The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 277 10,251 SH   SOLE   10,076 0 175
AT&T INC COMMON STOCK 00206R102 156 5,792 SH   OTR   5,792 0 0
ARK ETF-EQUITY 00214Q104 236 2,137 SH   SOLE   2,137 0 0
ABBOTT LABS COMMON STOCK 002824100 865 7,324 SH   SOLE   7,245 0 79
ABBOTT LABS COMMON STOCK 002824100 89 750 SH   OTR   450 0 300
ABBVIE INC COMMON STOCK 00287Y109 205 1,900 SH   SOLE   1,900 0 0
ABBVIE INC COMMON STOCK 00287Y109 64 594 SH   OTR   294 0 300
ADOBE INC COMMON STOCK 00724F101 224 389 SH   SOLE   389 0 0
ADOBE INC COMMON STOCK 00724F101 89 155 SH   OTR   155 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 349 3,395 SH   SOLE   2,895 0 500
ALPHABET INC COMMON STOCK 02079K107 802 301 SH   SOLE   301 0 0
ALPHABET INC COMMON STOCK 02079K107 168 63 SH   OTR   63 0 0
ALPHABET INC COMMON STOCK 02079K305 1,032 386 SH   SOLE   348 0 38
ALPHABET INC COMMON STOCK 02079K305 214 80 SH   OTR   80 0 0
ALSET EHOME INTERNATIONAL INC COMMON STOCK 02116A104 24 10,000 SH   SOLE   10,000 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,514 461 SH   SOLE   461 0 0
AMAZON.COM INC COMMON STOCK 023135106 7 2 SH   DFND   2 0 0
AMAZON.COM INC COMMON STOCK 023135106 351 107 SH   OTR   107 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 241 1,438 SH   SOLE   1,438 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 71 425 SH   OTR   425 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 148 556 SH   SOLE   556 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100 55 207 SH   OTR   207 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 222 1,326 SH   SOLE   557 0 769
ANNALY CAPITAL MANAGEMENT, INC COMMON STOCK 035710409 13 1,500 SH   SOLE   0 0 1,500
ANNALY CAPITAL MANAGEMENT, INC COMMON STOCK 035710409 164 19,514 SH   OTR   19,514 0 0
APPLE INC COMMON STOCK 037833100 4,523 31,968 SH   SOLE   29,892 0 2,076
APPLE INC COMMON STOCK 037833100 212 1,500 SH   DFND   1,500 0 0
APPLE INC COMMON STOCK 037833100 868 6,136 SH   OTR   5,416 0 720
BANK OF AMERICA CORPORATION COMMON STOCK 060505104 207 4,877 SH   SOLE   3,877 0 1,000
BAR HARBOR BANKSHARES COMMON STOCK 066849100 91 3,257 SH   SOLE   3,157 0 100
BAR HARBOR BANKSHARES COMMON STOCK 066849100 129 4,591 SH   OTR   3,869 0 722
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 731 2,680 SH   SOLE   2,680 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 75 275 SH   OTR   275 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 241 4,067 SH   SOLE   3,243 0 824
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 6 100 SH   DFND   100 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 113 1,915 SH   OTR   1,255 0 660
CIGNA CORP COMMON STOCK 125523100 154 769 SH   SOLE   577 0 192
CIGNA CORP COMMON STOCK 125523100 60 300 SH   OTR   300 0 0
