106 5 40 SH   DFND   40 0 0
AMAZON.COM INC COMMON STOCK 023135106 253 2,240 SH   OTR   2,140 0 100
AMERICAN EXPRESS CO COMMON STOCK 025816109 210 1,553 SH   SOLE   1,553 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 57 425 SH   OTR   425 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103 256 563 SH   SOLE   563 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103 14 30 SH   OTR   30 0 0
APPLE INC COMMON STOCK 037833100 3,499 25,321 SH   SOLE   24,062 0 1,259
APPLE INC COMMON STOCK 037833100 192 1,392 SH   DFND   1,392 0 0
APPLE INC COMMON STOCK 037833100 880 6,366 SH   OTR   5,666 0 700
BP PLC FOREIGN STOCK 055622104 160 5,593 SH   SOLE   5,593 0 0
BP PLC FOREIGN STOCK 055622104 41 1,420 SH   OTR   1,420 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 718 2,690 SH   SOLE   2,656 0 34
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 69 260 SH   OTR   260 0 0
BLACKROCK INC COMMON STOCK 09247X101 204 371 SH   SOLE   371 0 0
BLACKROCK INC COMMON STOCK 09247X101 22 40 SH   OTR   40 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108 177 108 SH   SOLE   108 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108 39 24 SH   OTR   24 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 272 3,822 SH   SOLE   3,089 0 733
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7 100 SH   DFND   100 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 124 1,740 SH   OTR   1,180 0 560
CIGNA CORP COMMON STOCK 125523100 356 1,282 SH   SOLE   1,077 0 205
CIGNA CORP COMMON STOCK 125523100 83 300 SH   OTR   300 0 0
CVS HEALTH CORP COMMON STOCK 126650100 156 1,633 SH   SOLE   1,573 0 60
CVS HEALTH CORP COMMON STOCK 126650100 156 1,635 SH   OTR   1,635 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 88 610 SH   SOLE   610 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 138 962 SH   OTR   687 0 275
CISCO SYSTEMS INC COMMON STOCK 17275R102 300 7,499 SH   SOLE   7,499 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 158 3,939 SH   OTR   3,076 0 863
CITIGROUP INC COMMON STOCK 172967424 360 8,637 SH   SOLE   8,577 0 60
CITIGROUP INC COMMON STOCK 172967424 21 507 SH   OTR   507 0 0
COCA COLA CO COMMON STOCK 191216100 264 4,711 SH   SOLE   4,711 0 0
COCA COLA CO COMMON STOCK 191216100 191 3,415 SH   OTR   1,730 0 1,685
COLGATE PALMOLIVE COMMON STOCK 194162103 202 2,870 SH   SOLE   2,870 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 59 840 SH   OTR   840 0 0
COMCAST CORPORATION COMMON STOCK 20030N101 169 5,759 SH   SOLE   4,355 0 1,404
COMCAST CORPORATION COMMON STOCK 20030N101 33 1,125 SH   OTR   1,125 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 287 2,804 SH   SOLE   2,804 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 113 1,105 SH   OTR   895 0 210
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 396 2,400 SH   SOLE   2,400 0 0
DEERE & CO COMMON STOCK 244199105 120 360 SH   SOLE   360 0 0
DEERE & CO COMMON STOCK 244199105 33 100 SH   DFND   100 0 0
DEERE & CO COMMON STOCK 244199105 71 213 SH   OTR   213 0 0
DISNEY WALT CO COMMON STOCK 254687106 370 3,922 SH   SOLE   3,922 0 0
DISNEY WALT CO COMMON STOCK 254687106 5 50 SH   DFND   50 0 0
DISNEY WALT CO COMMON STOCK 254687106 64 675 SH   OTR   520 0 155
EMERSON ELECTRIC CO COMMON STOCK 291011104 305 4,162 SH   SOLE   4,162 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 52 715 SH   OTR   575 0 140
