-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 UaMjymg1T19jbOFPLhj73npDpWJpU/RaD8xuJBfRIcuUphKnTnf+6F82dJNf1v6i
 GEd9jwQ4lEemWgjnYO32LA==

<SEC-DOCUMENT>0001203886-07-000002.txt : 20070711
<SEC-HEADER>0001203886-07-000002.hdr.sgml : 20070711
<ACCEPTANCE-DATETIME>20070711153517
ACCESSION NUMBER:		0001203886-07-000002
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20070709
FILED AS OF DATE:		20070711
DATE AS OF CHANGE:		20070711

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FNB United Corp.
		CENTRAL INDEX KEY:			0000764811
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				561456589
		STATE OF INCORPORATION:			NC
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		150 SOUTH FAYETTEVILLE STREET
		STREET 2:		P O BOX 1328
		CITY:			ASHEBORO
		STATE:			NC
		ZIP:			27203
		BUSINESS PHONE:		3366268300

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 1328
		CITY:			ASHEBORO
		STATE:			NC
		ZIP:			27204

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FNB CORP/NC
		DATE OF NAME CHANGE:	19920703

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			SEVERSON MARK A
		CENTRAL INDEX KEY:			0001203886

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-13823
		FILM NUMBER:		07974247

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		336.626.8300

	MAIL ADDRESS:	
		STREET 1:		701 DUBLIN ROAD
		CITY:			ASHEBORO
		STATE:			NC
		ZIP:			27205
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2007-07-09</periodOfReport>

    <noSecuritiesOwned>1</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000764811</issuerCik>
        <issuerName>FNB United Corp.</issuerName>
        <issuerTradingSymbol>FNBN</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001203886</rptOwnerCik>
            <rptOwnerName>SEVERSON MARK A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>701 DUBLIN ROAD</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>ASHEBORO</rptOwnerCity>
            <rptOwnerState>NC</rptOwnerState>
            <rptOwnerZipCode>27205</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>EVP</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <ownerSignature>
        <signatureName>Mark Severson</signatureName>
        <signatureDate>2007-07-11</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----