CVS HEALTH CORP COMMON STOCK 126650100 143 1,683 SH   SOLE   1,623 0 60
CVS HEALTH CORP COMMON STOCK 126650100 154 1,809 SH   OTR   1,809 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 356 6,546 SH   SOLE   6,546 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 236 4,341 SH   OTR   3,478 0 863
CITIGROUP INC COMMON STOCK 172967424 333 4,747 SH   SOLE   4,747 0 0
CITIGROUP INC COMMON STOCK 172967424 15 207 SH   OTR   207 0 0
COCA COLA CO COMMON STOCK 191216100 108 2,055 SH   SOLE   2,055 0 0
COCA COLA CO COMMON STOCK 191216100 185 3,535 SH   OTR   1,600 0 1,935
COMCAST CORPORATION COMMON STOCK 20030N101 324 5,795 SH   SOLE   4,461 0 1,334
COMCAST CORPORATION COMMON STOCK 20030N101 63 1,125 SH   OTR   1,125 0 0
DEERE & CO COMMON STOCK 244199105 124 370 SH   SOLE   370 0 0
DEERE & CO COMMON STOCK 244199105 34 100 SH   DFND   100 0 0
DEERE & CO COMMON STOCK 244199105 71 213 SH   OTR   213 0 0
DIGITAL TURBINE INC COMMON STOCK 25400W102 227 3,305 SH   SOLE   3,305 0 0
DISNEY WALT CO COMMON STOCK 254687106 496 2,931 SH   SOLE   2,865 0 66
DISNEY WALT CO COMMON STOCK 254687106 10 60 SH   DFND   60 0 0
DISNEY WALT CO COMMON STOCK 254687106 122 720 SH   OTR   565 0 155
EMERSON ELECTRIC CO COMMON STOCK 291011104 286 3,032 SH   SOLE   3,032 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 115 1,225 SH   OTR   575 0 650
EXELA TECHNOLOGIES INC COMMON STOCK 30162V409 19 10,000 SH   SOLE   10,000 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,167 19,838 SH   SOLE   19,588 0 250
EXXON MOBIL CORP COMMON STOCK 30231G102 386 6,560 SH   OTR   5,535 0 1,025
FACEBOOK INC COMMON STOCK 30303M102 127 373 SH   SOLE   373 0 0
FACEBOOK INC COMMON STOCK 30303M102 93 275 SH   OTR   275 0 0
FEDEX CORP COMMON STOCK 31428X106 210 957 SH   SOLE   788 0 169
FEDEX CORP COMMON STOCK 31428X106 5 25 SH   DFND   25 0 0
FEDEX CORP COMMON STOCK 31428X106 35 160 SH   OTR   160 0 0
FIRST BANCORP INC COMMON STOCK 31866P102 13,240 454,358 SH   SOLE   441,758 0 12,600
FIRST BANCORP INC COMMON STOCK 31866P102 8,370 287,218 SH   OTR   286,714 0 504
FLUENT INC COMMON STOCK 34380C102 285 125,500 SH   SOLE   124,000 0 1,500
GENERAL ELECTRIC CO COMMON STOCK 369604301 801 7,777 SH   SOLE   7,777 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 48 464 SH   OTR   464 0 0
GENERAL MILLS INC COMMON STOCK 370334104 172 2,875 SH   SOLE   2,375 0 500
GENERAL MILLS INC COMMON STOCK 370334104 32 532 SH   OTR   0 0 532
HOME DEPOT INC COMMON STOCK 437076102 322 981 SH   SOLE   947 0 34
HOME DEPOT INC COMMON STOCK 437076102 199 605 SH   OTR   83 0 522
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 371 1,750 SH   SOLE   1,720 0 30
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 74 347 SH   OTR   347 0 0
IDEANOMICS INC COMMON STOCK 45166V106 35 17,600 SH   OTR   17,600 0 0