EXXON MOBIL CORP COMMON STOCK 30231G102 1,585 18,152 SH   SOLE   17,899 0 253
EXXON MOBIL CORP COMMON STOCK 30231G102 524 5,997 SH   OTR   5,097 0 900
FEDEX CORP COMMON STOCK 31428X106 216 1,457 SH   SOLE   1,288 0 169
FEDEX CORP COMMON STOCK 31428X106 3 20 SH   DFND   20 0 0
FEDEX CORP COMMON STOCK 31428X106 24 160 SH   OTR   160 0 0
FIRST BANCORP INC COMMON STOCK 31866P102 12,371 449,033 SH   SOLE   435,933 0 13,100
FIRST BANCORP INC COMMON STOCK 31866P102 7,888 286,324 SH   OTR   286,324 0 0
FORD MOTOR CO COMMON STOCK 345370860 172 15,335 SH   SOLE   13,935 0 1,400
GENERAL ELECTRIC CO COMMON STOCK 369604301 487 7,865 SH   SOLE   7,790 0 75
GENERAL ELECTRIC CO COMMON STOCK 369604301 12 189 SH   OTR   189 0 0
GENERAL MILLS INC COMMON STOCK 370334104 212 2,762 SH   SOLE   2,262 0 500
GENERAL MILLS INC COMMON STOCK 370334104 41 532 SH   OTR   0 0 532
HOME DEPOT INC COMMON STOCK 437076102 246 890 SH   SOLE   850 0 40
HOME DEPOT INC COMMON STOCK 437076102 136 493 SH   OTR   83 0 410
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 357 2,138 SH   SOLE   2,138 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 54 322 SH   OTR   322 0 0
IDEXX LABS INC COMMON STOCK 45168D104 510 1,566 SH   SOLE   1,566 0 0
IDEXX LABS INC COMMON STOCK 45168D104 21 64 SH   OTR   64 0 0
INTEL CORP COMMON STOCK 458140100 215 8,346 SH   SOLE   7,686 0 660
INTEL CORP COMMON STOCK 458140100 56 2,156 SH   OTR   1,384 0 772
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 809 6,807 SH   SOLE   6,491 0 316
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 113 953 SH   OTR   753 0 200
ISHARES ETF-EQUITY 464287200 2,263 6,310 SH   SOLE   6,310 0 0
ISHARES ETF-EQUITY 464287200 93 260 SH   DFND   260 0 0
ISHARES ETF-EQUITY 464287200 706 1,968 SH   OTR   1,968 0 0
ISHARES ETF-EQUITY 464287234 175 5,026 SH   SOLE   4,776 0 250
ISHARES ETF-EQUITY 464287234 48 1,385 SH   OTR   935 0 450
ISHARES ETF-EQUITY 464287465 935 16,693 SH   SOLE   15,210 0 1,483
ISHARES ETF-EQUITY 464287465 155 2,774 SH   OTR   2,774 0 0
ISHARES ETF-EQUITY 464287473 288 3,000 SH   SOLE   3,000 0 0
ISHARES ETF-EQUITY 464287507 236 1,078 SH   SOLE   1,078 0 0
ISHARES ETF-EQUITY 464287507 33 150 SH   DFND   150 0 0
ISHARES ETF-EQUITY 464287507 120 547 SH   OTR   547 0 0
ISHARES ETF-EQUITY 464287630 774 6,000 SH   SOLE   6,000 0 0
ISHARES ETF-EQUITY 464287648 506 2,450 SH   SOLE   2,450 0 0
ISHARES ETF-EQUITY 464287721 240 3,270 SH   SOLE   3,270 0 0
ISHARES ETF-EQUITY 464287804 754 8,653 SH   SOLE   8,653 0 0
ISHARES ETF-EQUITY 464287804 91 1,048 SH   OTR   1,048 0 0
ISHARES ETF-FIXED INCOM 464288158 505 4,915 SH   SOLE   4,915 0 0
ISHARES ETF-EQUITY 464288224 24 1,278 SH   SOLE   1,178 0 100
ISHARES ETF-EQUITY 464288224 774 40,530 SH   OTR   40,530 0 0
ISHARES ETF-EQUITY 464288695 280 4,130 SH   SOLE   3,330 0 800
ISHARES ETF-EQUITY 464288695 33 484 SH   OTR   484 0 0
ISHARES ETF-EQUITY 46434V621 1,352 30,402 SH   SOLE   30,402 0 0
JPMORGAN COMMON STOCK 46625H100 510 4,883 SH   SOLE   4,475 0 408
JPMORGAN COMMON STOCK 46625H100 69 660 SH   OTR   660 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,142 6,990 SH   SOLE   6,790 0 200
JOHNSON & JOHNSON COMMON STOCK 478160104 302 1,850 SH   OTR   1,505 0 345
KELLOGG CO COMMON STOCK 487836108 161 2,305 SH   SOLE   2,305 0 0
