-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 QdMXXaCuv8jAKvh69EwpYw==

<SEC-DOCUMENT>0001247129-07-000003.txt : 20071129
<SEC-HEADER>0001247129-07-000003.hdr.sgml : 20071129
<ACCEPTANCE-DATETIME>20071129153049
ACCESSION NUMBER:		0001247129-07-000003
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20071127
FILED AS OF DATE:		20071129
DATE AS OF CHANGE:		20071129

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB United Corp.
		CENTRAL INDEX KEY:			0000764811
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				561456589
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		150 SOUTH FAYETTEVILLE STREET
		STREET 2:		P O BOX 1328
		CITY:			ASHEBORO
		STATE:			NC
		ZIP:			27203
		BUSINESS PHONE:		3366268300

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1328
		CITY:			ASHEBORO
		STATE:			NC
		ZIP:			27204

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FNB CORP/NC
		DATE OF NAME CHANGE:	19920703

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RAMSAY JULIUS M III
		CENTRAL INDEX KEY:			0001247129

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-13823
		FILM NUMBER:		071274738

	BUSINESS ADDRESS:	
		STREET 1:		C/O FNB CORP
		STREET 2:		P O BOX 1328
		CITY:			ASHEBORO
		STATE:			NC
		ZIP:			27204-1328
		BUSINESS PHONE:		3366268300

	MAIL ADDRESS:	
		STREET 1:		PO BOX 4068
		CITY:			ASHEBORO
		STATE:			NC
		ZIP:			27204
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2007-11-27</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000764811</issuerCik>
        <issuerName>FNB United Corp.</issuerName>
        <issuerTradingSymbol>FNBN</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001247129</rptOwnerCik>
            <rptOwnerName>RAMSAY JULIUS M III</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>PO BOX 4068</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>ASHEBORO</rptOwnerCity>
            <rptOwnerState>NC</rptOwnerState>
            <rptOwnerZipCode>27204</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2007-11-27</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>5</transactionFormType>
                <transactionCode>W</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value>E</value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>21056</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>63354</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <ownerSignature>
        <signatureName>Chandalar McMillian Attorney in Fact</signatureName>
        <signatureDate>2007-11-29</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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