IDEXX LABS INC COMMON STOCK 45168D104 1,310 2,106 SH   SOLE   2,106 0 0
IDEXX LABS INC COMMON STOCK 45168D104 40 64 SH   OTR   64 0 0
INTEL CORP COMMON STOCK 458140100 149 2,790 SH   SOLE   2,790 0 0
INTEL CORP COMMON STOCK 458140100 179 3,361 SH   OTR   2,489 0 872
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 888 6,389 SH   SOLE   6,088 0 301
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 132 953 SH   OTR   753 0 200
ISHARES ETF-EQUITY 464287200 2,853 6,622 SH   SOLE   6,622 0 0
ISHARES ETF-EQUITY 464287200 117 272 SH   DFND   272 0 0
ISHARES ETF-EQUITY 464287200 853 1,980 SH   OTR   1,980 0 0
ISHARES ETF-EQUITY 464287234 252 4,995 SH   SOLE   4,776 0 219
ISHARES ETF-EQUITY 464287234 70 1,385 SH   OTR   935 0 450
ISHARES ETF-EQUITY 464287465 1,334 17,095 SH   SOLE   15,631 0 1,464
ISHARES ETF-EQUITY 464287465 246 3,150 SH   OTR   3,150 0 0
ISHARES ETF-EQUITY 464287507 324 1,232 SH   SOLE   1,232 0 0
ISHARES ETF-EQUITY 464287507 44 169 SH   DFND   169 0 0
ISHARES ETF-EQUITY 464287507 144 547 SH   OTR   547 0 0
ISHARES ETF-EQUITY 464287556 159 982 SH   SOLE   982 0 0
ISHARES ETF-EQUITY 464287556 83 513 SH   OTR   513 0 0
ISHARES ETF-EQUITY 464287655 316 1,444 SH   SOLE   1,444 0 0
ISHARES ETF-EQUITY 464287721 331 3,270 SH   SOLE   3,270 0 0
ISHARES ETF-EQUITY 464287804 994 9,104 SH   SOLE   9,104 0 0
ISHARES ETF-EQUITY 464287804 114 1,048 SH   OTR   1,048 0 0
ISHARES COMMON STOCK 464288224 28 1,278 SH   SOLE   1,178 0 100
ISHARES COMMON STOCK 464288224 1,000 46,195 SH   OTR   46,195 0 0
ISHARES ETF-EQUITY 464288695 313 3,680 SH   SOLE   2,880 0 800
ISHARES ETF-EQUITY 464288695 48 568 SH   OTR   568 0 0
JPMORGAN COMMON STOCK 46625H100 668 4,083 SH   SOLE   3,533 0 550
JPMORGAN COMMON STOCK 46625H100 127 774 SH   OTR   774 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 984 6,095 SH   SOLE   6,045 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104 360 2,231 SH   OTR   1,821 0 410
KIMBERLY-CLARK CORP COMMON STOCK 494368103 223 1,682 SH   SOLE   1,682 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 13 95 SH   OTR   0 0 95
LILLY ELI & CO COMMON STOCK 532457108 250 1,081 SH   SOLE   857 0 224
LILLY ELI & CO COMMON STOCK 532457108 45 195 SH   OTR   195 0 0
MAGNITE INC COMMON STOCK 55955D100 371 13,265 SH   SOLE   13,015 0 250
MASTERCARD INC COMMON STOCK 57636Q104 181 521 SH   SOLE   521 0 0
MASTERCARD INC COMMON STOCK 57636Q104 56 160 SH   OTR   160 0 0
MCDONALDS CORP COMMON STOCK 580135101 332 1,379 SH   SOLE   1,354 0 25
MCDONALDS CORP COMMON STOCK 580135101 23 95 SH   OTR   95 0 0
MERCK & CO INC COMMON STOCK 58933Y105 184 2,452 SH   SOLE   2,208 0 244
MERCK & CO INC COMMON STOCK 58933Y105 130 1,733 SH   OTR   1,063 0 670
MICROSOFT CORP COMMON STOCK 594918104 2,662 9,443 SH   SOLE   9,368 0 75
MICROSOFT CORP COMMON STOCK 594918104 1,005 3,564 SH   OTR   1,681 0 1,883