KELLOGG CO COMMON STOCK 487836108 45 650 SH   OTR   650 0 0
LILLY ELI & CO COMMON STOCK 532457108 221 684 SH   SOLE   473 0 211
LILLY ELI & CO COMMON STOCK 532457108 53 165 SH   OTR   165 0 0
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 1 140 SH   SOLE   0 0 140
LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 91 12,458 SH   OTR   12,458 0 0
MASTERCARD INC COMMON STOCK 57636Q104 160 564 SH   SOLE   489 0 75
MASTERCARD INC COMMON STOCK 57636Q104 45 160 SH   OTR   160 0 0
MCDONALDS CORP COMMON STOCK 580135101 437 1,895 SH   SOLE   1,870 0 25
MCDONALDS CORP COMMON STOCK 580135101 17 75 SH   OTR   75 0 0
MCKESSON CORP COMMON STOCK 58155Q103 143 420 SH   SOLE   420 0 0
MCKESSON CORP COMMON STOCK 58155Q103 95 280 SH   OTR   280 0 0
MERCK & CO INC COMMON STOCK 58933Y105 289 3,359 SH   SOLE   3,139 0 220
MERCK & CO INC COMMON STOCK 58933Y105 146 1,693 SH   OTR   1,363 0 330
MICROSOFT CORP COMMON STOCK 594918104 2,244 9,634 SH   SOLE   9,574 0 60
MICROSOFT CORP COMMON STOCK 594918104 690 2,961 SH   OTR   1,386 0 1,575
NEXTERA ENERGY INC COMMON STOCK 65339F101 670 8,546 SH   SOLE   8,546 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 140 1,780 SH   OTR   980 0 800
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 400 1,909 SH   SOLE   1,849 0 60
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 39 187 SH   OTR   187 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 205 1,254 SH   SOLE   1,254 0 0
PEPSICO INC COMMON STOCK 713448108 676 4,141 SH   SOLE   3,786 0 355
PEPSICO INC COMMON STOCK 713448108 96 585 SH   OTR   585 0 0
PFIZER INC COMMON STOCK 717081103 652 14,909 SH   SOLE   14,309 0 600
PFIZER INC COMMON STOCK 717081103 57 1,301 SH   OTR   1,301 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 940 7,447 SH   SOLE   6,683 0 764
PROCTER & GAMBLE CO COMMON STOCK 742718109 199 1,577 SH   OTR   1,066 0 511
QUALCOMM INC COMMON STOCK 747525103 250 2,211 SH   SOLE   1,846 0 365
QUALCOMM INC COMMON STOCK 747525103 84 745 SH   OTR   745 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 248 3,034 SH   SOLE   2,864 0 170
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 106 1,295 SH   OTR   595 0 700
SPDR S&P 500 ETF-EQUITY 78462F103 582 1,630 SH   SOLE   1,630 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 50 140 SH   OTR   140 0 0
SPDR ETF-EQUITY 78464A698 263 4,469 SH   SOLE   4,319 0 150
SPDR ETF-EQUITY 78464A698 33 566 SH   OTR   21 0 545
SALESFORCE INC COMMON STOCK 79466L302 413 2,868 SH   SOLE   2,323 0 545
SALESFORCE INC COMMON STOCK 79466L302 10 71 SH   DFND   71 0 0
SALESFORCE INC COMMON STOCK 79466L302 117 810 SH   OTR   810 0 0
SPDR ETF-EQUITY 81369Y100 307 4,520 SH   SOLE   4,520 0 0
SPDR ETF-EQUITY 81369Y209 1,824 15,060 SH   SOLE   15,060 0 0
SPDR ETF-EQUITY 81369Y605 1,599 52,652 SH   SOLE   52,652 0 0
SPDR ETF-EQUITY 81369Y605 118 3,899 SH   OTR   3,899 0 0
SPDR ETF-EQUITY 81369Y704 862 10,411 SH   SOLE   10,411 0 0
US BANCORP COMMON STOCK 902973304 514 12,751 SH   SOLE   11,351 0 1,400
UNION PACIFIC CORP COMMON STOCK 907818108 219 1,126 SH   SOLE   1,126 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 18 90 SH   OTR   90 0 0
VANGUARD ETF-EQUITY 921908844 917 6,788 SH   SOLE   6,438 0 350
VANGUARD ETF-EQUITY 921908844 23 170 SH   OTR   35 0 135
VANGUARD ETF-EQUITY 921932505 409 1,962 SH   SOLE   1,962 0 0
VANGUARD ETF-EQUITY 921932505 44 210 SH   OTR   210 0 0
VANGUARD ETF-EQUITY 921932703 717 5,776 SH   SOLE   5,776 0 0
VANGUARD ETF-EQUITY 921932703 114 916 SH   OTR   916 0 0
VANGUARD ETF-EQUITY 921932885 1,018 6,850 SH   SOLE   6,850 0 0
VANGUARD ETF-EQUITY 921943858 6,293 173,067 SH   SOLE   172,122 0 945
VANGUARD ETF-EQUITY 921943858 50 1,381 SH   DFND   1,381 0 0
VANGUARD ETF-EQUITY 921943858 1,214 33,385 SH   OTR   27,059 0 6,326
VANGUARD ETF-EQUITY 922042858 1,624 44,518 SH   SOLE   42,443 0 2,075
VANGUARD ETF-EQUITY 922042858 17 469 SH   DFND   469 0 0
VANGUARD ETF-EQUITY 922042858 570 15,615 SH   OTR   14,991 0 624
VANGUARD ETF-EQUITY 92204A108 1,231 5,235 SH   SOLE   5,235 0 0
VANGUARD ETF-EQUITY 92204A207 624 3,630 SH   SOLE   3,630 0 0
VANGUARD ETF-EQUITY 92204A207 20 115 SH   OTR   115 0 0
VANGUARD ETF-EQUITY 92204A306 833 8,205 SH   SOLE   8,205 0 0
VANGUARD ETF-EQUITY 92204A306 133 1,305 SH   OTR   1,305 0 0
VANGUARD ETF-EQUITY 92204A504 280 1,250 SH   SOLE   1,250 0 0
VANGUARD ETF-EQUITY 92204A702 3,176 10,334 SH   SOLE   10,334 0 0
VANGUARD ETF-EQUITY 92204A702 28 91 SH   OTR   91 0 0
VANGUARD ETF-EQUITY 92204A876 851 5,982 SH   SOLE   5,487 0 495
VANGUARD ETF-EQUITY 92204A876 30 213 SH   OTR   213 0 0
VANGUARD ETF-EQUITY 92204A884 1,119 13,591 SH   SOLE   12,991 0 600
VANGUARD ETF-EQUITY 92204A884 39 476 SH   OTR   476 0 0
VANGUARD ETF-EQUITY 92206C664 623 9,350 SH   SOLE   9,250 0 100
VANGUARD ETF-EQUITY 922908363 928 2,826 SH   SOLE   2,666 0 160
VANGUARD ETF-EQUITY 922908512 384 3,150 SH   SOLE   3,150 0 0
VANGUARD ETF-EQUITY 922908553 488 6,091 SH   SOLE   5,636 0 455
VANGUARD ETF-EQUITY 922908553 216 2,695 SH   OTR   2,695 0 0
VANGUARD ETF-EQUITY 922908629 5,419 28,830 SH   SOLE   28,171 0 659
VANGUARD ETF-EQUITY 922908629 1,364 7,254 SH   OTR   7,254 0 0
VANGUARD ETF-EQUITY 922908736 503 2,349 SH   SOLE   2,206 0 143
VANGUARD ETF-EQUITY 922908736 277 1,295 SH   OTR   1,295 0 0
VANGUARD ETF-EQUITY 922908744 773 6,263 SH   SOLE   6,263 0 0
VANGUARD ETF-EQUITY 922908744 350 2,835 SH   OTR   2,835 0 0
VANGUARD ETF-EQUITY 922908751 2,643 15,465 SH   SOLE   14,774 0 691
VANGUARD ETF-EQUITY 922908751 18 103 SH   DFND   103 0 0
VANGUARD ETF-EQUITY 922908751 684 4,002 SH   OTR   4,002 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 489 12,888 SH   SOLE   11,207 0 1,681
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 108 2,843 SH   OTR   1,599 0 1,244
VISA INC COMMON STOCK 92826C839 680 3,830 SH   SOLE   3,830 0 0
VISA INC COMMON STOCK 92826C839 35 199 SH   DFND   199 0 0
VISA INC COMMON STOCK 92826C839 151 849 SH   OTR   849 0 0
WALMART INC COMMON STOCK 931142103 232 1,789 SH   SOLE   1,789 0 0
WALMART INC COMMON STOCK 931142103 176 1,360 SH   OTR   485 0 875
WELLS FARGO & CO COMMON STOCK 949746101 320 7,957 SH   SOLE   6,627 0 1,330
WELLS FARGO & CO COMMON STOCK 949746101 39 970 SH   OTR   580 0 390
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 203 1,945 SH   SOLE   1,945 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 8 75 SH   OTR   75 0 0
EATON CORP PLC FOREIGN STOCK G29183103 278 2,088 SH   SOLE   1,633 0 455
EATON CORP PLC FOREIGN STOCK G29183103 34 255 SH   OTR   255 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 160 1,982 SH   SOLE   1,982 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 104 1,283 SH   OTR   755 0 528