NEXTERA ENERGY INC COMMON STOCK 65339F101 567 7,224 SH   SOLE   7,024 0 200
NEXTERA ENERGY INC COMMON STOCK 65339F101 218 2,780 SH   OTR   1,980 0 800
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 461 1,926 SH   SOLE   1,856 0 70
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 72 303 SH   OTR   303 0 0
PEPSICO INC COMMON STOCK 713448108 597 3,971 SH   SOLE   3,630 0 341
PEPSICO INC COMMON STOCK 713448108 88 585 SH   OTR   585 0 0
PFIZER INC COMMON STOCK 717081103 561 13,037 SH   SOLE   12,912 0 125
PFIZER INC COMMON STOCK 717081103 133 3,082 SH   OTR   2,412 0 670
PROCTER & GAMBLE CO COMMON STOCK 742718109 968 6,927 SH   SOLE   6,479 0 448
PROCTER & GAMBLE CO COMMON STOCK 742718109 272 1,947 SH   OTR   1,436 0 511
QUALCOMM INC COMMON STOCK 747525103 380 2,943 SH   SOLE   2,443 0 500
QUALCOMM INC COMMON STOCK 747525103 122 945 SH   OTR   945 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 200 2,321 SH   SOLE   1,999 0 322
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 89 1,030 SH   OTR   330 0 700
SPDR S&P 500 ETF-EQUITY 78462F103 780 1,817 SH   SOLE   1,817 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 120 280 SH   OTR   280 0 0
SPDR ETF-EQUITY 78464A698 355 5,242 SH   SOLE   5,092 0 150
SPDR ETF-EQUITY 78464A698 146 2,155 SH   OTR   1,610 0 545
SALESFORCE.COM INC COMMON STOCK 79466L302 549 2,023 SH   SOLE   1,638 0 385
SALESFORCE.COM INC COMMON STOCK 79466L302 20 73 SH   DFND   73 0 0
SALESFORCE.COM INC COMMON STOCK 79466L302 240 885 SH   OTR   885 0 0
SPDR ETF-EQUITY 81369Y605 298 7,935 SH   SOLE   7,935 0 0
SPDR ETF-EQUITY 81369Y605 164 4,370 SH   OTR   4,370 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 323 416 SH   SOLE   416 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 9 12 SH   OTR   0 0 12
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 14 75 SH   SOLE   75 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 232 1,205 SH   OTR   203 0 1,002
3M CO COMMON STOCK 88579Y101 227 1,293 SH   SOLE   1,293 0 0
3M CO COMMON STOCK 88579Y101 19 110 SH   OTR   110 0 0
US BANCORP COMMON STOCK 902973304 809 13,605 SH   SOLE   12,205 0 1,400
UNION PACIFIC CORP COMMON STOCK 907818108 220 1,120 SH   SOLE   1,120 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 18 90 SH   OTR   90 0 0
UPSTART HOLDINGS INC COMMON STOCK 91680M107 334 1,057 SH   SOLE   1,057 0 0
VANGUARD ETF-EQUITY 921908844 1,109 7,219 SH   SOLE   6,869 0 350
VANGUARD ETF-EQUITY 921908844 53 347 SH   OTR   212 0 135
VANGUARD ETF-EQUITY 921932505 349 1,308 SH   SOLE   1,308 0 0
VANGUARD ETF-EQUITY 921932505 56 210 SH   OTR   210 0 0
VANGUARD ETF-EQUITY 921932703 711 5,055 SH   SOLE   5,055 0 0
VANGUARD ETF-EQUITY 921932703 104 740 SH   OTR   740 0 0
VANGUARD ETF-EQUITY 921932885 1,223 6,865 SH   SOLE   6,865 0 0
VANGUARD ETF-EQUITY 921943858 4,143 82,061 SH   SOLE   81,116 0 945
VANGUARD ETF-EQUITY 921943858 70 1,381 SH   DFND   1,381 0 0
VANGUARD ETF-EQUITY 921943858 1,758 34,812 SH   OTR   28,486 0 6,326
VANGUARD ETF-EQUITY 922042775 256 4,195 SH   SOLE   4,195 0 0
VANGUARD ETF-EQUITY 922042775 23 373 SH   OTR   373 0 0
VANGUARD ETF-EQUITY 922042858 1,960 39,184 SH   SOLE   37,109 0 2,075
VANGUARD ETF-EQUITY 922042858 23 469 SH   DFND   469 0 0
VANGUARD ETF-EQUITY 922042858 857 17,134 SH   OTR   16,510 0 624
VANGUARD ETF-EQUITY 92204A306 355 4,800 SH   SOLE   4,800 0 0
VANGUARD ETF-EQUITY 92204A306 89 1,200 SH   OTR   1,200 0 0
VANGUARD ETF-EQUITY 92204A504 317 1,284 SH   SOLE   1,284 0 0
VANGUARD ETF-EQUITY 92204A702 615 1,532 SH   SOLE   1,532 0 0
VANGUARD ETF-EQUITY 92204A702 117 292 SH   OTR   292 0 0
VANGUARD ETF-EQUITY 92204A876 356 2,559 SH   SOLE   2,019 0 540
VANGUARD ETF-EQUITY 92204A876 40 288 SH   OTR   288 0 0
VANGUARD ETF-EQUITY 92204A884 435 3,090 SH   SOLE   2,490 0 600
VANGUARD ETF-EQUITY 92204A884 84 600 SH   OTR   600 0 0
VANGUARD ETF-EQUITY 92206C664 829 9,374 SH   SOLE   9,274 0 100
VANGUARD ETF-EQUITY 922908363 1,317 3,338 SH   SOLE   3,178 0 160
VANGUARD ETF-EQUITY 922908553 266 2,616 SH   SOLE   2,161 0 455
VANGUARD ETF-EQUITY 922908553 274 2,695 SH   OTR   2,695 0 0
VANGUARD ETF-EQUITY 922908629 4,249 17,948 SH   SOLE   17,289 0 659
VANGUARD ETF-EQUITY 922908629 2,031 8,577 SH   OTR   8,577 0 0
VANGUARD ETF-EQUITY 922908736 284 978 SH   SOLE   835 0 143
VANGUARD ETF-EQUITY 922908736 376 1,295 SH   OTR   1,295 0 0
VANGUARD ETF-EQUITY 922908744 183 1,350 SH   SOLE   1,350 0 0
VANGUARD ETF-EQUITY 922908744 384 2,835 SH   OTR   2,835 0 0
VANGUARD ETF-EQUITY 922908751 2,122 9,705 SH   SOLE   8,978 0 727
VANGUARD ETF-EQUITY 922908751 23 103 SH   DFND   103 0 0
VANGUARD ETF-EQUITY 922908751 1,026 4,692 SH   OTR   4,692 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 613 11,342 SH   SOLE   10,606 0 736
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 127 2,358 SH   OTR   1,114 0 1,244
VISA INC COMMON STOCK 92826C839 747 3,353 SH   SOLE   3,353 0 0
VISA INC COMMON STOCK 92826C839 45 200 SH   DFND   200 0 0
VISA INC COMMON STOCK 92826C839 192 864 SH   OTR   864 0 0
WALMART INC COMMON STOCK 931142103 108 772 SH   SOLE   772 0 0
WALMART INC COMMON STOCK 931142103 160 1,145 SH   OTR   270 0 875
WELLS FARGO & CO COMMON STOCK 949746101 240 5,161 SH   SOLE   4,031 0 1,130
WELLS FARGO & CO COMMON STOCK 949746101 66 1,420 SH   OTR   1,030 0 390
EATON CORP PLC FOREIGN STOCK G29183103 364 2,438 SH   SOLE   1,755 0 683
EATON CORP PLC FOREIGN STOCK G29183103 38 255 SH   OTR   255 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 248 1,977 SH   SOLE   1,977 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 149 1,188 SH   OTR   660 0 528